Journey with Confidence RV GPS App RV Trip Planner RV LIFE Campground Reviews RV Maintenance Take a Speed Test Free 7 Day Trial ×


Reply
 
Thread Tools Display Modes
 
Old 12-02-2023, 03:53 PM   #1
New Member
 
Join Date: Dec 2023
Posts: 2
Need insurance to drive safely!

Hi. We have a 1951 Greyhound Bus that was converted in the 70s. Title says it is a motorhome, but I am having trouble finding a company that will insure it. We bought it about 10 years ago. Lived in it for a while and it has been sitting for a few years. Getting it ready to go. Need to drive it 3 hours to the coast where we will (hopefully) live for the winter. I need to get at least Liability insure it so we are safe and legal on the roads. I am in Washington State. Any ideas what insurance company will insure this type of vehicle? I currently have State Farm for all my other vehicles and they won't do it :-<
Thanks!!

Greydog51 is offline   Reply With Quote
Old 12-02-2023, 04:05 PM   #2
Bus Geek
 
Join Date: Sep 2018
Posts: 2,831
Year: 2007
Coachwork: Thomas Built
Chassis: Minotour
Engine: Chevy Express 3500 6.6l
You could try National General, though I think I recently saw a post where someone was turned down due to the age of the vehicle
Danjo is offline   Reply With Quote
Old 12-02-2023, 09:31 PM   #3
Bus Crazy
 
ewo1's Avatar
 
Join Date: May 2015
Location: Central Tx.
Posts: 1,822
Year: 1999
Chassis: Amtran / International
Engine: DT466E HT 250HP - Md3060
Because of the age, maybe try classic car insurance instead?
ewo1 is online now   Reply With Quote
Old 12-02-2023, 10:04 PM   #4
Bus Crazy
 
Join Date: Oct 2020
Location: Near Flagstaff AZ
Posts: 1,951
Year: 1974
Coachwork: Crown
Chassis: "Atomic"
Engine: DD 8V71
I've successfully insured my 1949 GM TD 4509 with both Progressive Commercial and with Farm Bureau Financial. You might try those.
rossvtaylor is offline   Reply With Quote
Old 12-03-2023, 11:24 AM   #5
Bus Geek
 
Jolly Roger bus 223's Avatar
 
Join Date: Sep 2017
Location: Swansboro,NC
Posts: 2,965
Year: 86
Coachwork: Thomas
Chassis: Ford B700
Engine: 8.2
Rated Cap: 60 bodies
if you want to put a price on a classic which will set your base cost then try hagertys
Jolly Roger bus 223 is offline   Reply With Quote
Old 12-06-2023, 09:39 PM   #6
New Member
 
Join Date: Dec 2023
Posts: 2
Insurance Help

Thanks for all your suggestions! Will post when successful with my insurance search. Apparently insurance rules have changed recently for this type of coverage but I will keep trying.
Greydog51 is offline   Reply With Quote
Old 12-07-2023, 11:22 AM   #7
Bus Nut
 
nikitis's Avatar
 
Join Date: Jun 2023
Location: South Carolina
Posts: 795
Year: 1995
Coachwork: Thomas
Chassis: International 3800
Engine: T444E
Rated Cap: 29
Quote:
Originally Posted by Jolly Roger bus 223 View Post
if you want to put a price on a classic which will set your base cost then try hagertys

Was going to suggest this as well. They are better for Classic vehicles.

State farm will insure older buses especially if titled as motorhome. They insured mine but I also have Home + 2 cars with them. They do not want to lose that business and the risk vs reward for State Farm is worth it to add it on. The reason they rejected you from my experience is likely you don't have homeowners insurance. I'd also call a different State farm agent, sometimes agents can make the difference. But state farm does a risk to payment ratio and if you are under this they won't insure you. Many have had good luck with State Farm but most people who do get it through them have multi-line items already on file like 2 cars + House. Since they are making more income from you, they are more willing to take the risk, if the Bus is the only thing or 1 car + bus they may not do it.


Example:

2 cars = $1600 a year ($400 a car x2 a year)

1 House = $1100 a year (In cheaper conservative states)


They don't want to lose $2700 a year potentially because they won't insure your old bus.
1 Bus = $600 ($300 every 6 months)


All this vs potential losses should it wreck or liable. They won't insure a bus for only $600 a year because if something happens the penalty isn't going to cover what they have to pay out. They also average you + other customers income pool to handle situations. And if they gave you a high dollar quote to help cover it, it'd be considered crazy by any normal standards for a bus so they don't even offer it to you.





Hagertys may be your only solution.
nikitis is offline   Reply With Quote
Old 12-10-2023, 09:23 PM   #8
Skoolie
 
Join Date: Dec 2019
Location: Sanford Florida
Posts: 198
Year: 2000
Coachwork: Thomas
Chassis: MVP/ER
Engine: Cat3126B 230hp
Rated Cap: 48
Insurance

National general aka good Sam will insure it for liability with proof of title.
Mat7783 is offline   Reply With Quote
Reply

Tags
conversion, insurance

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Featured Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -5. The time now is 12:59 PM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2024, vBulletin Solutions, Inc.