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Old 05-08-2021, 06:44 PM   #1
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Join Date: Dec 2014
Location: Dowdy Lakes, Colorado
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Year: 1989
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Ex wife screwed me and the insurance....

Well folks, life struck hard. Ex left and I have the bus to live in, but without insurance.... State Farm, USAA, and Progressive all said no to me. Anyone have good information on where to find insurance for a skoolie that is already built.
She didn't pay the insurance......
Thanks!
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Old 05-08-2021, 06:53 PM   #2
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Many folks have had luck with Allstate.
Seems there's a broker somewhere in Florida that can somehow find coverage where others fail. Unfortunately her name escapes me. Maybe Kelley Something?
No doubt others on here will have that missing link, and hook you up with her contact info.

Sorry to hear of your issues, and hope you recover soon.
Good luck, and post up when you find your coverage...
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Old 05-08-2021, 07:45 PM   #3
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I went with National General.
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Old 05-08-2021, 07:53 PM   #4
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We've used both National General (which advertises in the Bus Conversion Magazine) and Farm Bureau Financial.
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Old 05-08-2021, 08:25 PM   #5
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https://www.skoolie.net/forums/f18/h...ate-28907.html
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Old 05-08-2021, 09:20 PM   #6
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Kelly Newsome at Knowles Insurance in Leesburg FL could probably tell you who to call. She's the patron saint of skoolie insurance.

Good luck to you bud! I've been there!
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Old 05-08-2021, 09:20 PM   #7
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Quote:
Originally Posted by M1031A1 View Post
Well folks, life struck hard. Ex left and I have the bus to live in, but without insurance.... State Farm, USAA, and Progressive all said no to me. Anyone have good information on where to find insurance for a skoolie that is already built.
She didn't pay the insurance......
Thanks!
M1031A1

called Lisa or kelly at 352-326-9300they will get you all set up , tell them dan from skoolie.net sent you
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Old 05-08-2021, 09:24 PM   #8
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What were the reasons given for turning you down? State Farm is pretty easy going if your driving record isn't trashed.
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Old 05-08-2021, 10:58 PM   #9
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Quote:
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What were the reasons given for turning you down? State Farm is pretty easy going if your driving record isn't trashed.
Ex didn't pay the money..... So, here I am.
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Old 05-08-2021, 10:59 PM   #10
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Quote:
Originally Posted by Knight163 View Post
called Lisa or kelly at 352-326-9300they will get you all set up , tell them dan from skoolie.net sent you
Thanks! That will be the first thing I do Monday....
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Old 05-08-2021, 11:00 PM   #11
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Join Date: Dec 2014
Location: Dowdy Lakes, Colorado
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Year: 1989
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Engine: 3208 CAT/MT643 tranny
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Quote:
Originally Posted by EastCoastCB View Post
Kelly Newsome at Knowles Insurance in Leesburg FL could probably tell you who to call. She's the patron saint of skoolie insurance.

Good luck to you bud! I've been there!
Yeah, it sucks, but I will get through it.
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Old 05-09-2021, 06:52 PM   #12
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keep your head and and remember your single now
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Old 05-09-2021, 09:06 PM   #13
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Quote:
Originally Posted by M1031A1 View Post
Ex didn't pay the money..... So, here I am.
So why don't you pay the money? Something is still missing here.
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Old 05-10-2021, 12:09 AM   #14
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many companies will grandfather in existing customers, so long as you stay current

once you go into arrears then your policy is void

and you are subject to updated policies just like a new customer
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Old 05-10-2021, 01:08 AM   #15
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many companies will grandfather in existing customers, so long as you stay current

once you go into arrears then your policy is void

and you are subject to updated policies just like a new customer
I don't see why they wouldn't just write the new policy in the new name and keep the bus insured by them. Nothing changes expect the new name. Is there a reason the previous company will not insure the new name?
Was the new name on the old policy? If not, why not?
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Old 05-10-2021, 03:44 AM   #16
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Nothing to do with "names".

Very few companies will insure DIY conversions at all, and Skoolies in particular are very hard. They want categories with a strong dataset population so the underwriting algorithms can crunch the numbers with a greater degree of certainty.

So a company that used to insure skoolies, now no longer does so, will jump at the chance to shed another customer.

Many are also refusing renewals, just declining to cover even existing customers in good standing.

And it very much varies by state, so in this case OP just needs to do their legwork, just like anyone just starting out.
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Old 05-10-2021, 04:19 AM   #17
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Join Date: Dec 2014
Location: Dowdy Lakes, Colorado
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Year: 1989
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Chassis: Saf-T-Liner ER
Engine: 3208 CAT/MT643 tranny
Rated Cap: 87
Quote:
Originally Posted by o1marc View Post
So why don't you pay the money? Something is still missing here.
It's called work. I'm a retired teacher and I drive a semi truck. It's hard to know what is going on when I am out on the road for three weeks at a time....... Back for five hours, then gone again..... Now I have four days off and I'm getting to the bottom of the chaos.
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Old 05-10-2021, 07:52 AM   #18
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kelly newsome is the agent... BUT iirc, allstate will not insure fulltimer. she made sure i wasn't going to live in it for her records.

good luck
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Old 05-10-2021, 08:11 AM   #19
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I've got State Farm and even doing a new policy on our conversion, they had very few questions to get it done. Find a new agent and if there are questions about the lack of payment on the previous account, talk to them about it. SF is pretty easy going especially if you let them know whats going on (in person sometimes better).
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Old 05-10-2021, 12:30 PM   #20
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Quote:
Originally Posted by M1031A1 View Post
It's called work. I'm a retired teacher and I drive a semi truck. It's hard to know what is going on when I am out on the road for three weeks at a time....... Back for five hours, then gone again..... Now I have four days off and I'm getting to the bottom of the chaos.
What reason were you given by the existing company for not covering you?
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