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09-21-2017, 10:28 AM
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#21
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Bus Nut
Join Date: Apr 2017
Location: Ridge Manor, FL
Posts: 311
Year: 1993
Coachwork: Carpenter
Chassis: Ford B600
Engine: Cummins 5.9
Rated Cap: 20 person
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Quote:
Originally Posted by EastCoastCB
I got the commercial for personal use Progressive policy. then called my agent and said the city won't let me park unless the title says MH. He called back and said that changing the title was fine as long as I didn't change the vehicle's intended use. Well- its a "mobile office, storage, and quarters". So it won't be changing.
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Progressive absolutely WOULD NOT insure my bus, even for commercial use. We both live in FL so I wonder what the difference was.
On another note, did you get much damage to your property from Hurricane Irma?
__________________
"Living Our Own Story"
The Bowser Journal
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09-21-2017, 10:53 AM
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#22
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Bus Crazy
Join Date: Sep 2016
Location: SE Florida
Posts: 1,108
Year: 2003
Coachwork: International
Engine: T444E
Rated Cap: 65 pax
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Quote:
Originally Posted by BowserJournal
They will ask you the manufacture of the motor home. When they can't find it in their list of RVs they will eventually figure out its a bus. That was how most of my conversations went with insurance companies.
Make sure you let us know how your process works. There seems to be alot of people having insurance issues.
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Will do! Fingers crossed. It has the make as an AMTC, which is obviously a bus manufacturer. Maybe I'll hit up the local offices for more luck.
Sandi
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09-21-2017, 11:14 AM
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#23
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Bus Geek
Join Date: Sep 2014
Location: Eustis FLORIDA
Posts: 23,764
Year: 1999
Coachwork: Thomas
Chassis: Freighliner FS65
Engine: Cat 3126
Rated Cap: 15
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Quote:
Originally Posted by BowserJournal
Progressive absolutely WOULD NOT insure my bus, even for commercial use. We both live in FL so I wonder what the difference was.
On another note, did you get much damage to your property from Hurricane Irma?
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No not much damage. I took all the large trees off the lot over the last few years.
You probably got flagged in Progressive's system by saying something along the lines of "converted school bus". I just told them I was using it as a personal vehicle. Did you do it all yourself or go through an agent? An agent makes ALL the difference.
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09-21-2017, 12:36 PM
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#24
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Bus Nut
Join Date: Apr 2017
Location: Ridge Manor, FL
Posts: 311
Year: 1993
Coachwork: Carpenter
Chassis: Ford B600
Engine: Cummins 5.9
Rated Cap: 20 person
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Quote:
Originally Posted by EastCoastCB
No not much damage. I took all the large trees off the lot over the last few years.
You probably got flagged in Progressive's system by saying something along the lines of "converted school bus". I just told them I was using it as a personal vehicle. Did you do it all yourself or go through an agent? An agent makes ALL the difference.
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Progressive I called their 800 number. Allstate, who we do have insurance from, we went through an agent.
We are getting alot of flooding here. The river we live near is almost 18 feet above normal. anything above 12 is considered flooding. Here is a video I made of me kayaking down the streets in our neighborhood.
__________________
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09-21-2017, 02:36 PM
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#25
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Traveling
Join Date: Nov 2015
Location: Midwest
Posts: 2,573
Year: 2003
Coachwork: BlueBird
Chassis: TC2000
Engine: 5.9L Cummins
Rated Cap: '00
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Quote:
Originally Posted by BowserJournal
We are getting alot of flooding here. [/url]
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So the flooding was delayed reaction. That is deep water. Are the mosquitos getting bad yet?
Why is this guy selling? 
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09-21-2017, 03:23 PM
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#26
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Bus Nut
Join Date: Apr 2017
Location: Ridge Manor, FL
Posts: 311
Year: 1993
Coachwork: Carpenter
Chassis: Ford B600
Engine: Cummins 5.9
Rated Cap: 20 person
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Quote:
Originally Posted by Rusty
So the flooding was delayed reaction. That is deep water. Are the mosquitos getting bad yet?
