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07-02-2019, 07:17 PM
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#1
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Bus Geek
Join Date: Sep 2018
Posts: 2,831
Year: 2007
Coachwork: Thomas Built
Chassis: Minotour
Engine: Chevy Express 3500 6.6l
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I Got Insured!
I just got insured today! Yay!
National General insured me through the conversion process, so if you are just getting a bus, it’s worth a try to talk to them. Liability only, State minimum, one year limit to finish.
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07-03-2019, 09:41 AM
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#2
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Bus Crazy
Join Date: Apr 2019
Location: SW USA
Posts: 2,064
Year: 2003
Coachwork: IC / Amtran
Chassis: CE300
Engine: International T444e
Rated Cap: 23
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Congrats! I know that's a big worry for many, and a significant legal milestone!
__________________
Go away. 'Baitin.
Our Build: Mr. Beefy
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07-03-2019, 12:19 PM
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#3
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Bus Geek
Join Date: Sep 2018
Posts: 2,831
Year: 2007
Coachwork: Thomas Built
Chassis: Minotour
Engine: Chevy Express 3500 6.6l
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Well, I was/am insured through Progressive, but the second I start the conversion that policy is void. The important part here, and the part I thought unobtainable, is that the National General Insurance is covering me during the conversion process.
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09-29-2019, 04:27 PM
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#4
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Mini-Skoolie
Join Date: Sep 2019
Location: Central-ish Arkansas
Posts: 10
Year: 2007
Coachwork: Thomas Built
Chassis: Minotour
Engine: 6.6 Duramax
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Quote:
Originally Posted by Danjo
Well, I was/am insured through Progressive, but the second I start the conversion that policy is void. The important part here, and the part I thought unobtainable, is that the National General Insurance is covering me during the conversion process.
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Really!? I just did a quote through them for a generic RV and they quoted me a yearly price. Guess I need to dig in a bit.
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09-29-2019, 04:30 PM
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#5
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Bus Geek
Join Date: Sep 2018
Posts: 2,831
Year: 2007
Coachwork: Thomas Built
Chassis: Minotour
Engine: Chevy Express 3500 6.6l
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Quote:
Originally Posted by MrRedBeard
Really!? I just did a quote through them for a generic RV and they quoted me a yearly price. Guess I need to dig in a bit.
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Did they sign you as an RV?
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09-29-2019, 04:57 PM
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#6
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Mini-Skoolie
Join Date: Sep 2019
Location: Central-ish Arkansas
Posts: 10
Year: 2007
Coachwork: Thomas Built
Chassis: Minotour
Engine: 6.6 Duramax
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Quote:
Originally Posted by Danjo
Did they sign you as an RV?
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That's what my quote is currently worked up as. Seemed really minimal as far as information and was only liability insurance.
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09-29-2019, 05:00 PM
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#7
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Bus Geek
Join Date: Sep 2018
Posts: 2,831
Year: 2007
Coachwork: Thomas Built
Chassis: Minotour
Engine: Chevy Express 3500 6.6l
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They made me send photos of all sides and inside both directions, answer a bunch of questions.
They told me RV insurance will be available to me when it has a bathroom, stove, sink and bed.
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09-29-2019, 05:04 PM
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#8
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Mini-Skoolie
Join Date: Sep 2019
Location: Central-ish Arkansas
Posts: 10
Year: 2007
Coachwork: Thomas Built
Chassis: Minotour
Engine: 6.6 Duramax
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Quote:
Originally Posted by Danjo
They made me send photos of all sides and inside both directions, answer a bunch of questions.
They told me RV insurance will be available to me when it has a bathroom, stove, sink and bed.
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Hmm guess after proceed from a quote to a signed policy that game starts.
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09-29-2019, 05:05 PM
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#9
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Bus Geek
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 10,482
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
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My State Farm agent called to tell me to stop in and sign an affidavit. I wondered what it was and so stopped in. All it was was a declaration page stating uninsured motorist coverages.
