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Old 06-10-2009, 11:16 PM   #1
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Progressive just dropped us today...?

We just purchased our Thomas & had insurance for about 2 weeks. We originally were told by USAA that they will insure us but on purchasing the bus a different rep automatically transferred us to Progressive & told us they do not insure RV's.

So today my wife called Progressive to inform them that her name was spelled wrong on the new policy & could they help her reset her password so she can register online. Well in the process of this conversation the rep started asking questions about the bus, make, model, year etc. After telling her that it is a 1989 Thomas bus as that is what the title states, & also informed her that it is titled as private, not commercial she told us that they will not insure a bus or conversion.

Well this led to us now being in the postition of losing our new insurance policy in about a month or less. My questions are... Should I approach this differently when inquiring about insurance? The title has no model, just type. It states BU. It also states private. We are initially using this bus as a way to move to NM & it won't be converted anytime soon. What do I call a vehicle like this as it is not a bus nor is it an RV...
Also, please direct me to a good insurance company that will cover us please!
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Old 06-11-2009, 10:24 AM   #2
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Re: Progressive just dropped us today...?

Thanks, that is my next move!
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Old 06-11-2009, 01:55 PM   #3
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Re: Progressive just dropped us today...?

I got the same letter from progressive.. said something like "your policy has been canceled becasue it is a converted school bus" not sure why.

When I called them to get coverage, they asked the vin, make, model ect.. I gave them the vin, told them it's a motorhome (that's what the title says) & it was no problem. Then I got a letter asking for a copy of the regestration or the title, so I faxed a copy of the title and a few weeks later I got the letter.

I haven't called to argue. I have a hard time argueing with someone to take my money...
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Old 06-11-2009, 02:01 PM   #4
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Re: Progressive just dropped us today...?

Quote:
Originally Posted by phillbus914
I got the same letter from progressive.. said something like "your policy has been canceled becasue it is a converted school bus" not sure why.

When I called them to get coverage, they asked the vin, make, model ect.. I gave them the vin, told them it's a motorhome (that's what the title says) & it was no problem. Then I got a letter asking for a copy of the regestration or the title, so I faxed a copy of the title and a few weeks later I got the letter.

I haven't called to argue. I have a hard time argueing with someone to take my money...
Yep, exact same scenario for the most part. I just don't get why they would give us a policy & 2 weeks later take it away. This is not a company I care to do business with anyway!
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Old 06-11-2009, 10:15 PM   #5
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Re: Progressive just dropped us today...?

I went through something similar too, one insurance agent to the next, they would work up the policy, and make a call or two then tell me they (Progressive) couldn't write the policy because it was a bus. Then I got them to try GMAC and ran up against what seemed like a similar road block. On my 4th GMAC agent she finally called them and asked why the policy kept being rejected... They informed her that only GMAC could write the policy, and that I needed to call them directly. So I did exactly that, took 20 minutes on the phone and a credit card (debit card actually)... 1-800-325-1088
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Old 06-11-2009, 11:09 PM   #6
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Re: Progressive just dropped us today...?

Just before Progressive dumped us they were asking all kinds of questions about the title, the main question being - is it titled as a bus? Yes I answered, says BU. I think this is the sole reason I was dropped by Progressive.

Yesterday I was delivered a code violation from the city code enforcement office (for the same reason). They stated that because my title on the Thomas stated BU for bus that my bus was a commercial vehicle even tho it was titled as private use. So, I went to the tag office & told them that my title was incorrect & it should have been titled as a motorhome or MH. They required no proof besides my word that it is in fact a MH & not a bus & they changed my title for me, free of charge. What I am getting at is if my bus was titled as a MH in the first place i may not be having problems with Progressive... or the city!

Gone Camping, What are you paying for insurance thru GMAC? Is it liability or full coverage?
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Old 06-12-2009, 11:34 AM   #7
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Re: Progressive just dropped us today...?

Mine is titled as a motorhome, but I was still dropped from progressive. Somehow they figured out that it was a converted school bus, maybe by the vin?

Jason has progressive on his latest jacuzzi bus, and hasn't been canceled. I don't know what he did diffrently.
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Old 06-12-2009, 11:58 AM   #8
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Re: Progressive just dropped us today...?

Well I have a progressive policy...and I have a full policy on our bus its a 92 bluebird its regesterd as a bus but insured as a RV, now what i found was that diffrent states have diffrent policy's... Montana has a policy that insures us for $10,000 for our persnol effects and 6,000 for the bus, at $85.00 a month. Now that being said i tried to regester the bus in maine were we will be heading in a little while. And the maine branch would not insure the bus, soo hint hint
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Old 06-12-2009, 07:22 PM   #9
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Re: Progressive just dropped us today...?

I have a quote from progressive and planned on using them (havent registered the bus yet). I guess I should think twice. At first I called GMAC, the lady was rude and was adamant that they did not insure conversions so I gave up feeling very annoyed considering how many people on this board use GMAC. There is nothing worse than argueing with someone that you are trying to do business with. Then I called Progressive directly and they told me the same thing. So I went to my broker who got me a quote through Progressive - left me a little confused about the whole ordeal.
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Old 06-12-2009, 11:02 PM   #10
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Re: Progressive just dropped us today...?

After hearing the mixed responses I just don't understand why Progressive is so vague on who will get coverage & who won't... Either you cover conversions, OR you don't!
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