Journey with Confidence RV GPS App RV Trip Planner RV LIFE Campground Reviews RV Maintenance Take a Speed Test Free 7 Day Trial ×


Reply
 
Thread Tools Display Modes
 
Old 02-12-2013, 04:34 PM   #1
New Member
 
zahra's Avatar
 
Join Date: Feb 2013
Location: Calgary, Canada
Posts: 1
How to get insurance in Alberta

Hello all

I am new here and i have been planning to buy and convert a skoolie. However, answers in how to get insurance proving elusive. I called the AMA (who i have insurance with) and they said they won't insure until the conversion is completed by a professional with matching documentation AND proof of value by an appraiser... *sniff* it's staring to sound complicated and expensive. Is there any one who's gotten good results with insuring their skoolie recently in Alberta? Canada?
Any suggestions for insurance companies to try that work for canada too? GMAC is not available in canada.


Thank you kindly, eh

Zahra

zahra is offline   Reply With Quote
Old 02-13-2013, 08:21 AM   #2
Bus Nut
 
GreyEagle's Avatar
 
Join Date: Apr 2011
Posts: 801
Re: How to get insurance in Alberta

It pays to shop around....... Check with other Insurance companies....
just food for thought..
__________________
GreyEagle
Roll - On...
GreyEagle is offline   Reply With Quote
Old 02-13-2013, 07:05 PM   #3
Bus Crazy
 
gbstewart's Avatar
 
Join Date: Apr 2010
Posts: 1,208
Year: 1999
Coachwork: Bluebird
Chassis: 3800 International
Engine: T444E
Rated Cap: 72
Re: How to get insurance in Alberta

Im in Ontario, when I got the bus a only could get insurance from 1 company and they gave us a year to convert in, then I had to get a inspection done on the propane system, then a appraiser to look it over. then I got another quote and a lower price for my insurance. They day I bought it I regestered it as a motorhome before i drove it home it still had the seats in it and still yellow. I think that i would ask them if they just need inspections and the appraisal.
good luck to you
gbstewart
__________________
my bus build viewtopic.php?f=9&t=5931
gbstewart is offline   Reply With Quote
Old 03-06-2013, 07:45 PM   #4
Bus Crazy
 
Stuff's Avatar
 
Join Date: Apr 2010
Location: Estevan, Saskatchewan, Canada
Posts: 1,485
Year: 1990
Coachwork: Goshen
Chassis: Ford
Engine: 7.3
Rated Cap: 25
Send a message via AIM to Stuff Send a message via MSN to Stuff
Re: How to get insurance in Alberta

im in SK. yay gov't insurance. licensed as a motorhome. only needs a bed + either a sink/stove/fridge in it. I have a bed and fridge.
__________________
1990 E-350 Goshen Coach - 7.3L Diesel ---> https://www.skoolie.net/forum/viewtopic.php?f=36&t=5756

My Youtube channel - https://www.youtube.com/user/thestuffz
Stuff is offline   Reply With Quote
Old 10-03-2013, 11:48 PM   #5
Bus Geek
 
Join Date: Aug 2011
Location: Stony Plain Alberta Canada
Posts: 2,937
Year: 1992
Coachwork: Bluebird
Chassis: TC2000 FE
Engine: 190hp 5.9 Cummins
Rated Cap: 72
Re: How to get insurance in Alberta

Try a different agent, and tell them nothing more than you have to. Don't tell them your plans. Just insure it as is.

My old home town agent would not insure me. I moved a hour away, same company, different agent, in and out for half the cost, insured as a motor home.

Some agents will use anything you say or tell them to try to increase what they can charge you. They are in it for profit.

Nat
__________________
"Don't argue with stupid people. They will just drag you down to their level, and beat you up with experience."

Patently waiting for the apocalypses to level the playing field in this physiological game of life commonly known as Civilization
nat_ster is offline   Reply With Quote
Old 04-13-2014, 09:34 AM   #6
New Member
 
Join Date: Apr 2014
Location: St Albert, Alberta
Posts: 3
Year: 1984
Coachwork: MCI
Chassis: MC9
Engine: 8V71
Rated Cap: 53
Re: How to get insurance in Alberta

Hello, I just got a bus and am in Legal, AB and am having the same issues. Did you ever get coverage?
adamhere is offline   Reply With Quote
Old 04-15-2014, 10:33 AM   #7
Bus Geek
 
Join Date: Aug 2011
Location: Stony Plain Alberta Canada
Posts: 2,937
Year: 1992
Coachwork: Bluebird
Chassis: TC2000 FE
Engine: 190hp 5.9 Cummins
Rated Cap: 72
Re: How to get insurance in Alberta

Quote:
Originally Posted by adamhere
Hello, I just got a bus and am in Legal, AB and am having the same issues. Did you ever get coverage?
Do you have other units insured with them?

