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Old 10-12-2018, 12:21 PM   #1
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Join Date: Sep 2015
Location: Kalispell, MT
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Year: 1993
Coachwork: Amtran Genesis
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Engine: DT466
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Progressive insurance

Well I guess I will see how this works....went to see my insurance agent yesterday about insurance on my bus. I told him straight out that it is a school bus registered as a motorhome. I also told him I had heard that Progressiveís policy was to not insure converted buses.

He just laughed and said ďI have been doing these for years, itís not a problem ď. I once again stressed the fact that that I did not want to get canceled in a few weeks, or be denied a claim at any point. His response was that it takes an insurance agent that knows how to do it correctly and Progressive will cover it.

So.....FULL comprehensive insurance on my 1993 International Genesis motorhome is running me $352.00 a year. I figured $29.33 a month for full coverage was very doable! This is in Washington state.
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Old 10-12-2018, 12:28 PM   #2
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Join Date: May 2016
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hey Kent!!

Good news on the insurance.

Are you back in WW? Anything going on with your bus that I can give a hand with?

At a minimum, we need to get together for a pint or dinner.
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Old 10-12-2018, 04:14 PM   #3
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Originally Posted by PNW_Steve View Post
hey Kent!!

Good news on the insurance.

Are you back in WW? Anything going on with your bus that I can give a hand with?

At a minimum, we need to get together for a pint or dinner.
Hey Steve,
The bus at this point is just a great big ďU-HaulĒ. Not doing much more than finish loading it up for the move.
I am in Walla Walla right now but donít know for how long. Perhaps the rest of October! We should do our own little Octoberfest !!
The house goes on the market this next week and at that time the bus will go into storage so itís not taking up parking space.

Iím not convinced that the local fuel stations have switched to the winter blended diesel yet so went and picked up anti-gel for 100 gallons. Will go fill the bus tomorrow to the tune of around $300

It is nice to be able to drive it again! Itís been sitting for over a year so doing all the usual things, filters, belts, etc... It does start right up and runs fine thanks to the solar power battery tender.

Talk to ya later, weíll have to have that pint sometime.

Kent
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Old 10-12-2018, 04:24 PM   #4
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Join Date: May 2016
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Perhaps dinner at Whiskey Canyon in Waitsburg?
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Old 10-15-2018, 05:48 AM   #5
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Join Date: Dec 2017
Location: China Grove NC
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Year: 1997
Chassis: International 3600 vista
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Quote:
Originally Posted by Asetechrail View Post
Well I guess I will see how this works....went to see my insurance agent yesterday about insurance on my bus. I told him straight out that it is a school bus registered as a motorhome. I also told him I had heard that Progressiveís policy was to not insure converted buses.

He just laughed and said ďI have been doing these for years, itís not a problem ď. I once again stressed the fact that that I did not want to get canceled in a few weeks, or be denied a claim at any point. His response was that it takes an insurance agent that knows how to do it correctly and Progressive will cover it.

So.....FULL comprehensive insurance on my 1993 International Genesis motorhome is running me $352.00 a year. I figured $29.33 a month for full coverage was very doable! This is in Washington state.
Well I just called progressive and was going to pay off this years policy and pay half of next yearís but I was told progressive is not covering Bus conversions anymore. Once peopleís policy year is over they are not renewing anybody I was told. And itís because of a lot of people doing sketchy things like roof raise when they donít know what theyíre doing. fireplaces and Decks on the roof and it states in the policies that these are not allowed and people do it anyways. But itís too bad for the people that donít do it and arenít getting coverage. Just thought that you should know and not be blind sided like I was going to be if I didnít call and find out.
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Old 10-15-2018, 10:25 AM   #6
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Join Date: May 2016
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Engine: Cummins ISC (8.3)
Rated Cap: 72
Which battery tender are you running?

I need to get one for my bus.
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Old 10-15-2018, 10:39 AM   #7
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Join Date: Sep 2015
Location: Kalispell, MT
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Year: 1993
Coachwork: Amtran Genesis
Chassis: International
Engine: DT466
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Originally Posted by PNW_Steve View Post
Which battery tender are you running?

I need to get one for my bus.
B1513FA9-F7DE-4C6C-91C8-C5E7C58BF750.png
Hooked up to a Renogy solar panel.
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Old 10-30-2018, 07:34 PM   #8
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Join Date: Oct 2018
Location: Southern VT
Posts: 39
Year: 2001
Chassis: Allison MD 3060
Engine: Catepillar 3126B 210hp/605 ft lb
just applied for progressive

I have a newly acquired 2001 thomas Matthews bookmobile. So it is NOT a converted school, passenger or transit bus. Progressive says on their website they will not insure those vehicles.

Maybe a niche market, I mean how many bookmobiles are motor home conversions (that is my winter project).

Anyway just purchased a $350 policy (I'm a vermonter). Though my previous 1999 class c 30 footer policy was $42 a year with theft and collison under my auto policy. BTW I am accident and violition free for 35 years...

Though this post wont really HELP anyone without a bookmobile...
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Old 11-24-2018, 10:30 AM   #9
Mini-Skoolie
 
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Join Date: Oct 2018
Location: Southern VT
Posts: 39
Year: 2001
Chassis: Allison MD 3060
Engine: Catepillar 3126B 210hp/605 ft lb
progressive cancelled me

Well after 3 weeks of coverage Progressive has cancelled me as the book mobile bus I bought is considered a school bus, even with a kitchen area and couch from new. It's blue and was built new as a book mobile. I am 58 never a ticket or accident, homeowner, good credit etc!!

And the bus is getting fixed up at a fleet pride place, cant even drive it home.
I will search skoolie.net for help now!!

Funny they knew all the facts going in and sent me all the policy papers.
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Old 11-25-2018, 02:48 PM   #10
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Location: Waltham MA
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Year: 1991
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Originally Posted by matthews2001 View Post
Well after 3 weeks of coverage Progressive has cancelled me as the book mobile bus I bought is considered a school bus, even with a kitchen area and couch from new.
I got insurance a few months ago from Progressive. I told the guy on the phone it was a short bus conversion but he just asked me what it says on the VIN. On the VIN it just says "Ford Econoline." He said that's all they care about. He asked me how many seat belts it had, and since there are 2 it is a passenger vehicle. Apparently if it had only one I would have had to register it as commercial or something like that, and if it had the original 20 it would have been a bus.

I don't have what you'd call a stellar driving record, with 2 collisions (one wasn't me but a friend had borrowed my truck so he was covered under my insurance). They still gave me coverage albeit at a not great rate. I wouldn't get a great rate on anything right now, though, and probably never will again.

I've been insured by Progressive for 4 months now and so far they haven't cancelled me. But I had already resigned myself to not registering as an RV (which of course would be a lot cheaper), so while I did inform them it was a conversion I didn't press the point all that hard. When he offered the passenger vehicle diagnosis I just agreed and shut my mouth.

I shudder to think, though, what would happen if I had an actual accident. I mean, being dropped, and knowing you don't have coverage, is probably preferable to being hit with a lawsuit when the company you've been paying every month refuses to cover you.
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