Originally Posted by Oldyeller
To continue my story. I just got a quote from Allstate in New Jersey by calling Kelly Newsome. The quote is for my primary vehicle (2004 Expedition) and the bus. It looks like it'll come at around $2000 per year for liability on both vehicles. I don't have time right now to delve into the details but wanted to report on what I just got. More later as I discuss it with the agent.
That sounds steep, what is your driving record like. I pay State Farm $127/month for full coverage on the bus and liability on the MIata and the Dakota. I just switched it to full coverage on the Miata and liability on the bus and Dakota with no rate change. Didn't realize I had full coverage on the bus while it sits in the driveway.
State Farm surprised me when I found out I had full coverage. I asked about changing it to the Miata. They said I had one month to go on the policy. If I added the Miata they would have to charge the difference for the past year, but if I changed the bus to liability now, they would reimburse the the difference from the year. So I dropped the full on the bus and got a rebate, and waited till the end of the month to add the full to the Miata. State Farm has been the best insurance company I've dealt with in 50 years of driving.