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Old 05-27-2016, 07:41 PM   #1
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Virginia: Progressive said 'no'

I called a local insurance agent who is able to write Progressive policies, and asked about covering a bus-to-RV conversion using a "commercial policy for private use". He said he would call me back - and did, with bad news. Turns out Progressive in Virginia won't touch it. (Date on the call was 5/27/16 - if you're reading this down the road you probably should check again.)

He says things like this can vary by state, so he wasn't calling into question the advice I've seen here. But he couldn't help me, other than to suggest I contact an agent in the state I wish to move TO, in hopes that he'll write a policy based on the new address.

Thought folks might want to know.
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Old 05-27-2016, 08:19 PM   #2
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AIS wrote my commercial policy for personal use through Progressive in my home state of Indiana... Maybe I could make a supplemental income letting skoolies use my address for their policy...
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Old 05-27-2016, 08:26 PM   #3
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If you don't get the answeres you want, ask someone else. My agent had never heard of this commercial policy for private use before, and actually looked it up while I was talking to her husband in the outer office.
Point is, most agents assume they know it all and won't even bother to look.
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Old 05-27-2016, 09:17 PM   #4
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Originally Posted by Robin97396 View Post
If you don't get the answeres you want, ask someone else. My agent had never heard of this commercial policy for private use before, and actually looked it up while I was talking to her husband in the outer office.
Point is, most agents assume they know it all and won't even bother to look.
Good advice. But this guy called the underwriters at Progressive Virginia. Seems a state-specific decision. At least for VA.
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Old 05-27-2016, 09:46 PM   #5
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call this guy
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Old 05-27-2016, 09:50 PM   #6
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call this guy
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Thanks! Will do!
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Old 05-28-2016, 12:29 AM   #7
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Old 05-28-2016, 05:17 AM   #8
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Originally Posted by Robin97396 View Post
If you don't get the answeres you want, ask someone else. My agent had never heard of this commercial policy for private use before, and actually looked it up while I was talking to her husband in the outer office.
Point is, most agents assume they know it all and won't even bother to look.
I had talked to my cousin, who's been in insurance for 20 odd years here in NJ. Commercial for private use is something that isn't that hard to do, but agencies he deals won't touch buses with a 10m cattle prod. One of the local independent agents I was talking too during my quest to insure my bus actually referred me to their commercial branch.
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Old 05-28-2016, 06:23 AM   #9
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Thanks! Will do!
progressive commercial privite use, tell them there are no seats in it
. it was 750 the first year and 320 the second year, its all about money!
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Old 05-28-2016, 07:48 AM   #10
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progressive commercial privite use, tell them there are no seats in it
. it was 750 the first year and 320 the second year, its all about money!

actually seats in it is good for progressive commercial.. the question asked of me when I signed up was 'and your are keeping this a bus, correct?'

we all know they wojnt insure a cnverted to RV school bus.. but in my case my bus is in fact staying a bus..

I told them I have seats for 12 + the driver.. if you are under 15 seats they seem to like it best.. or thats what was implied

-Christophrer
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