Reply
 
Thread Tools Display Modes
 
Old 02-28-2018, 10:05 AM   #1
New Member
 
Join Date: Feb 2018
Location: FL
Posts: 7
Short Bus Insurance

Hi. So I posted an earlier thread about insurance but I was looking at 65-70 passenger buses. I recently found a 1999 Thomas 26 passenger bus that has had all the seats removed. I think a short bus will fit my needs better. But as far as insurance goes, the bus is in NC, and Iíll be visiting thus weekend so it would work out well to pick it up. Is it easier to insure a smaller bus? Since all the seats are removed would it be easier to classify it as a personal use vehicle?

I also found a 98 Chevy vandura located 2hrs from me in FL. Thatís another option, but I believe it runs on gas and I wanted reviews on whether gas or diesel is the way to go? And would that be easier to get insured and registered as a van?
ddbbella is offline   Reply With Quote
Old 02-28-2018, 10:12 AM   #2
Bus Nut
 
Join Date: Feb 2018
Location: Tahoe
Posts: 513
Year: 1997
Coachwork: International
Chassis: 3000RE
Engine: T444E w/ MT643
Rated Cap: 84 pass, 40'
Quote:
Originally Posted by ddbbella View Post
Hi. So I posted an earlier thread about insurance but I was looking at 65-70 passenger buses. I recently found a 1999 Thomas 26 passenger bus that has had all the seats removed. I think a short bus will fit my needs better. But as far as insurance goes, the bus is in NC, and Iíll be visiting thus weekend so it would work out well to pick it up. Is it easier to insure a smaller bus? Since all the seats are removed would it be easier to classify it as a personal use vehicle?

I also found a 98 Chevy vandura located 2hrs from me in FL. Thatís another option, but I believe it runs on gas and I wanted reviews on whether gas or diesel is the way to go? And would that be easier to get insured and registered as a van?
This varies so much by state and your personal situation. Call your insurance company or an independent agent and ask for a quote to insure the kind of vehicle you are interested in BEFORE you even go look at it. If you either can't get Insurance or it's too expensive for that model, what's the point? I am kicking myself because I KNEW this and I didn't do it for this vehicle after always checking it for other vehicles!!

Sent from my XT1585 using Tapatalk
__________________
middle aged mom on a learning adventure
2martins is offline   Reply With Quote
Old 02-28-2018, 12:00 PM   #3
Bus Nut
 
Jdawgsfanasty's Avatar
 
Join Date: Dec 2017
Posts: 973
Quote:
Originally Posted by ddbbella View Post
Hi. So I posted an earlier thread about insurance but I was looking at 65-70 passenger buses. I recently found a 1999 Thomas 26 passenger bus that has had all the seats removed. I think a short bus will fit my needs better. But as far as insurance goes, the bus is in NC, and Iíll be visiting thus weekend so it would work out well to pick it up. Is it easier to insure a smaller bus? Since all the seats are removed would it be easier to classify it as a personal use vehicle?

I also found a 98 Chevy vandura located 2hrs from me in FL. Thatís another option, but I believe it runs on gas and I wanted reviews on whether gas or diesel is the way to go? And would that be easier to get insured and registered as a van?
Diesel is a more stable fuel but is not "cold friendly" diesels don't like being ran dry...I think it's probably a personal preference...:shrug:

Sent from my VS500PP using Tapatalk
Jdawgsfanasty is offline   Reply With Quote
Old 02-28-2018, 01:36 PM   #4
New Member
 
Join Date: Feb 2018
Location: FL
Posts: 7
So I wonít the auction for the bus! Waiting for the seller to get back to me. This is for the Thomas 1998 Iím NC. If the bus is still up to date registered under the old owner, do I then just have the title switched to my name and try to get my bus insured for personal use?
ddbbella is offline   Reply With Quote
Old 02-28-2018, 01:45 PM   #5
Skoolie
 
Join Date: Jan 2018
Location: Brunswick, GA
Posts: 148
Year: 1999
Coachwork: Blue Bird
Chassis: TC2000
Engine: 5.9 Cummins
Rated Cap: 84
Quote:
Originally Posted by ddbbella View Post
So I won’t the auction for the bus! Waiting for the seller to get back to me. This is for the Thomas 1998 I’m NC. If the bus is still up to date registered under the old owner, do I then just have the title switched to my name and try to get my bus insured for personal use?
You don't even have to do the title transfer first. I would get the VIN number, get insurance, verify that your driver's license is sufficient for the size vehicle you are driving, and go get it. You'll pick up the title from the current owner when you get it (signed over on the back), do a bill of sale also, and worry about title transfer, tags when you get home.
Pre-trip inspection items include oil/transmission/brake fluid/coolant level checks, tire pressure and condition checks.
Good luck, and welcome to the madness!!
TrailLifeBill is offline   Reply With Quote
Old 02-28-2018, 02:43 PM   #6
Bus Geek
 
Robin97396's Avatar
 
Join Date: Feb 2016
Location: Willamina, Oregon
Posts: 6,409
Coachwork: 97 Bluebird TC1000 5.9
I think you're right about choosing a shorty. It would be much easier for you to drive. As far as I know the insurance issue remains the same regardless of bus length.

The two things most often overlooked by new bus owners are insurance and a permanent place to park where they can work on the bus.

You may want to consider posting details and photos, but not liks or locations, of buses you are considering buying. You'll learn a lot from the evaluations from multiple members here that will likely influence your buying decision. We'd rather see you buy a nice bus than to help you fix a bad bus.
__________________
Robin
Nobody's Business
Robin97396 is offline   Reply With Quote
Old 02-28-2018, 04:25 PM   #7
Bus Geek
 
Join Date: Sep 2017
Location: Owasso, OK
Posts: 2,627
Year: 1999
Coachwork: Thomas
Chassis: Saf-T-Liner MVP ER
Engine: Cummins 6CTA8.3 Mechanical MD3060
Rated Cap: 46 Coach Seats, 40 foot
Quote:
Originally Posted by Robin97396 View Post
I think you're right about choosing a shorty. It would be much easier for you to drive. As far as I know the insurance issue remains the same regardless of bus length.

The two things most often overlooked by new bus owners are insurance and a permanent place to park where they can work on the bus.

You may want to consider posting details and photos, but not liks or locations, of buses you are considering buying. You'll learn a lot from the evaluations from multiple members here that will likely influence your buying decision. We'd rather see you buy a nice bus than to help you fix a bad bus.
Insurance is not quite the same.

While the shorties are still buses, they are under the 26k lbs gross weight and they often have fewer than 16 seats. You are entitled to count the number of adult, not rugrat seats, so each bench is two people, not three.
__________________
Steve Bracken

Build Thread
Twigg is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Featured Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -5. The time now is 01:50 AM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2019, vBulletin Solutions, Inc.