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Old 05-22-2018, 01:25 PM   #1
Mini-Skoolie
 
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Insurance during conversion?

My ins. company won't insure my bus until the conversion is done and it's re-registered.
I'm in CA. Any ideas?
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Old 05-22-2018, 02:03 PM   #2
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it always varies state to state but you will most likely have to do a separate commercial insurance policy. I recommend progressive commercial. not sure with how it works in CA but you may be able to get "commercial vehicle for personal use", try that before the commercial.
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Old 05-22-2018, 02:10 PM   #3
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Insurance offering vary considerably by state and by carrier.

What many (most?) of us do is secure a "commercial vehicle for personal use" policy.

In my case State Farm required that I send pictures showing that the seats had been removed. They wanted to make sure that I could seat less than 16 in the bus.

Cost for the policy is a bit over $300/year. When I get the conversion they will insure it as an RV and it will be quite a bit cheaper.

If you fail with your current carrier you may CALL Progressive COMMERCIAL and ask for the commercial for personal use policy. DO NOT MENTION CONVERSION.

Another option is to look for local independent brokers that can shop multiple carriers for a policy for you.

Good luck.
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Old 05-22-2018, 02:11 PM   #4
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Thanks.
That's what I will try next.
Progressive insures my RV and car but can't do the bus.
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Old 05-22-2018, 05:51 PM   #5
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Sadly, PNW_Steve, Montana has obscenely expensive insurance. Perhaps it has something to do with the number of un-insured motorists or drunk driving incidents?
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Old 05-22-2018, 07:35 PM   #6
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Quote:
Originally Posted by Fredinbelize View Post
Thanks.
That's what I will try next.
Progressive insures my RV and car but can't do the bus.
Progressive COMMERCIAL is a different division or department than the folks that handle your homeowners and auto.

https://www.progressivecommercial.com

Many folks here have used them with good success. One caveat, you need to phone them. Don't try to do it online and don't volunteer that you are converting it.
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Old 05-22-2018, 08:51 PM   #7
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http://www.skoolie.net/forums/f18/i-...-ga-22233.html
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Old 05-22-2018, 08:56 PM   #8
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Quote:
Originally Posted by HappyInTN View Post
Great resource for folks in TN or GA.

OP is in California.
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Old 05-22-2018, 08:57 PM   #9
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Quote:
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Great resource for folks in TN or GA.

OP is in California.
missed that fact..

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Old 05-22-2018, 08:59 PM   #10
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missed that fact..

If you are interested in checking with liberty mutual in CA could be worth your time.. just a thought.
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