Reply
 
Thread Tools Display Modes
 
Old 03-17-2018, 11:03 AM   #1
Mini-Skoolie
 
Join Date: Mar 2018
Posts: 32
Greetings from STL/MO help?

Hi everyone, what a great community you guys have built, my wife and I have been reading a lot on here and we cannot wait to undertake a skoolie project and change our lives. If anyone has experience with Missouri skoolies and what we can face when buying bus and trying to drive it to parking/construction location. We are mostly worried on not being able to legally drive it because of license or insurance reasons. From what we have read its sort of a grey area when driving a school bus and also insuring it. Ideally we would want to title it as motorhome and insure it as motorhome so that we don't have as many issues parking at RV parks. We are thinking of gradually living part time in it and then eventually full time once we have enough remote income. My job is pretty flexible and I work 50% remote and trying to convince my company to make me full remote and I will even take a paycut as costs will dramatically decrease living on a skoolie and traveling. Right now our costs are 2-2.5k per month with car payments (finishing 2019) mortgage, bills, food, etc not including travels,going out, vacations. Doing the math we think we could live and travel from 1.5-2k per month available funds and anything extra could go towards savings/emergency funds etc.

Any ideas, information we would really appreciate it! Looking for 30-40foot flatnose buses, and we see many listed whats a good price range that generally gets you a good working bus (don't mind paying 2-3k in mechanical costs but anything more would be hard)
Rawlings is offline   Reply With Quote
Old 03-17-2018, 10:27 PM   #2
New Member
 
Z.morris's Avatar
 
Join Date: Dec 2017
Posts: 6
Welcome to the forum. My wife and I just purchased a bus about 1 month ago. We live across the river from you in Belleville IL. I called my insurance broker and just added the bus to my policy. We picked our bus up in Afton MO and drove it back to Illinois with no problems. I just saw a Flat Nose Blue bird for sale in E STL today when driving into the city. I think the price was 4900.00 looked to be in the early 2000s and a front engine. Probably about a 35-40ft unit.

Sent from my SM-G950U using Tapatalk
Z.morris is offline   Reply With Quote
Old 03-18-2018, 02:01 AM   #3
Mini-Skoolie
 
Join Date: Mar 2018
Posts: 32
Quote:
Originally Posted by Z.morris View Post
Welcome to the forum. My wife and I just purchased a bus about 1 month ago. We live across the river from you in Belleville IL. I called my insurance broker and just added the bus to my policy. We picked our bus up in Afton MO and drove it back to Illinois with no problems. I just saw a Flat Nose Blue bird for sale in E STL today when driving into the city. I think the price was 4900.00 looked to be in the early 2000s and a front engine. Probably about a 35-40ft unit.

Sent from my SM-G950U using Tapatalk
Thanks for the input. What did you add it to insurance as? I have american family as my home insurance, car insurance. Is it as a van or bus?
Rawlings is offline   Reply With Quote
Old 03-18-2018, 07:30 AM   #4
Skoolie
 
Join Date: Jan 2018
Location: Brunswick, GA
Posts: 121
Year: 1999
Coachwork: Blue Bird
Chassis: TC2000
Engine: 5.9 Cummins
Rated Cap: 84
I have Allstate, and asked for a "Commercial for private use" policy before
I started bidding on my bus. It took them a week or so to figure out how to do it, but the rates were reasonable. When I won the auction, I emailed them the VIN number, took them a check and picked up a temporary insurance card. That's what I took to retrieve the bus - a week later I received the policy and permanent cards.
TrailLifeBill is offline   Reply With Quote
Old 03-18-2018, 09:10 AM   #5
Mini-Skoolie
 
Join Date: Mar 2018
Posts: 32
Quote:
Originally Posted by TrailLifeBill View Post
I have Allstate, and asked for a "Commercial for private use" policy before
I started bidding on my bus. It took them a week or so to figure out how to do it, but the rates were reasonable. When I won the auction, I emailed them the VIN number, took them a check and picked up a temporary insurance card. That's what I took to retrieve the bus - a week later I received the policy and permanent cards.
Are you required a CDL license since you have it insured as a commercial vehicle?
Rawlings is offline   Reply With Quote
Old 03-18-2018, 09:31 AM   #6
Bus Nut
 
