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Old 04-05-2016, 12:52 PM   #11
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Originally Posted by Dancast9999 View Post
I'm in Brisbane just south of San Francisco. Once I sort out insurance I need to find a place to park/store this 34 ft bluebird close to San Francisco. The bus is nearly as big as my apartment.

I was only shopping for commercial liability per the suggestions I saw on this site. I reached out to State Farm & All State for RV insurance and I'm waiting a response. Good Sam is the one currently reviewing my pictures to see if it's "Converted Enough".

I havent been intentionally giving too much information when talking with insurance brokers/agents but I havent outright lied either. After they ask Make, Model, Year for some reason they always seem to ask if it is a converted bus... Should I just say "No"?

I'm reading about Surety Bonds now. If these RV policies fall through that seems like my only option left (as I don't have $35,000 cash deposit for the DMV).

As a warning to all those with Progressive Commercial for Personal Use: I spoke with two agents and they specifically said that motorhome school buses are not covered. My commercial quote was rather expensive. I was hoping to pay for it and get it activated, but Progressive was very clear in that their policy does not cover Buses that were converted enough to be considered motorhome. I would hate to see someone paying over a thousand per year and NOT actually be covered if something were to happen.

"Good Sam is the one currently reviewing my pictures to see if it's "Converted Enough"


If it's already titled as a RV I'd say yes tell them it's converted, That you bought it that way & if they ask who did the conversion tell them you don't know.

Be honest with your answers but don't divulge more than they ask.You should be going for liability only.
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Old 04-10-2016, 07:08 AM   #12
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yup, good sam only will cover liability on a conversion. also they have a not fully converted policy , you just have to pay a fee.
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Old 04-10-2016, 10:00 AM   #13
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I used AIS https://www.aisinsurance.com/product...onversion.aspx got private noncommercial insurance when I bought it last Aug to drive home. Will be using them again in the next few months after it is registered as a motorhome in SD.
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Old 04-10-2016, 01:01 PM   #14
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It's interesting that some of us are getting turned down by the same parent company that is insuring other converted buses.

My current success at gaining insurance was through the online multiple quote folks that reach out to a number of insurance companies. It looks like it doesn't work when you register all your information because you don't get an immediate response. If you visit the insurance companies listed on the multiple quote site you'll have to enter your vehicle and personal information again, but a week or two later you get snail mail responses from the insurance companies with you correct vin #s and a policy all set up. It pays to pay attention to what looks like junk mail.
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Old 04-18-2016, 01:47 PM   #15
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Many of us have found that Farm Bureau provides skoolies insurance...
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Old 04-18-2016, 05:38 PM   #16
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Originally Posted by Josiahdr View Post
I used AIS https://www.aisinsurance.com/product...onversion.aspx got private noncommercial insurance when I bought it last Aug to drive home. Will be using them again in the next few months after it is registered as a motorhome in SD.
We went through AIS as well. Very helpful people there.
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Old 04-18-2016, 05:42 PM   #17
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As a follow-up, I ended up being insured with The General (Good Sam). It was converted enough for their underwriters approval.
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Old 04-18-2016, 10:24 PM   #18
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I have to take back what I said about State Farm. They just sent me a cancellation notice. Second time I've been cancelled after purchasing a policy within the first month.

Doesn't Farm Bureau just steer us to Progressive's commercial policy?
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Old 04-19-2016, 06:28 AM   #19
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after much research, ive found that you can get a commercial policy from progressive, but that is NOT as an RV, if they find out your converting to rv they will drop you. let alone if you got in accident and they found out then that it was conversion it wouldnt be covered.
AIS, and Good Sam are about the only 2 that will start new policy for bus conversion.
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Old 04-19-2016, 07:00 AM   #20
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what determines a conversion? is the fact that I plan to have a mini frig and a blanket and pillow on a "table" considered a conversion?

yet I'll still have a bunch of seats...

its definitely NOT enough conversion for AIS or good sam as they require some sort of "plumbing"...

seems those using skoolies as toy haulers, mobile artists studios, or other non camping activities end up in a truly gray area.. esp if its not a full conversion but simply a nice enclosed space to haul the classic car and your family or perform arts and crafts..

-Christopher
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