Originally Posted by Mr4btTahoe
During construction, look into a "compensation only" policy. State Farm allows this.. can't drive it on the policy but covers it in case of fire, flood, theft, etc..
I think it was ~$15 or so a month to cover our short bus.
I found this out by accident........
I had intended to suspend coverage on the short bus but miscommuncated what I wanted and wound up with comp only.
Before I could straighten it out a tree fell on the short bus. State Farm covered the damage.
A fortunate miscommunication.....