Stumped about getting insurance

[Arvik]

good sam says it needs ,
cooking capabilities
sleeping space
refrigerator
drinking H2o storage
Bathroom
Electrical system (shore or 12 v)
and HVAC heat and ac.

once it has these the rv insurance is super cheap too!

[cadillackid]

Originally Posted by jester

good sam says it needs ,
cooking capabilities
sleeping space
refrigerator
drinking H2o storage
Bathroom
Electrical system (shore or 12 v)
and HVAC heat and ac.

once it has these the rv insurance is super cheap too!

correct.. most of the stuff I DONT plan to have... at least no plumbing or central drinking water... and my HVAC is only going to be engine driven... so good sam is out for me...

thus far Progressive commercial has bene on board.. we shall see if I get a cancel letter..

if I get cancelled, i'll change my title back to bus, go get my CDL and roll that way
-Christopher

[EastCoastCB]

Originally Posted by cadillackid

correct.. most of the stuff I DONT plan to have... at least no plumbing or central drinking water... and my HVAC is only going to be engine driven... so good sam is out for me...

thus far Progressive commercial has bene on board.. we shall see if I get a cancel letter..

if I get cancelled, i'll change my title back to bus, go get my CDL and roll that way
-Christopher

I thought you had a CDL already.

[cadillackid]

Originally Posted by EastCoastCB

I thought you had a CDL already.

I had one, let it expire, have to go get it again, or at the very least update the physical on file and renew.

-Christopher

[leadsled01]

You might want to check on the physical.. I have a cdl for my city/government job and since we don't drive for commerce (freight or passengers for a profit) we don't need a physical. I was told that private cdl people don't need physicals either. Of course this is what we are told by management so take it for what its worth.

Originally Posted by cadillackid

I had one, let it expire, have to go get it again, or at the very least update the physical on file and renew.

-Christopher

[cadillackid]

Originally Posted by leadsled01

You might want to check on the physical.. I have a cdl for my city/government job and since we don't drive for commerce (freight or passengers for a profit) we don't need a physical. I was told that private cdl people don't need physicals either. Of course this is what we are told by management so take it for what its worth.

good call thanks for the tip, I'll check into what Ohio requires.. I had one previous for driving empty busses but was paid for it.. also got one as I had driven a church bus which in ohio was considered commercial because I was carrying passengers for "other than a personal purpose"..

its Ok to load 60 friends in a personal bus and go for a ride but not 60 church people for a church event in a bus owned by the church..

-Christopher

[karma8282]

Originally Posted by cadillackid

"International S3800" worked like a champ for me through progressive commercial... I told them its a Bus with less than 15 passenger capabilities..

progressive wont insure converted skoolies by name.. however they will insure busses for private non commercial use to an individual...

good sam wants your conversion to be complete. including a bathroom functional..
-Christopher

Good Sam now has policies for unfinished and finished bus

[8window]

Personally, Farm Bureau was cheaper than Good Sam...

[Robin97396]

Good Sam and Farm Bureau both turned me down flat. Seems to vary by state.

[jake_blue]

Another vote for AIS

[Robin97396]

It's good to hear that there are other companies insuring skoolies besides Progressive, at least in some states.

[Scooternj]

Originally Posted by Robin97396

Good Sam and Farm Bureau both turned me down flat. Seems to vary by state.

Good Sam, for NJ, does Progressive RV. Who, as we know, don't do skoolies. And Foremost wants a professional conversion

[Dana]

What exactly is HVAC according to Good Sam?
I have everything else on their list. I have AV & Heat provided by the engine while driving. I do not want A/C while parked and plan on using portable heaters. I mean, at this point I'm not living in it. Its for recreation and vacations for crying out loud. Its just a big car I can poop in!

[Dapplecreek]

[Dana]

LOL!!!

[DoubleO7]

Originally Posted by Dana

What exactly is HVAC according to Good Sam?
I have everything else on their list. I have AV & Heat provided by the engine while driving. I do not want A/C while parked and plan on using portable heaters. I mean, at this point I'm not living in it. Its for recreation and vacations for crying out loud. Its just a big car I can poop in!

just say yes, they are not going to ever inspect it to confirm all your answers.

[bradmcmullen71]

We are in Illinois, progressive is the only one we could find ten years ago to insure our bus. Haven't had to use it, just liability, but cheap. About 110 a year.

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[cadillackid]

I have Progressive COMMERCIAL.. 'commercial vehicle for personal use'..

$900 / year TOTAL for FULL coverage on TWO busses..
-Christopher

[IWC Bus]

I have printed out and reciting it over and over!

[Njsurf73]

Originally Posted by Scooternj

Have you been doing this online, on the phone, or in person? Online won't always get you what you need, when you need it. In person may actually be faster. And that's funny about Good Sam. When I called them, I got insurance *for* the conversion, prior to converting- but it was Progressive who dropped me faster than a hot potato like everyone else.

I called Good Sam, they won't insure until it is completely converted. Called today.

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