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Old 06-12-2009, 11:42 PM   #11
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Re: Progressive just dropped us today...?

My policy with GMAC is Liability only, they wouldn't offer me anything more than that. It cost me $50 per month too.. But I live in a large city where insurance premiums are already kind of high, that has to figure into the equasion.

In the other attempts, the agents would work up the entire thing with progressive, then at the last minute the computer would flag the application, which forced the agent to call them... after each of those calls is when I was told Progressive couldn't do it... and each agent I tried seemed to be somewhat surprised that Progressive wouldn't insure it.

Kamoo, if you get turned down by Progressive, I'd give GMAC another call, it may have been one cranky operator... I had no problems and I wound up talking with 2 different people because I had to delay payment while I ran to the bank to make my debit card good...
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Old 06-13-2009, 09:25 AM   #12
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Re: Progressive just dropped us today...?

i just got my letter from progressive asking questions about my title. i'm sure i'm going to be the next one to be dropped. I have my cars, house,motorcycle, and bus all insured with progressive. i'll consider moving all of my vehicles over to a different company.
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Old 06-13-2009, 09:40 AM   #13
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Re: Progressive just dropped us today...?

The problem could be that the Progressive agents get confused and dont quite understand what type of vehicle that you have. Or maybe some people call and get straight to the point and tell them it is a conversion then get rejected and others maybe call it a motorhome and get coverage until they find out? I have had nothing but good experiences with Progressive and would recommend them to anyone, too bad they don't officially cover or not cover skoolies.
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Old 06-13-2009, 11:40 AM   #14
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Re: Progressive just dropped us today...?

Quote:
Originally Posted by kamoo
The problem could be that the Progressive agents get confused and dont quite understand what type of vehicle that you have. Or maybe some people call and get straight to the point and tell them it is a conversion then get rejected and others maybe call it a motorhome and get coverage until they find out? I have had nothing but good experiences with Progressive and would recommend them to anyone, too bad they don't officially cover or not cover skoolies.
So is your skoolie insured with Progressive also??
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Old 06-13-2009, 01:36 PM   #15
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Re: Progressive just dropped us today...?

Quote:
Originally Posted by lapeer20m
i just got my letter from progressive asking questions about my title. i'm sure i'm going to be the next one to be dropped. I have my cars, house,motorcycle, and bus all insured with progressive. i'll consider moving all of my vehicles over to a different company.
Don't respond.... lets see what happens.
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Old 06-13-2009, 06:12 PM   #16
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Re: Progressive just dropped us today...?

No, I dont have it registered yet, figured Id wait until it is almost ready before getting insurance and all. Until I read this I had full intentions of insuring through Progressive, now I wont.

Lapeer20m - I know it will be agravating to say the least if they drop you but I wouldnt be too quick in switching. I have had 2 claims with Progressive, one for a not at fault accident with a DUI driver $15k damage plus injury to myself and another for a break in/theft within 2 years. The other driver had Geico and they were a PITA, they came out and wrote an estimate for about $4k (they were paying for repairs) until Progressive and the bodyshop went to bat with the Geico adjuster for me. After the breakin, Progressive came to my house, looked at the damages and receipts for items that were stolen, went back to their car and 15 mins later came back to the door with a check for more than enough to get the truck repaired and replace all of the missing items, no BS, no argueing, no depreciation deduction, nothing, it was great and no rate increases. I also have rental on my policy and they kept insisting on me using it until the perfectly driveable truck (only in dash GPS and cosmetic issues) was repaired from the theft, even after I told them it is just a waste of their money. About 8 years prior to this I had another insurer, mercury I think? and had a car stolen. That was a mess of argueing and delays, taught me my lesson. My wife, father and a coworker all had Geico (completely seperate policys) and about a month after getting their policy and "low rate" they raised it on them, almost a bait and switch.
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Old 06-13-2009, 09:30 PM   #17
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Re: Progressive just dropped us today...?

I'm guessing they must have had a claim or two from converted bus owners that cost them a bunch of money, and as such they are now getting away from them. Just a guess... One of the KEY questions I got asked from the agents trying to push it through Progressive was "Is this but professionally converted?"
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...Your living room has a steering wheel!
...Your home has brake lights

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Old 06-13-2009, 09:44 PM   #18
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Re: Progressive just dropped us today...?

GoneCamping - I got that same question, dont remember if it was GMAC or Progressive
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Old 06-13-2009, 10:48 PM   #19
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Re: Progressive just dropped us today...?

Well mine is titled as a motorhome & they dropped me.

I never even mentioned that it was a "conversion" I just said it's a bluebird motorhome... they asked "yeah but what model" I said it doesn't say, just says motorhome on my title & registration. I bet the word conversion raises a serious red flag with any insurer.
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Old 06-15-2009, 02:34 PM   #20
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Re: Progressive just dropped us today...?

I am calling GMAC today to try to get insurance. My bus is just an empty vehicle with no conversion yet. We want just the basic insurance to get it to New Mexico. It is titled as an RV. Any advice on what I should or should not tell them on the phone? Since it is not a conversion but is titled as an RV do I mention conversion? HELP!
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