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Old 07-27-2019, 11:21 PM   #21
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what if its only for offering shade over the roof of the bus?

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Old 07-28-2019, 07:38 AM   #22
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That's immaterial to the insurer. I believe the prejudice is liability concerns if someone takes a header off of the deck.
Simpler for them to entirely eliminate a potential source of litigation and payout...
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Old 07-28-2019, 10:27 AM   #23
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So what about a rack designed to mount solar panels? Can anyone say one way or the other if this would be problematic regarding insurance?

We plan on having pretty much a full-length roof 'rack' for this purpose... 6" + above the roof... which can carry from 4-6 full-size residential panels. But w/o the panels, it would be a rack. And with only 4 of the potential 6, there's still left-over 'rack'. So....

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Old 07-28-2019, 11:52 AM   #24
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Originally Posted by TheHubbardBus View Post
So what about a rack designed to mount solar panels? Can anyone say one way or the other if this would be problematic regarding insurance?

We plan on having pretty much a full-length roof 'rack' for this purpose... 6" + above the roof... which can carry from 4-6 full-size residential panels. But w/o the panels, it would be a rack. And with only 4 of the potential 6, there's still left-over 'rack'. So....

,
If itís for solar panels itís not a rack itís a fixture!

I had the same question after getting a reply from the underwriter about racks. At that time I was going to use fixed flexible panels so I didnít worry about their response.. Now that I want to do rigid panels and possibly make them tilt, I am going to talk to them again. BUT itís NOT a rack now. Itís a fixture. I think that the way to sell it is to make the fixture not look rackish. If it looks like it can hold cargo or a dance party, they it probably wonít fly.
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Old 07-28-2019, 12:55 PM   #25
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If itís for solar panels itís not a rack itís a fixture!

I had the same question after getting a reply from the underwriter about racks. At that time I was going to use fixed flexible panels so I didnít worry about their response.. Now that I want to do rigid panels and possibly make them tilt, I am going to talk to them again. BUT itís NOT a rack now. Itís a fixture. I think that the way to sell it is to make the fixture not look rackish. If it looks like it can hold cargo or a dance party, they it probably wonít fly.


good point - the flat roof that will be covering the insulation will be a fixture for solar panels if the question comes up
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Old 07-28-2019, 03:19 PM   #26
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If you have 20' of decking and only half is covered with solar, I would not expect them to clear it as "not a deck"
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Old 07-28-2019, 04:08 PM   #27
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If you have 20' of decking and only half is covered with solar, I would not expect them to clear it as "not a deck"
'future plans'
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