Join Date: Jun 2011
Location: KANSAS CITY
Posts: 597
I am in Kansas City. I could only get National General partial conversion policy. Mine was titled as a motorhome but a football tailgater set up when i purchased. Very expensive. Waited 60 days the went to Farm Bureau and by having insurance and changing to them they wanted me for about $65.00 per month.FB are very good to me. YMMV

You can drive a motorhome for 30 days on your auto policy so getting it home is no problem.
I think a bus with a Motorhome title is well worth an extra $1000.00 to me so you don't have to make those inspection trips to the Highway Patrol.
__________________
Former owner of a 1969 F600 Skoolie.

1998 Ford B700 Thomas body 65 passenger. 5.9 Cummins 12 valve with MT643 Transmission 123,000 miles.
Versatile is offline   Reply With Quote
Old 03-18-2018, 01:52 PM   #7
Mini-Skoolie
 
Join Date: Mar 2018
Posts: 32
Quote:
Originally Posted by Versatile View Post
I am in Kansas City. I could only get National General partial conversion policy. Mine was titled as a motorhome but a football tailgater set up when i purchased. Very expensive. Waited 60 days the went to Farm Bureau and by having insurance and changing to them they wanted me for about $65.00 per month.FB are very good to me. YMMV

You can drive a motorhome for 30 days on your auto policy so getting it home is no problem.
I think a bus with a Motorhome title is well worth an extra $1000.00 to me so you don't have to make those inspection trips to the Highway Patrol.
So are you with National General or Farm Bureau? What was the cost for both of those?
Rawlings is offline   Reply With Quote
Old 03-18-2018, 02:22 PM   #8
Skoolie
 
Join Date: Jan 2018
Location: Brunswick, GA
Posts: 121
Year: 1999
Coachwork: Blue Bird
Chassis: TC2000
Engine: 5.9 Cummins
Rated Cap: 84
Quote:
Originally Posted by Rawlings View Post
Are you required a CDL license since you have it insured as a commercial vehicle?
I'm not sure - I already had a CDL so that didn't come up. Don't assume that your auto policy will cover a commercial vehicle for 30 days. Mine wouldn't - if I had gotten into an accident, I'm sure they would have denied the claim. Either way, do your homework with an agent.
TrailLifeBill is offline   Reply With Quote
Old 03-18-2018, 02:31 PM   #9
Mini-Skoolie
 
Join Date: Mar 2018
Posts: 32
Quote:
Originally Posted by TrailLifeBill View Post
I'm not sure - I already had a CDL so that didn't come up. Don't assume that your auto policy will cover a commercial vehicle for 30 days. Mine wouldn't - if I had gotten into an accident, I'm sure they would have denied the claim. Either way, do your homework with an agent.
This is what confused me about everywhere I read, some people state it's only a "commercial vehicle" if you keep it yellow, school bus colors and with seats in place. What would qualify it as a non commercial vehicle? Not having business name or school bus signs? Or actually retitling the vehicle??
Rawlings is offline   Reply With Quote
Old 03-18-2018, 02:41 PM   #10
Skoolie
 
Join Date: Jan 2018
Location: Brunswick, GA
Posts: 121
Year: 1999
Coachwork: Blue Bird
Chassis: TC2000
Engine: 5.9 Cummins
Rated Cap: 84
Quote:
Originally Posted by Rawlings View Post
This is what confused me about everywhere I read, some people state it's only a "commercial vehicle" if you keep it yellow, school bus colors and with seats in place. What would qualify it as a non commercial vehicle? Not having business name or school bus signs? Or actually retitling the vehicle??
That's going to vary state to state. I'm in Georgia, and have been told by more than one tag clerk from different counties that as far as they're concerned it'll always be a school bus since it originally was manufactured as one. However, when I got the registration, they coded it so that I don't have to pay annual weight fees like most commercial vehicles. The tag will cost me $20 per year to renew, and my insurance will still be as a motor home after conversion is completed. Other states have extremely different policies. I did find the following thread that's a couple years old, but is from Missouri - hope it helps.

http://www.skoolie.net/forums/f18/mo...rsion-666.html
TrailLifeBill is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Featured Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -5. The time now is 01:55 AM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2018, vBulletin Solutions, Inc.