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Old 07-13-2021, 04:51 PM   #1
Mini-Skoolie
 
Join Date: Nov 2019
Posts: 14
Change title from Bus to RV but have a loan on it

Recently purchased a used bus from a dealer.
I may be regretting this decision but we got a vehicle loan on it to purchase it.

Two weeks later the title shows up in my mail. (Hmm, odd?)

Two months later, the dealership calls and stated they accidentally shipped us the title and intended it to go to the loan holder. Stated I need to take it to DMV and the DMV will send it to loan company?

Now we want to register the bus as an RV as we have converted it.

I've got a sinking feeling in my gut that I will not be able to do this while we still owe money on the loan.

Or.. Can I take the title they accidentally sent me, and use that to retitle it as an RV? (this may cause me more problems with the loan being for a bus, but I don't know.)

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Old 07-13-2021, 08:35 PM   #2
Bus Geek
 
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If the title switch can be done pretty quick I'd say go for it.

But VT if that's your plan is 6-8 weeks these days I think
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Old 07-13-2021, 10:46 PM   #3
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Maybe confidential legal advise from an attorney. Before you confess to who-knows-what on an open forum. ip addresses are not anonymous.

I'm not a lawyer, but I played one on tv.
Free advise, don't dick with your lender's bus or commit fraud with the lender's paperwork, especially don't use a state agency to help. Safe. No risk.
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Old 03-22-2022, 04:47 PM   #4
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Anymore you get the title when you buy the vehicle and it just states the lean status on the back. I bought a HD new and got the title a week later. Something smells fishy!
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