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Old 02-07-2018, 03:49 PM   #1
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SKOOLIE INSURANCE Insurance for School Bus Conversions

Some of you may have seen this already. It was new to me.

https://skoolieinsurance.com
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Old 02-07-2018, 03:58 PM   #2
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Going by the text on their site I assume they offer insurance for completed conversions. At least in Florida, the issue people face is insuring in-progress conversions.
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Old 02-07-2018, 06:38 PM   #3
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I just spoke with them and they are currently offering insurance in:
CA, CO, TX, MO, IL & TN.

They require 85% completion of the conversion before writing coverage.

I asked what they could offer to someone who is just starting their conversion and explained how some are getting the "commercial vehicle for personal use" policies. They are going to check in to it and let me know.
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Old 02-07-2018, 10:06 PM   #4
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Originally Posted by Robin97396 View Post
Some of you may have seen this already. It was new to me.

https://skoolieinsurance.com
Yep...I posted a ad from these folks...sounds promising

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Old 02-07-2018, 10:35 PM   #5
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These skoolies represent a niche in the insurance market that isn't directly represented, at least not out in the open. I hope this company can come up with some decent rates. They don't cover my state.
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Old 02-08-2018, 08:09 AM   #6
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The insurance for a skoolie is what is holding a lot of us back from getting a skoolie project started. I hope they get Oregon covered sometime soon. I think there is a fair amount of conversions here in the PNW.
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Old 02-08-2018, 11:58 AM   #7
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The insurance for a skoolie is what is holding a lot of us back from getting a skoolie project started. I hope they get Oregon covered sometime soon. I think there is a fair amount of conversions here in the PNW.
Oregon was the easiest state I've ever tried in. We are in Celeste and are having a time of it. Our conversion is complete

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Old 02-08-2018, 12:45 PM   #8
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People are ignoring the obvious elephant in the room concerning getting RV insurance. When you buy a bus, it is not an RV. Why would any insurance company in their right mind want to insure it as an RV when they could be forced to pay through the nose to replace your "RV" if you're in an accident? It's a fricking bus with the seats removed until you get all the stuff in there that makes it an RV. That usually takes a couple of years to accomplish actual RV status, so when its time for new tags at the two year point make your change to RV plates at that time when you actually qualify for RV plates. Meanwhile register it as a bus, van, truck, station wagon or whatever they want to call it so you can have it on the road.

You guys are trying to skip a step. They don't give out RV plates based on your intentions. You've got to understand that LEOs can not enter or search an RV without a warrant because it is considered a home. That opens the door for illegal activity while the LEOs can't search your vehicle because of its home status. So, the DMV is resistant to giving out RV plates when you don't qualify for them. It is just common sense.

Some states are tougher to get registration in. Others have done it before you.
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Old 02-08-2018, 01:05 PM   #9
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People are ignoring the obvious elephant in the room concerning getting RV insurance. When you buy a bus, it is not an RV. Why would any insurance company in their right mind want to insure it as an RV when they could be forced to pay through the nose to replace your "RV" if you're in an accident? It's a fricking bus with the seats removed until you get all the stuff in there that makes it an RV. That usually takes a couple of years to accomplish actual RV status, so when its time for new tags at the two year point make your change to RV plates at that time when you actually qualify for RV plates. Meanwhile register it as a bus, van, truck, station wagon or whatever they want to call it so you can have it on the road.

You guys are trying to skip a step. They don't give out RV plates based on your intentions. You've got to understand that LEOs can not enter or search an RV without a warrant because it is considered a home. That opens the door for illegal activity while the LEOs can't search your vehicle because of its home status. So, the DMV is resistant to giving out RV plates when you don't qualify for them. It is just common sense.

Some states are tougher to get registration in. Others have done it before you.
You wish leo's can't enter your r.v. that had not been my experience. Ever. Probable Cause laws are the same for your house, and I'm sure we all have experienced leos violating that.

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Old 02-08-2018, 03:06 PM   #10
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Well, actually no. I've never had a LEO in my house, invited or otherwise. It works so much better to slip under the radar than to draw attention to yourself. Just cause is sometimes reasonable but not that hard to beat in court, then any evidence collected can't be used against you.
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