My bus is still insured even though it's not driving at the moment. With all this, I'm afraid to pull the insurance off of it.


Nat
__________________
"Don't argue with stupid people. They will just drag you down to their level, and beat you up with experience."

Patently waiting for the apocalypses to level the playing field in this physiological game of life commonly known as Civilization
nat_ster is offline   Reply With Quote
Old 04-16-2014, 01:02 AM   #8
Mini-Skoolie
 
Join Date: Mar 2014
Location: Red Deer, Alberta Canada
Posts: 30
Year: 1979
Coachwork: Thomas
Chassis: IHC
Engine: 366
Rated Cap: 48
Re: How to get insurance in Alberta

I didn't seem to have a problem. I phoned my regular agent and gave them the info over the phone. I had them forward a copy of the insurance to the registry office. The registry office transferred it into my name and at the same time registered it as an RV. The registry is Sylvan Lake Registries. This is the second time I've dealt with them in two months and both times they have gone above and beyond for me....I highly recommend them. I will travel the 1/2 hour so I get their customer service again.
While my insurance agent is the same one I've been using for over twenty years and they have me insured thru Wawaneesa, I won't say who they are...just because.
I also agree about phoning around, there was a lot of difference between quotes when I phoned around 25 years ago after first moving into Alberta.
Good luck,

Richard
alwaysFlOoReD is offline   Reply With Quote
Old 12-16-2016, 07:45 PM   #9
Bus Nut
 
Bon Voyage's Avatar
 
Join Date: Dec 2016
Location: Calgary, Alberta
Posts: 414
Year: 2001
Coachwork: Thomas
Engine: Cummins ISC 260HP/660Q/MD3060 6spd
Rated Cap: 81
Quote:
Originally Posted by alwaysFlOoReD View Post
I didn't seem to have a problem. I phoned my regular agent and gave them the info over the phone. I had them forward a copy of the insurance to the registry office. The registry office transferred it into my name and at the same time registered it as an RV. The registry is Sylvan Lake Registries. This is the second time I've dealt with them in two months and both times they have gone above and beyond for me....I highly recommend them. I will travel the 1/2 hour so I get their customer service again.
While my insurance agent is the same one I've been using for over twenty years and they have me insured thru Wawaneesa, I won't say who they are...just because.
I also agree about phoning around, there was a lot of difference between quotes when I phoned around 25 years ago after first moving into Alberta.
Good luck,

Richard

What's the insurance broker in Sylvan Lake?
Bon Voyage is offline   Reply With Quote
Old 12-16-2016, 08:20 PM   #10
Skoolie
 
Clayton's Avatar
 
Join Date: Nov 2016
Location: Alberta
Posts: 134
Year: 1996
Coachwork: Thomas 72 passenger
Chassis: International 3800
Engine: 230HP DT466 engine MD3060 transmission
I have my bus insured with comprehensive only with Wawanesa. So I can't legally drive it. My broker says once I finish camperizeing it, they will not insure it. I hear a company called "The Personal" will do camperized busses. Please keep us posted with what you find.
Clayton is offline   Reply With Quote
Old 06-13-2017, 08:01 AM   #11
Mini-Skoolie
 
Join Date: Jun 2017
Posts: 13
Year: 2000
Chassis: International 3800
Engine: DT466E
Rated Cap: 72 passenger
Insurance alberta

I have recently purchased a 2000 international that had been partly converted, from B.C. After phoning around and waiting on quotes that never came I called a company in my home town. They insured it no problem with hardly any questions asked through a company called "Intact". I found it far more difficult getting the out of province inspection done for my registration.
Vaebrin is offline   Reply With Quote
Old 06-13-2017, 08:02 AM   #12
Mini-Skoolie
 
Join Date: Jun 2017
Posts: 13
Year: 2000
Chassis: International 3800
Engine: DT466E
Rated Cap: 72 passenger
I have recently purchased a 2000 international that had been partly converted, from B.C. After phoning around and waiting on quotes that never came I called a company in my home town. They insured it no problem with hardly any questions asked through a company called "Intact". I found it far more difficult getting the out of province inspection done for my registration.
Vaebrin is offline   Reply With Quote
Old 06-13-2017, 08:54 AM   #13
Bus Nut
 
Bon Voyage's Avatar
 
Join Date: Dec 2016
Location: Calgary, Alberta
Posts: 414
Year: 2001
Coachwork: Thomas
Engine: Cummins ISC 260HP/660Q/MD3060 6spd
Rated Cap: 81
Probably easy to insure because it was already partly converted. I know Intact wouldn't insure mine when it was a full bus.
Bon Voyage is offline   Reply With Quote
Old 06-09-2021, 12:18 AM   #14
Mini-Skoolie
 
