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Old 07-12-2018, 06:47 PM   #1
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Trying to set myself free!

Hi...I've spent the past few months researching different vehicles & tiny homes to decide which is the best way to be mortgage free. I feel like a short skoolie would be the best fit for me. So, I'm here to learn as much as I can to make the right purchase and then learn how to build it. 😊🤞 So tired of the rat race and don't want to wait until I'm 70+ to retire...and even at that age I wouldn't be able to afford a retirement in a brick and mortar lifestyle. Looking forward to meeting you all and learning as much as I can. So glad I found this forum.
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Old 07-12-2018, 07:33 PM   #2
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Originally Posted by gypsyfiredance View Post
Hi...I've spent the past few months researching different vehicles & tiny homes to decide which is the best way to be mortgage free. I feel like a short skoolie would be the best fit for me. So, I'm here to learn as much as I can to make the right purchase and then learn how to build it. 😊🤞 So tired of the rat race and don't want to wait until I'm 70+ to retire...and even at that age I wouldn't be able to afford a retirement in a brick and mortar lifestyle. Looking forward to meeting you all and learning as much as I can. So glad I found this forum.
First thing you need to find out for certain-
Where would you park it and live in it?
May need land, thus you may need a mortgage.

Or rent a spot in a trailer park.

Or live at truck stops, nat'l parks, and walmart.

I'm basically having to buy land way out in the county to continue my bus life.
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Old 07-12-2018, 08:23 PM   #3
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I currently have a home with RV space. I plan on letting my equity grow for another 3 years and then sell it to buy a tiny home for cash as home base and a cash for a small plot of land to put it on. So I'll still need to pay property tax. I want to get the skoolie now to start work on it as I save up for each piece of the build but have cash to buy a used bus now. Travel 6 months out of the year to free BLM lands and Walmarts & truck stops as needed. And work part - time and save for my travels the other 6 months out of the year but not having to do the crazy 10-12 hr days anymore that my current payroll accountting job demands. Juat dancing and other odds and ends jobs that are less demanding on my time. Plus close to early retirement age for social security and Medicare �� That's plan A anyways. Plan B is to be a full time nomad which I'm 100% fine with...just my graduating teen girls aren't 100% ok with me being gone all the time LoL

Thank you for the additional thoughts to consider. All advice is welcomed so I can make the best decision for my future early retirement.
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Old 07-12-2018, 09:04 PM   #4
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Originally Posted by gypsyfiredance View Post
Hi...I've spent the past few months researching different vehicles & tiny homes to decide which is the best way to be mortgage free. I feel like a short skoolie would be the best fit for me. So, I'm here to learn as much as I can to make the right purchase and then learn how to build it. 😊🤞 So tired of the rat race and don't want to wait until I'm 70+ to retire...and even at that age I wouldn't be able to afford a retirement in a brick and mortar lifestyle. Looking forward to meeting you all and learning as much as I can. So glad I found this forum.



I'm in the same boat as you! The thought of taking on a mortgage sends shivers down my spine. I'm only 22 and already thinking about retirement.


Also on a side note, what kind of fire dancing do you do? I spin fire poi, but I've haven't performed at all!
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Old 07-12-2018, 10:46 PM   #5
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this might be my socialist/communist view, but I always found it very odd how here in USA people buy a house and work all their lives to pay it off.
There is brainwashing in every society/culture.

Anyhow back to topic,
I plan to buy a piece of land in the near future to play around with. Maybe drop a school bus and turn it into a camper.
But, I have to pay off my house first . . .
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Old 07-12-2018, 11:14 PM   #6
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Jibbs I was just talking to my teens about how much mortgage sucks the life out of you. Once upon a time people could work for one company, buy a home me for a decent price, pay it off in 30 years, retire mortgage free with a pension good social security, health insurance at a decent age. That's no longer the case for many people. I'm a home owner, but had to sell to get a chunk to put back in savings and put some towards another house..then do it all over again every 2 to 3 years. And you're never really a 'home owner' if you owe the bank. So on the next sale I have to go through I'm taking that huge chunk of equity to invest in a small chunk of land to drop a tiny home, that I've paid cash for, on. But I also have a wander lust and can't stay in one place for more than 2 years without getting antsy. So the mobile tiny home of a converted bus will satisfy that.

Yay...a fellow fire spinner. I spin professionally on the side as my side hustle...good quick side money. I spin hoops, buugeng, long string leviwand, staff, fans, fire eat & fleshing...and just picked up a rope dart that I'm learning.
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Old 07-12-2018, 11:20 PM   #7
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Originally Posted by oricha1984 View Post
this might be my socialist/communist view, but I always found it very odd how here in USA people buy a house and work all their lives to pay it off.
There is brainwashing in every society/culture.

Anyhow back to topic,
I plan to buy a piece of land in the near future to play around with. Maybe drop a school bus and turn it into a camper.
But, I have to pay off my house first . . .
I completely understand...we're all just hamsters running around on the corporate wheel in a vicious cycle! Gotta make more money to buy more things and then makepre money to buy more things. Consumerism. I'm ready to live minimally so that I can have more time to actually enjoy life instead of being exhausted and stressed all of the time.

Wishing you the best that your plans work out.
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Old 07-13-2018, 05:51 AM   #8
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Howdy and welcome gypsyfiredance!

I was once told to retire "to something" rather than "from something." I think that applies to this style of living. I suspect many folks get into the RV/bus lifestyle to 'get away' and find themselves a bit unhappy. Just something to think about...

It sounds like you want a rig that is fully self sufficient for reasonable periods of time and that is somewhat different than many folks (though not uncommon). There is no right/wrong but having the mission/goal in mind is important. Like you, my goal was a boondocking machine - able to stay in remote places for long periods of time.

I don't mean to discourage but be aware that a conversion is not cheap or easy. That seems to be the general idea and it seems some folks get in way over their head. I often wonder if a small/used RV would be a better choice for many - at least as a starting point to kinda figure out if they like the lifestyle as well as to learn about the systems and what they want in their own conversion.

Best of luck and keep posting!
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Old 07-13-2018, 06:23 AM   #9
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"I don't mean to discourage but be aware that a conversion is not cheap or easy. That seems to be the general idea and it seems some folks get in way over their head. I often wonder if a small/used RV would be a better choice for many - at least as a starting point to kinda figure out if they like the lifestyle as well as to learn about the systems and what they want in their own conversion."

Words of wisdom, right there.

Welcome to the forum, gypsyfiredance!
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Old 07-13-2018, 07:45 AM   #10
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Welcome, and JD is right. My conversion is draining my life force right now but I still work 50 hour weeks. Plus 2 toddlers yada yada... If you plan on going the conversion route just know that there will be many many expensive tools involved (basic impact driver to miter saw)and many medium to high level skills needed (electrical knowledge, plumbing, propane hookup etc.) From metal framework repair to figuring out your grey tank mounting position relative to the sink and what to bolt it to. BUT I will say I do not regret going down this road one bit, and it has been a great learning experience. Just be prepared for some serious planning lol.
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