Originally Posted by lornaschinske
Go to the Escapees Discussion Forum. If you scroll down the page you will find a section called "ask The Experts". This is where you can ask questions of the insurance companies. Many companies, including Progressive, will not cover an RV that is lived in Full-time. They will sell you a policy, but will either cancel or refuse to pay out on a claim. GMAC and Poliseek (formerly AON) will cover bus conversions. I don't think it matters what kind of bus.
(website if you just want to get a quote)
Requested a quote from Poliseek for a bus conversion, since they specifically mention school buses on their website. Got a phone call the next day. The sales rep asked 2 questions - will it be registered in CT (same as my address), and was it a school bus or transit. I said yes, and school, and she said they had no market for that type of liability. (Might just be in this state.)
Just got off the phone with GMAC. $278 for 6 months, state minimum liability on the bus. Said it was a bus conversion that I did myself. Didn't mention the word school, and she didn't ask. Previous title just says "bus." Now the challenging part - DMV.