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Old 06-24-2009, 11:26 PM   #31
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Re: Progressive just dropped us today...?

Quote:
Originally Posted by kamoo
Every state is different with weight laws and spread. For the life of me I cant recall the numbers but typically the front steer is 12k-18k depending on state and tire size and tandem drives are 36k. Our tandem axle trucks (1 steer and 1 dual tire drive) are gross @ 33k. You should really check to see what you state allows, weigh your front and rear, then register accordingly with a little wiggle room.
When you order a single trip permit on a tractor trailer they need the front weight (max that out by what is allowed) spread (center to center) from front to tandem, king pin measured from rear of tractor forward, rear tandem to center of front rear, number of rear, over all length bumper to bumper, wheel base (center of front to center of rear), overall length, deck length, license plates, tire size and route using state/US road number - not names - more measurements if you have trollies and/or stingers. Sometimes you order and tell them 7 axles maxed out and get a permit in 5 mins other times you have to go through all the BS and get a permit in 24 hours, depends on who answers the phone. Some states you have to use a permit service, others you call direct and sometimes after 24 hours they reject it because your route or weights are wrong. In Washington DC you have to hand carry your single trip permit application to them with a check in hand, so noone gets them and they typically run illegal there. We always max out on all axle weights as it is very hard to load heavy and have legal distribution per axle without a scale. Some states are worse then others, Florida is easy, Virginia is tough and each state uses a different formula. You may be legal in one state and illegal in another, doubt so much with a straight vehicle such as a bus.
WOW... thats alot of info & sounds like a pain in the a**! I guess more than anything I was just wondering if I have to stop at weigh stations when they are open or can I just roll on past...
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Old 06-25-2009, 08:31 AM   #32
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Re: Progressive just dropped us today...?

Unless some state out there has a different law, commercial or not, busses do not have to go through the weigh station. RVs also do not have to. Now if you registered your bus as a truck and turned it into an RV then who knows, you may even confuse the DOT guys.
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Old 06-26-2009, 08:52 AM   #33
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Re: Progressive just dropped us today...?

Thanks vanguy67, that is what I was looking for!
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Old 06-26-2009, 11:05 PM   #34
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Re: Progressive just dropped us today...?

Just to add my 2 cents to the weight issue, my Thomas is listed on the title with an "Empty Weight" of 19,000 lbs and the GVW is 30,000 lbs... I haven't put it on a scale yet, but that will happen soon since it's basically complete and empty this would be the perfect time to get it on a scale and see exactly what I have...
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Old 06-27-2009, 07:58 AM   #35
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Re: Progressive just dropped us today...?

Quote:
Originally Posted by GoneCamping
Just to add my 2 cents to the weight issue, my Thomas is listed on the title with an "Empty Weight" of 19,000 lbs and the GVW is 30,000 lbs... I haven't put it on a scale yet, but that will happen soon since it's basically complete and empty this would be the perfect time to get it on a scale and see exactly what I have...
Let me know what it weighs in at!
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Old 06-30-2009, 09:49 AM   #36
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Re: Progressive just dropped us today...?

Quote:
Originally Posted by case
I got 'the letter' from Progressive today. They don't recognize the make and model of my motorhome, and want some supporting documents.

I'm going to stall so at least I can drive from my In laws house back to the Bus' permanent home.

So if they drop me, i guess GMAC is the way to go?
I think anyone who has Progressive is going to see that "dreaded letter". I applied online with GMAC & was approved without question & haven't heard anything since. Should get the paperwork shortly. We pay $290 for 6 months & I set it up with the lowest coverage as we are driving to NM & parking it till converted. Good luck, it was easy & painless!
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Old 06-30-2009, 03:17 PM   #37
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Re: Progressive just dropped us today...?

I now have a second bus and I just got it insured today with State Farm. $200 / yr with full coverage including emergency road side assistance. Gave them pictures and told them it was the type of truck the chassis is (because that is what it is titled as) and I didn't have any problems.
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Old 06-30-2009, 04:50 PM   #38
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Re: Progressive just dropped us today...?

If you have Farm Bureau in your area, I highly suggest checking them out. I was completely upfront with them about what I had (a bookmobile that was registered as an RV, but not yet converted at the time), they quoted me full coverage for $95 every six months, and liability for $51 every six months. This was with a value of $8,000 (I had explained that it cost a bit under $4,000, but my guesstimate of what it'd take to convert would have it total $8,000). The only thing they had to get clarification on was what coverage I would need while parked (i.e., what if I'm setup at a site and someone comes along and steals our tv, laptop, etc.). They came back and said that the contents would be covered up to 10% of what our home policy would cover (or something along those lines), it'd basically be handled the same as if someone broke into our car and stole something. They said I might need a separate policy if anything was used in a business capacity (such as a laptop).

So basically, they know exactly what we're doing, got clarification on exactly what insurance we needed, and it's dirt cheap compared to what others seem to have to pay. They also know that I'm driving the thing far distances, especially since I had to get a Canada insurance card for my trip to Alaska. Insurance card clearly shows it as a 95 International 3800. Zero problems. Hope I don't ever have to find out what'd happen if we actually had a claim on the RV, but they've been helpful in the past on other claims.
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Old 07-02-2009, 11:57 AM   #39
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Re: Progressive just dropped us today...?

Got dropped like a bad habbit... GRRR they said that because it was a bus they could not insure it any more...But they did offer a commercial policy; its a screamin deal, Ya, scream your self right back into a normal house. Trippel the cost of the policy they gave us when we first started. Thanks not so progressive! Calling GMAC today!
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Old 07-02-2009, 10:55 PM   #40
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Re: Progressive just dropped us today...?

As an FYI... I checked with a friend of mine who has a Skoolie, they insured their bus with Good Sam VIP Insurance, but after I checked the Good Sam website I learned that Good Sam uses GMAC... Go figure!!

Meanwhile, I may have stumbled across some interesting information on why Progressive (among others) won't insure school bus conversion... and this is a company that DOES insure them.

Poliseek Bus Conversion Insurance you'll find what they say in the 3rd catagory of bus conversions VERY insteresting!!
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