Join Date: Apr 2021
Location: Canmore, Alberta
Posts: 17
Year: 2007
Coachwork: Freightliner
Chassis: C2
Engine: 907 Mercedes
Rated Cap: whole bunch
It sure is a mixed bag out there. Guys when post you got insurance please let us know what you are paying. So far the insurance may cost more than the bus! . It kills me that I can call my insurance company and insure a piece of **** 40 year old winibago but a unit that has had a commercial safety inspection every 6 months of its life is a high risk. Not to mention the superior brakes and lighting. What a crock of ****.
Mad Mel is offline   Reply With Quote
Old 06-09-2021, 12:36 AM   #15
Bus Nut
 
Bon Voyage's Avatar
 
Join Date: Dec 2016
Location: Calgary, Alberta
Posts: 414
Year: 2001
Coachwork: Thomas
Engine: Cummins ISC 260HP/660Q/MD3060 6spd
Rated Cap: 81
I’m in at $500/year with full coverage at RV direct insurance but I heard they quit covering bus conversions shortly after I got in. They might be worth a phone call though. The only other one I know about is Nordic insurance; if you find a broker that works with them you should be able to get just liability for $2000/year. I used them for my first year while I did most of the conversion.

There’s another thread about insurance in Canada and it goes back and forth mainly between Ontario and Alberta. There’s a bunch of info in there you might find helpful.
Bon Voyage is offline   Reply With Quote
Old 06-09-2021, 07:38 AM   #16
Mini-Skoolie
 
Join Date: Jun 2017
Posts: 13
Year: 2000
Chassis: International 3800
Engine: DT466E
Rated Cap: 72 passenger
Alberta Insurance

I have just recently renewed my insurance with Intact, I just have PL/&PD. My yearly premium is just over $200. I have driven everywhere from the Yukon to New Orleans and the insurance company is fully aware of that. I think as soon as you remove the seats it becomes much easier to insure. That is what they seemed to care about most, so you canít carry passengers.
Vaebrin is offline   Reply With Quote
Old 10-26-2021, 10:46 AM   #17
New Member
 
Join Date: Jul 2021
Posts: 2
Quote:
Originally Posted by Vaebrin View Post
I have just recently renewed my insurance with Intact, I just have PL/&PD. My yearly premium is just over $200. I have driven everywhere from the Yukon to New Orleans and the insurance company is fully aware of that. I think as soon as you remove the seats it becomes much easier to insure. That is what they seemed to care about most, so you canít carry passengers.
Do you know by any chance which brokerage or location or name of agent you called? I've tried intact and they have said no, however it seems when you call different people you get different responses. Any help would be appreciated. Thank you
bgulka8 is offline   Reply With Quote
Old 01-19-2022, 07:22 PM   #18
New Member
 
Join Date: Jan 2022
Posts: 1
Insurance in Alberta

Hi! I'm new here. My name is Lindsay and my husband and I recently bought a 2002 Ford E450. I have spent some time this week sorting insurance and wanted to share since I read many of these threads in preparing to call. We live in Calgary Alberta so this may be fairly specific to this area.

I called Westland Insurance and a lovely Broker had no issues in securing insurance through Nordic. While doing the build, we have no comprehensive or collision and once the build is complete, they will cover us for that too provided we have a vehicle inspection and appraisal.

We canít combine our other vehicles or home insurance (and move them from our current policy/provider) since Nordic only does specialty/high risk auto insurance so no discounts. The Broker did say that she was doing some training soon with the company Aviva Elite and that was the only other company that will maybe take custom conversions (she said she asked around her office to the other Brokers and nobody could come up with anything different).

The cost of insuring our bus through Nordic is $1700/year . We may look at Aviva Elite once she does her training with them (we are currently with Aviva but with the Elite part you need a Broker).
I hope that somebody finds that helpful😊
LindsayC is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Insurance/ license Alberta Canada adamhere Titles, Insurance, Registration and Money Matters 21 02-28-2017 03:20 PM
School Bus Conversion Project for Sale CALGARY ALBERTA CAN. MyFirstBus Classifieds | Buy, Sell, Swap 6 08-08-2015 03:52 PM
Started Project for Sale Calgary Alberta MyFirstBus Skoolie Conversion Projects 0 01-12-2012 01:09 AM
Insurance OfourTHREEfive Conversion General Discussions 1 08-10-2010 10:04 PM
insurance Q pilacs Titles, Insurance, Registration and Money Matters 1 09-30-2009 07:43 PM

» Featured Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -5. The time now is 03:43 PM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2022, vBulletin Solutions, Inc.