I talked with several insurance companies today. I'm going with the full disclosure honest approach. Fortunately, I am in AZ and there are a ton of RVs already here.
I've been saying that my conversion isn't done, but it's a converted school bus, non-professional build, and I plan to live in it full time, which are all true. I am planning on having it registered in AZ which is where I am at, and where I plan to have as my mailbox address (with a family member).
After talking with Progressive (regected at the website), Allstate (rejected for school bus) and Farm Bureau Insurance (rejected for "full-time status"), I was directed by the latter to try "Foremost Insurance" which is a brand of Farmer's insurance. I found a local agent and gave her the full story, and she made it sound like everything will be fine. Once my bus is properly registered then I'll get insurance.
Wish me luck, and if it works, I am in full support of the "Tell the truth, and call a local agent" approach.
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YT: Man Dog Bus
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