Conversion Modification and Insurance

[Joe45]

Some great points! At that cheap a year, I would just stay with the commercial one. I'm gonna look into that for sure! Seems like a lot less hassle and a lot more freedom!

[o1marc]

Originally Posted by Joe45

Some great points! At that cheap a year, I would just stay with the commercial one. I'm gonna look into that for sure! Seems like a lot less hassle and a lot more freedom!

Does the commercial policy cover contents, or only liability?

[cadillackid]

Banman - this works for proof.. but not sure what would happen in a claim.. I have progressive on my busses.. and since they are still busses they have no issue.. but they iterate now anytime I call and add one or such that they do not cover converted school busses..



one of mine has an RV title (came that way).. but its still a bus.. and they have never cancelled it or asked about it even though the state has it registered as an RV.. its actually old enough now I can get an antique plate for it and register it as such.. although im not sure they will register an RV as antique since you only pay for a plate once as long as you own it..



if progressive ever questioned it id likely have to send them pics showing its got rows of seats and windows and an aisle.. like a bus..

-Christopher

[mrtrowell]

Been trying to insure our conversion. Went with a broker and they couldn't find us anything because we did the conversion ourselves instead of having it professionally done. Apparently if we did the latter we'd have no problem getting insurance.

Lots of folks have luck with National General but they denied us since we are going to travel in it over the summer. They never asked if we were going to ft in it but assumed it and since we were going to ft in it at any point they denied coverage.

So frustrated at the moment. There has to be some company out there willing to cover a diy skoolie build.

[EastCoastCB]

Originally Posted by mrtrowell

Been trying to insure our conversion. Went with a broker and they couldn't find us anything because we did the conversion ourselves instead of having it professionally done. Apparently if we did the latter we'd have no problem getting insurance.

Lots of folks have luck with National General but they denied us since we are going to travel in it over the summer. They never asked if we were going to ft in it but assumed it and since we were going to ft in it at any point they denied coverage.

So frustrated at the moment. There has to be some company out there willing to cover a diy skoolie build.

Get in touch with Kelly Newsome.

[mrtrowell]

Who is he/she? An agent? With who?

[EastCoastCB]

Originally Posted by mrtrowell

Who is he/she? An agent? With who?

from the search function at the top-
http://www.skoolie.net/forums/f18/gr...ses-25029.html

[o1marc]

Originally Posted by mrtrowell

Who is he/she? An agent? With who?

Do a search

[Joe45]

Originally Posted by o1marc

Does the commercial policy cover contents, or only liability?

I still have to check that out. I got the idea from one of the posts here.

[mrtrowell]

Thanks. I'm not in Florida but I'll see if she can recommend someone in my state of Idaho. I haven't tried Allstate yet either. So that's two leads. Thanks again.

[Danjo]

Check out National General

[EastCoastCB]

Originally Posted by mrtrowell

Thanks. I'm not in Florida but I'll see if she can recommend someone in my state of Idaho. I haven't tried Allstate yet either. So that's two leads. Thanks again.

She's found policies for folks all over.

[Kubla]

roof deck raises the center of gravity, so bus tips over easier

[o1marc]

Originally Posted by Kubla

roof deck raises the center of gravity, so bus tips over easier

What's the point of this statement? How much does it raise the center of gravity? How much easier will it be to tip it over?

[banman]

Originally Posted by o1marc

Does the commercial policy cover contents, or only liability?

Liability only.

Bicycles, kayaks and tools, if stolen would still be covered by my home-owners policy...
Not that it really pays to make a claim...

[EastCoastCB]

Originally Posted by Kubla

roof deck raises the center of gravity, so bus tips over easier

Bluebird Wanderlodge doesn't seem to have this issue.

[EastCoastCB]

Originally Posted by o1marc

What's the point of this statement? How much does it raise the center of gravity? How much easier will it be to tip it over?

People do this-





And wonder why insurance companies scoff at us.

[musigenesis]

Originally Posted by EastCoastCB

Is this as bad as it looks? Sometimes in my pics, some sheet metal that I put up is perfectly flat and smooth but it looks all warped because of variations in the paint and tricks of lighting. The forehead of this bus looks straight up like Jiffy-Pop right before the pan bursts open. 36ga sheet and spray foam?

[EastCoastCB]

Originally Posted by musigenesis

Is this as bad as it looks? Sometimes in my pics, some sheet metal that I put up is perfectly flat and smooth but it looks all warped because of variations in the paint and tricks of lighting. The forehead of this bus looks straight up like Jiffy-Pop right before the pan bursts open. 36ga sheet and spray foam?

Pretty sure its as bad as it looks I've seen several different pics of it.
Folks don't ask/take/follow advice and use thin gauge steel over wacky Thomas gometry and large spans. The results speak for themselves.

[Danjo]

Originally Posted by EastCoastCB

Pretty sure its as bad as it looks I've seen several different pics of it.
Folks don't ask/take/follow advice and use thin gauge steel over wacky Thomas gometry and large spans. The results speak for themselves.

Looks like roll flashing