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09-29-2019, 05:07 PM
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#10
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Bus Geek
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 10,482
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
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Quote:
Originally Posted by Danjo
They made me send photos of all sides and inside both directions, answer a bunch of questions.
They told me RV insurance will be available to me when it has a bathroom, stove, sink and bed.
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Where is that at, most places allow 4 of the 6 from a list and it's your choice which 4.
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09-30-2019, 04:33 AM
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#11
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Bus Geek
Join Date: Sep 2015
Posts: 3,856
Year: 2002
Coachwork: Thomas Built Bus
Chassis: Freightliner FS65
Engine: Caterpillar 3126E Diesel
Rated Cap: 71 Passenger- 30,000 lbs.
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Quote:
Originally Posted by Danjo
Well, I was/am insured through Progressive, but the second I start the conversion that policy is void. The important part here, and the part I thought unobtainable, is that the National General Insurance is covering me during the conversion process.
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We started with a Progressive "commertial vehicle for personaluse" policy. As long as it was a "van" it was covered ... liability only. As soon as we start to convert it, it is not covered. We switched to Allstate (Kelly Newsome @ 352-326-9300) and have it insured as an RV. They did not care what was done to it, only that we call it an RV. The premium (liability only) was also 1/4 that of Progressive. For less than the Progressive policy, we can have full coverage.
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09-30-2019, 05:40 AM
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#12
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Bus Geek
Join Date: Sep 2014
Location: Eustis FLORIDA
Posts: 23,764
Year: 1999
Coachwork: Thomas
Chassis: Freighliner FS65
Engine: Cat 3126
Rated Cap: 15
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Quote:
Originally Posted by o1marc
Where is that at, most places allow 4 of the 6 from a list and it's your choice which 4.
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In FL we only have to have a couple.
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09-30-2019, 08:02 AM
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#13
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Skoolie
Join Date: Aug 2016
Location: Virginia
Posts: 131
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If the under conversion endorsement is available in your state then National General will look at insuring the bus while it's under conversion. Once you're done working on it, you send in updated photos and they'll remove that endorsement and maybe allow higher liability rates. Unfortunately they won't give any comprehensive or collision coverage, yet.
I've been asking the underwriters and our rep every time we talk.
__________________
M.L. Sutphin Insurance Agency, Inc.
Make it simple - we insure it all!
15402663074 | 14344736244
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09-30-2019, 08:11 AM
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#14
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Bus Crazy
Join Date: May 2017
Location: Athens, TN
Posts: 1,574
Year: 1999
Coachwork: Amtran
Chassis: International RE
Engine: International T444e
Rated Cap: 76
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Quote:
Originally Posted by o1marc
Where is that at, most places allow 4 of the 6 from a list and it's your choice which 4.
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Will an induction cooktop satisfy the "stove" requirement?
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09-30-2019, 11:30 AM
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#15
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Bus Geek
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 10,482
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
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Quote:
Originally Posted by kazetsukai
Will an induction cooktop satisfy the "stove" requirement?
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In most places, Yes.
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10-01-2019, 02:21 AM
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#16
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Bus Geek
Join Date: Sep 2015
Posts: 3,856
Year: 2002
Coachwork: Thomas Built Bus
Chassis: Freightliner FS65
Engine: Caterpillar 3126E Diesel
Rated Cap: 71 Passenger- 30,000 lbs.
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Quote:
Originally Posted by EastCoastCB
In FL we only have to have a couple.
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Yeah, one of three.
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10-01-2019, 03:21 AM
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#17
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Bus Geek
Join Date: Sep 2018
Posts: 2,831
Year: 2007
Coachwork: Thomas Built
Chassis: Minotour
Engine: Chevy Express 3500 6.6l
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Quote:
Originally Posted by o1marc
Where is that at, most places allow 4 of the 6 from a list and it's your choice which 4.
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That is their criteria. Also California requirements for title change
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