Switching from commercial insurance.

[VanBoosMatt]

Hey all,

I've been lurking for awhile and getting ideas for my conversion. The site's been very helpful. While I don't have a full bus, I have a Turtletop Vanterra, so I hope I'm bussy enough.

My question is on insurance. Like many, I found it difficult to find insurance because in NH everything over 10,000 GVW is considered a commercial vehicle. I was able to get basic commercial liability but the Progressive agent said that when it became an RV I'd need to change my policy. But I'm wondering if anyone has any experience with ignoring such advice and keeping the commercial insurance. I'm really just concerned with the vehicle itself at this point, but don't want to end up not covered at all in case of some issue.

Any help would be great!

Thanks.

I added a couple pictures because that seems appropriate.

[Twigg]

I'm going through this right now, and it varies by state. I'm in Oklahoma.

State Farm who insures all of our vehicles, won't insure the bus, but they will carry the risk when it has been converted.

Progressive quoted me around $300 for a commercial policy for personal use. I'll probably go that way and it can be done online.

[EastCoastCB]

MY insurer told me as long as its not a shuttle bus style they'll insure it. IDK why, just what I was told.

[Twigg]

Originally Posted by EastCoastCB

MY insurer told me as long as its not a shuttle bus style they'll insure it. IDK why, just what I was told.

Charlie, I think it sometimes depends on the individual underwriters. If they have done this before they are relaxed about it, if not they are wary.

[Rusty]

Wow, nice shuttle ! So clean.

Interior is very cozy.

[Robin97396]

A lot of people go to Good Sam insurance after a RV conversion.

Are you going to install tanks and all the RV stuff in that little van? It does look nice, but it seems to be more of a conversion van.

You don't have to go with full blown RV plates and insurance. I'm in a medium size bus going the conversion van route. It all depends on your intended use.

[eMagi13]

I have to admit that I haven't read the rest of this thread yet to see if you've gotten a good answer yet or not; but I honestly logged on today to share some info about the insurance company that helped me find insurance for my 11 Window 1993 Bluebird RV conversion. AIS helped me find insurance in NY for it. Here's their website:
http://www.aisinsurance.com/

I talked to Soraya and Sandra out of the Pasadena, CA office. They we're awesome and I hope they can help you too.

Regards,

Jamie

[VanBoosMatt]

Thanks for the replies all.

[VanBoosMatt]

Originally Posted by Rusty

Wow, nice shuttle ! So clean.

Interior is very cozy.

Attachment 17574

Thanks! Finally moved in. Im pretty excited.