School Bus Conversion Resources

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-   -   Help! Iím freaking out about insurance (http://www.skoolie.net/forums/f18/help-i-m-freaking-out-about-insurance-26979.html)

Outlawfarmer 05-09-2019 03:38 PM

Help! Iím freaking out about insurance
 
2 Attachment(s)
Bought a 5 window short GMC 3500 in NY yesterday. Came home to NH and had it registered as a passenger van. Called around to get insurance so I can drive it home this weekend and nobody can help me. Progressive flat out said if it was ever a school bus we wonít insure it. As soon as they type in the VIN they deny.

Allstate said they would since I said I was just going to use it for day hikes etc. Then an hour and a half later they called back to decline. They said it weighed too much for something not associated with a commercial business. Also that it was too big to go woth a commercial policy.

I was guessing it weighs 11,500? But GVW is with people in it and it will never have that many. I think Iím over stating the weight?

Help please. I may have just wasted thousands.

o1marc 05-09-2019 03:41 PM

Call Kelly, ECCB can provide her number. She was able to have me a policy through another agent with Allstate. I made a down payment of $48 to get started with a liability policy on the TC2000 I just sold.
At this point it looks like it'll be few and far between of anything Progressive will insure now.

peteg59 05-09-2019 03:44 PM

Are you shopping for comprehensive or simple liability?
I'm likely going to be in the same boat as you, if I can seal the deal on one similar to yours in the near future...

Outlawfarmer 05-09-2019 04:02 PM

Who is ECCB ? I just want liability.

peteg59 05-09-2019 04:07 PM

GEICO covers a lot of things. Tried them O'Farmer?

o1marc 05-09-2019 04:14 PM

Quote:

Originally Posted by Outlawfarmer (Post 324533)
Who is ECCB ? I just want liability.

Join the community by going to the UserCP and fill out your profile so we know where you are what what bus you are dealing with. Impossible to answer your questions without that info.:thumb:

ermracing 05-09-2019 04:33 PM

Where in NH are you? We are over near Claremont. I'm guessing you are from a small town if you managed to get it registered in NH and it's not painted. We had to paint ours (covering up any SCHOOL BUS markings) and remove the Red/Yellow warning lights.

As for insurance, go find a State Farm agent and get a Commercial for Private Use policy while you are converting it. Once it's done, and you change the title to a Motorhome, they will insure it as such. We have gone through the whole process, except for the last step, but should have ours done in a month or two, I hope.

john61ct 05-09-2019 04:50 PM

A good agent with DIY conversion experience in NH will be able to help.

Rarely less so than calling companies directly.

You know the VT path for Plan B right?

john61ct 05-09-2019 04:52 PM

Also https://www.google.com/search?q=site...R+NH+insurance

o1marc 05-09-2019 04:56 PM

Quote:

Originally Posted by ermracing (Post 324540)
Where in NH are you? We are over near Claremont. I'm guessing you are from a small town if you managed to get it registered in NH and it's not painted. We had to paint ours (covering up any SCHOOL BUS markings) and remove the Red/Yellow warning lights.

As for insurance, go find a State Farm agent and get a Commercial for Private Use policy while you are converting it. Once it's done, and you change the title to a Motorhome, they will insure it as such. We have gone through the whole process, except for the last step, but should have ours done in a month or two, I hope.

State Farm here in Ga. would not write CFPY policy, they sent me to a competitor and told me come back when it's converted and they will cover it.


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