Help! Can't find insurance in Cali. for my school

[jennynic]

Hi all. I'm running into a problem finding insurance for my new schoolie in California. I was a shot down by Progressive, AIS, Good Sam, and the partner companies they use. Good Sam said they no longer insure short school bus conversions. National General said they cover conversion but only when completed. Im kinda stuck. Not sure what to do as this point. I got a yes from my insurance company (Ameriprise) before I bought it but upon further questioning after I bought they said no they don't do school buses. Any suggestions to get around some of this and get it insured? It's not converted yet but I can't legally move this anywhere until I get some kind of insurance on it. Will I need to insure it as commercial? Any one have experience with that?

I've tried to find information in older threads but the dates I find are from 2004-2014 and I guess the rule have changed since then.

Thanks,
Jenny

[BusFiend]

Progressive should insure it as a commercial vehicle for personal use. It's a bit more expensive but not terrible. After the conversion is finished and you have it re-titled as a motor home, you can price shop again.

[jennynic]

Thank you Bus Fiend. You are correct! I was able to get it insured through an agent who was underwritten by Progressive as a commercial vehicle for personal use. Okay, deep breath. Now I can take a deep breath.

Jenny

[BusFiend]

Deep breath, indeed. Congratulations! Now you can get the bus home and start the fun part of making it a skoolie!

[hillbilly]

I told the agent about commercial vehicle non commercial use, can't find insurance.