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Old 05-31-2020, 08:54 PM   #1
Mini-Skoolie
 
Join Date: Feb 2020
Location: East Texas
Posts: 61
Year: 2002
Coachwork: International (Navistar)
Chassis: 37' FE Flatnose 3800FC
Engine: 7.6L DT466 with Allison MD 3060
Wood Stoves

I've read alot of people use wood stoves to heat their skoolies, but then read that most insurance companies won't insure a skoolie with a wood heater. So how do people with wood stoves get insurance? I want a wood stove, but also want to make sure I'm covered by insurance.
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Old 06-01-2020, 12:42 AM   #2
Bus Geek
 
Join Date: May 2016
Location: Eastern WA
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Year: 2002
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Chassis: All American RE (A3RE)
Engine: Cummins ISC (8.3)
Rated Cap: 72
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Originally Posted by Maggie01 View Post
I've read alot of people use wood stoves to heat their skoolies, but then read that most insurance companies won't insure a skoolie with a wood heater. So how do people with wood stoves get insurance? I want a wood stove, but also want to make sure I'm covered by insurance.
I think that most folks install the wood stove after they get insurance. The insurance companies refuse to write a policy if you have a wood stove and if they find out later they will likely send you a letter telling you to remove it or they will cancel your policy..

I expect you will hear from some that the insurance companies will try and deny an accident claim if they find out you have a wood stove. That is not true.

I am going to follow my agents advice. Install the wood stove after I switch to RV insurance and accept that I may have to take it out if I get caught.
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Old 06-01-2020, 01:06 AM   #3
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Originally Posted by PNW_Steve View Post
I am going to follow my agents advice. Install the wood stove after I switch to RV insurance and accept that I may have to take it out if I get caught.

Sounds like you've got a good agent!
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Old 06-01-2020, 11:28 AM   #4
Mini-Skoolie
 
Join Date: Feb 2020
Location: East Texas
Posts: 61
Year: 2002
Coachwork: International (Navistar)
Chassis: 37' FE Flatnose 3800FC
Engine: 7.6L DT466 with Allison MD 3060
Quote:
Originally Posted by PNW_Steve View Post
I expect you will hear from some that the insurance companies will try and deny an accident claim if they find out you have a wood stove. That is not true.
Denying a claim is what I'm worried about.
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