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Old 06-08-2019, 05:07 PM   #1
Skoolie
 
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Location: Rock Hill, SC
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Year: 1997
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Chassis: Vista 3600
Engine: DT466E / AT545
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Pros & Cons Of Registering/Insuring As RV

I've got a nearly full length skoolie that I was originally going to build out for 3+ day boondocking capability to take family on vacation. That has since fallen through.

During the conversion process (still underway) both the DMV and insurance didn't classify it as a RV but rather a cargo van (I think DMV was a covered cargo truck). Makes sense since it wasn't livable, just a big empty rolling rectangle.

So, I was wondering how far I can keep building out until I legally have to register it as an RV? I'm assuming it's somewhere between "Functioning plumbing" and "Kitchen sink", but I have no clue.

Since the original plan of multi-person vehicle is out, it's just going to be me. I'd like to take it on single day vacations where no bathroom or real plumbing is needed while I'm building it to be [whatever], but also don't want to run into issues if I get into an accident.
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Old 06-08-2019, 05:11 PM   #2
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You'll wish you opted for the toilet if you have issues that result an accident!
Oh, a wreck?
Never mind...
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Old 06-08-2019, 05:14 PM   #3
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I don't believe you ever have to register it as an RV if you don't want to. The reason most do it is because it is believed the insurance will be cheaper. If you decide you want RV insurance a completed conversion will need to be done. Most states use these same 6 items for a conversion. Only 4 of the list needs to be done at your choice. If you don't want toilet plumbing, use a compost toilet, neither is required.


Cooking appliance with onboard fuel source
Gas or electric fridge
Toilet with exterior evac
Heat/AC with power other than engine
Potable (drinkable) water supply
110v power supply
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Old 06-08-2019, 07:14 PM   #4
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Yes, cannot see the RV designation by DMV **ever** being required, that is an exception case to the "big truck" requirements, less stringent, so up to you.

But wrt to insurance, of course nothing less than full disclosure is prudent.
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