Why is this guy selling?
Attachment 15983 |
The mosquitos are HORRIBLE! We have found that an application of lavender essential oil keeps them away! I bet you can get that property at a discount now!
__________________
"Living Our Own Story"
The Bowser Journal
Watch our adventures by subscribing...
Youtube - bit.ly/TheBowserJournal
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09-27-2017, 09:28 PM
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#27
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Bus Nut
Join Date: Apr 2017
Location: Ridge Manor, FL
Posts: 311
Year: 1993
Coachwork: Carpenter
Chassis: Ford B600
Engine: Cummins 5.9
Rated Cap: 20 person
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We start the demolition!
__________________
"Living Our Own Story"
The Bowser Journal
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Youtube - bit.ly/TheBowserJournal
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09-27-2017, 10:03 PM
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#28
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Bus Crazy
Join Date: Sep 2016
Location: SE Florida
Posts: 1,108
Year: 2003
Coachwork: International
Engine: T444E
Rated Cap: 65 pax
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Quote:
Originally Posted by BowserJournal
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Woo hoo!! Demo is the fun part!
Sent from my iPhone using Tapatalk
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09-27-2017, 11:12 PM
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#29
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Bus Nut
Join Date: Apr 2017
Location: Ridge Manor, FL
Posts: 311
Year: 1993
Coachwork: Carpenter
Chassis: Ford B600
Engine: Cummins 5.9
Rated Cap: 20 person
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yep! I can't wait to get home this weekend and get some work done on Journee.
__________________
"Living Our Own Story"
The Bowser Journal
Watch our adventures by subscribing...
Youtube - bit.ly/TheBowserJournal
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09-28-2017, 07:49 AM
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#30
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Mini-Skoolie
Join Date: Jun 2017
Location: Central Florida
Posts: 34
Year: 2001
Coachwork: Gillig
Chassis: 35' Low Floor
Engine: Cummins ISM CM570
Rated Cap: 32+53
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I'm insured through Progressive. When I called, they said they don't insure directly, but I should call a particular agent who does commercial policies. She was able to get me set up. It wasn't cheap though, about $100/mo. It seems to be a Florida thing for bus insurance to be expensive.
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09-28-2017, 08:02 AM
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#31
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Bus Geek
Join Date: May 2009
Location: Columbus Ohio
Posts: 18,848
Year: 1991
Coachwork: Carpenter
Chassis: International 3800
Engine: DTA360 / MT643
Rated Cap: 7 Row Handicap
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this is all interesting ..I guess since progressive is based in ohio. they have different abilities and guidelines...
I called up progressive commercial and said "I have a bus that I use as a toy".. and they insured it.. that one is registered and titled as RV.. when I got the second one I said "add another one".. bus as commercial for personal use only. that one is registered and titled as a bus.. (non CDL as its 14 seats and under 26k), both have comp, collision, and liability..
-Christopher
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09-28-2017, 12:52 PM
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#32
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Bus Geek
Join Date: Sep 2014
Location: Eustis FLORIDA
Posts: 23,764
Year: 1999
Coachwork: Thomas
Chassis: Freighliner FS65
Engine: Cat 3126
Rated Cap: 15
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Quote:
Originally Posted by BowserJournal
Progressive absolutely WOULD NOT insure my bus, even for commercial use. We both live in FL so I wonder what the difference was.
On another note, did you get much damage to your property from Hurricane Irma?
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No damage at my place, I cut down the big trees in my yard after I bought the place.
But my folks had a tree on the roof, and lots of big old pines down in their yard.
Did you tell Progressive you were going to live in the bus, or convert it??
