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Old 04-19-2021, 02:34 PM   #1
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Join Date: Apr 2021
Posts: 1
How to insure a Ford E-450?

Hi folks! I've read a lot of useful stuff on this forum regarding Ford E-450s and was wondering if any of you kind folks could help me find an insurer? I haven't been able to get through to Progressive yet, but I have gotten some pushback from other providers regarding vehicle usage, weight, class, etc.

We're planning on using a 2007 E-450 to do a little road trip, pre-conversion, and then drive it back to our house and store it for the conversion. I'm not sure what type of policy would be appropriate. It currently has only 4 seats, and the rest is all empty.

AIS declined to insure us, and they also said that they had ended their coverage of these types of vehicles because of too many accidents with people transporting passengers.

Is Progressive the only game in town anymore?

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Old 04-19-2021, 07:57 PM   #2
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Join Date: Dec 2017
Location: Sandpoint, ID
Posts: 552
Year: 2003
Coachwork: Girardin Microbird MB-IV
Chassis: Ford E450
Engine: 7.3 Diesel
Rated Cap: 25
Try your local State Farm Rep.. Commercial vehicle for personal use policy. That's what worked for us.
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Old 04-19-2021, 08:36 PM   #3
Join Date: Dec 2019
Location: Rhode Island
Posts: 192
Year: 2002
Chassis: Ford e450
Engine: 7.3 Powerstroke
What is it registered as? Do you know about the Vermont route in order to register as a Motorhome?

Kelly Newsome, all state agent. Her number is 352-326-9300.
She is no stranger to a skoolie and can help in any state.
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Old 05-05-2021, 10:47 AM   #4
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Old 05-22-2024, 04:01 PM   #5
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Join Date: May 2024
Posts: 1
Lil Late

I'm a little late to this thread, but I had to purchase Progressive commercial insurance. There was no way to insure it as an RV as it hasn't been fully converted. To make it completely legit, I actually created an LLC for $50 in the state of Colorado. So now my ambo is commercially insured. The drag is that commercial insurance is twice as expensive as RV insurance. Oh well, I'm back in the game and legal, too.
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