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09-28-2017, 12:54 PM
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#33
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Bus Geek
Join Date: Sep 2014
Location: Eustis FLORIDA
Posts: 23,764
Year: 1999
Coachwork: Thomas
Chassis: Freighliner FS65
Engine: Cat 3126
Rated Cap: 15
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Quote:
Originally Posted by Lensman
I'm insured through Progressive. When I called, they said they don't insure directly, but I should call a particular agent who does commercial policies. She was able to get me set up. It wasn't cheap though, about $100/mo. It seems to be a Florida thing for bus insurance to be expensive.
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Hey there! What part of central Fl are you in? 
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09-28-2017, 01:04 PM
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#34
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Mini-Skoolie
Join Date: Jun 2017
Location: Central Florida
Posts: 34
Year: 2001
Coachwork: Gillig
Chassis: 35' Low Floor
Engine: Cummins ISM CM570
Rated Cap: 32+53
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Lake Mary, just outside of Heathrow. (But my bus is in Longwood for now, at FamiLAB, the local makerspace I'm a member of.) Speaking of which, is anyone else going to Maker Faire Orlando in a few weeks? I'll be there with my bus...
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09-28-2017, 01:06 PM
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#35
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Bus Geek
Join Date: Sep 2014
Location: Eustis FLORIDA
Posts: 23,764
Year: 1999
Coachwork: Thomas
Chassis: Freighliner FS65
Engine: Cat 3126
Rated Cap: 15
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Quote:
Originally Posted by Lensman
Lake Mary, just outside of Heathrow. (But my bus is in Longwood for now, at FamiLAB, the local makerspace I'm a member of.) Speaking of which, is anyone else going to Maker Faire Orlando in a few weeks? I'll be there with my bus...
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You busy this weekend?
We're getting together in Apopka/Sorrento all weekend. Should be at least 5-10 buses, but who knows.
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09-28-2017, 01:09 PM
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#36
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Mini-Skoolie
Join Date: Jun 2017
Location: Central Florida
Posts: 34
Year: 2001
Coachwork: Gillig
Chassis: 35' Low Floor
Engine: Cummins ISM CM570
Rated Cap: 32+53
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Unfortunately, I'm booked solid with stuff that got moved for the Hurricane. Keep me in mind for future events!
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09-28-2017, 01:12 PM
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#37
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Bus Geek
Join Date: Sep 2014
Location: Eustis FLORIDA
Posts: 23,764
Year: 1999
Coachwork: Thomas
Chassis: Freighliner FS65
Engine: Cat 3126
Rated Cap: 15
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Quote:
Originally Posted by Lensman
Unfortunately, I'm booked solid with stuff that got moved for the Hurricane. Keep me in mind for future events!
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For sure! 
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10-02-2017, 10:32 PM
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#38
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Bus Nut
Join Date: Apr 2017
Location: Ridge Manor, FL
Posts: 311
Year: 1993
Coachwork: Carpenter
Chassis: Ford B600
Engine: Cummins 5.9
Rated Cap: 20 person
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Took a break a couple weekends back and went kayaking at bayport. A family of curious manatees came up to our kayaks.
__________________
"Living Our Own Story"
The Bowser Journal
Watch our adventures by subscribing...
Youtube - bit.ly/TheBowserJournal
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10-03-2017, 05:34 AM
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#39
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Bus Crazy
Join Date: Sep 2016
Location: SE Florida
Posts: 1,108
Year: 2003
Coachwork: International
Engine: T444E
Rated Cap: 65 pax
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They are amazing creatures!
Sent from my iPad using Tapatalk
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10-03-2017, 12:59 PM
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#40
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Bus Nut
Join Date: Apr 2017
Location: Ridge Manor, FL
Posts: 311
Year: 1993
Coachwork: Carpenter
Chassis: Ford B600
Engine: Cummins 5.9
Rated Cap: 20 person
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We had seen them before while kayaking but never so curious. Its like they wanted us to interact with them.
__________________
"Living Our Own Story"
The Bowser Journal
Watch our adventures by subscribing...
Youtube - bit.ly/TheBowserJournal
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