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08-17-2020, 11:48 AM
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#1
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Bus Nut
Join Date: Feb 2019
Location: Communist State of New Jersey
Posts: 964
Year: 2004
Coachwork: IC
Chassis: CE200
Engine: T444e
Rated Cap: 27,500
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I just got my Vermont registration
I assume the plates are on the way but I haven't gotten them yet.
What are my options for insurance? My bus is a 2004 IC CE200. I live in New Jersey. I've been reading about insurance here on the forum and I still don't have a good feel for how to go about getting it insured.
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08-17-2020, 02:21 PM
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#2
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Bus Geek
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 10,482
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
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It's tough finding insurance to cover you during the build out. Most insurance companies will not cover you as an RV until 4 of the 6 requirements have been made. Look for a "commercial for private use" policy during the build phase. 
__________________
I Thank God That He Gifted Me with Common Sense
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08-17-2020, 05:24 PM
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#3
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Bus Geek
Join Date: Nov 2016
Posts: 2,775
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08-18-2020, 02:21 AM
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#4
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Bus Geek
Join Date: Sep 2015
Posts: 3,856
Year: 2002
Coachwork: Thomas Built Bus
Chassis: Freightliner FS65
Engine: Caterpillar 3126E Diesel
Rated Cap: 71 Passenger- 30,000 lbs.
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Contact Kelly Newsome with Allstate (352-326-9300 KellyNewsome1@allstate.com). Kelly knows skoolies and can write in many states. For those she can not write in, she has agent/contacts to serve you.
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08-18-2020, 08:41 AM
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#5
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Bus Nut
Join Date: Feb 2019
Location: Communist State of New Jersey
Posts: 964
Year: 2004
Coachwork: IC
Chassis: CE200
Engine: T444e
Rated Cap: 27,500
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Thanks for all your prompt responses.
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08-18-2020, 09:40 PM
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#6
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Mini-Skoolie
Join Date: Jun 2020
Location: Southern Indiana
Posts: 22
Year: 2004
Coachwork: Bluebird
Chassis: All-American FE
Engine: Cat3126 (Manufactured to '03 EPA standards)
Rated Cap: Mid-size, 9/10 window
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Quote:
Originally Posted by Native
Contact Kelly Newsome with Allstate (352-326-9300 KellyNewsome1@allstate.com). Kelly knows skoolies and can write in many states. For those she can not write in, she has agent/contacts to serve you. |
I will second this. I live in Indiana, called Kelly in Florida 3 days after buying our bus in Missouri. She had me hooked up with an agent in Kentucky within 2 hours, and I had an Indiana RV policy before the day was over.
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08-19-2020, 09:32 AM
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#7
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Bus Nut
Join Date: Feb 2019
Location: Communist State of New Jersey
Posts: 964
Year: 2004
Coachwork: IC
Chassis: CE200
Engine: T444e
Rated Cap: 27,500
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Quote:
Originally Posted by pkd1
I will second this. I live in Indiana, called Kelly in Florida 3 days after buying our bus in Missouri. She had me hooked up with an agent in Kentucky within 2 hours, and I had an Indiana RV policy before the day was over.
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I got the plates yesterday so I have everything but insurance. I'll wait for a while to call Kelly because in the next day or 2 I'm going to pull the end of the bus off and start putting the end cap back on so I'm not going to be driving it for a while.
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08-29-2020, 03:41 PM
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#8
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New Member
Join Date: Jun 2020
Posts: 9
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This information is good I live in mass where I'm sure it's a nightmare insure I'll have to register in another state once the build is done
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08-29-2020, 04:37 PM
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#9
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Bus Nut
Join Date: Jul 2019
Location: Freedom Field, New Mexico
Posts: 459
Year: 1998
Coachwork: International
Chassis: Amtrans
Engine: 444E
Rated Cap: 84 pas
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Quote:
Originally Posted by Oldyeller
I assume the plates are on the way but I haven't gotten them yet.
What are my options for insurance? My bus is a 2004 IC CE200. I live in New Jersey. I've been reading about insurance here on the forum and I still don't have a good feel for how to go about getting it insured.
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While you build, progressive will insure as comercial for private use. The price is reasonable. Our 40 foot Amtrans insured for about 250 per year. Once you are built progressive will be unlikely to cover it. Then begins the local hunt.
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08-29-2020, 05:21 PM
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#10
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Bus Geek
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 10,482
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
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Quote:
Originally Posted by Rock-N-Ruth
While you build, progressive will insure as comercial for private use. The price is reasonable. Our 40 foot Amtrans insured for about 250 per year. Once you are built progressive will be unlikely to cover it. Then begins the local hunt.
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It's not unlikey, It's definite. Progressive has put out notices this year that they no longer insure converted buses.  My policy for build out was only $171 from Progressive
__________________
I Thank God That He Gifted Me with Common Sense
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08-29-2020, 06:15 PM
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#11
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New Member
Join Date: Aug 2020
Posts: 2
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Will VT register a bus without a title? Vehicle is older than 20 years
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08-29-2020, 06:42 PM
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#12
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Bus Nut
Join Date: Feb 2019
Location: Communist State of New Jersey
Posts: 964
Year: 2004
Coachwork: IC
Chassis: CE200
Engine: T444e
Rated Cap: 27,500
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Quote:
Originally Posted by Jordan_addis
Will VT register a bus without a title? Vehicle is older than 20 years
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Go to the thread below. It lays out the whole process for registering in Vermont. It has some links to the Vermont DMV website which has a lot of information. I don't recall specifically what documentation you HAVE to have to register but you should be able to find it.
https://www.skoolie.net/forums/f18/h...ion-15292.html
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08-30-2020, 07:44 AM
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#13
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Skoolie
Join Date: Dec 2019
Location: Rhode Island
Posts: 192
Year: 2002
Chassis: Ford e450
Engine: 7.3 Powerstroke
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I called Kelly and she answered, 'So you want to insure a skoolie?'
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08-30-2020, 09:36 AM
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#14
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Bus Nut
Join Date: Feb 2019
Location: Communist State of New Jersey
Posts: 964
Year: 2004
Coachwork: IC
Chassis: CE200
Engine: T444e
Rated Cap: 27,500
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Quote:
Originally Posted by awilder
I called Kelly and she answered, 'So you want to insure a skoolie?'
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Did she write a policy for you? What state are you in? Oh I see, Rhode Island.
I'm waiting until I'm closer to being ready to drive it before I put insurance on it. I haven't closed on my house yet and there are issues that could derail the sale so I'm also waiting for those to resolve.
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08-30-2020, 10:15 AM
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#15
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Skoolie
Join Date: Dec 2019
Location: Rhode Island
Posts: 192
Year: 2002
Chassis: Ford e450
Engine: 7.3 Powerstroke
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Quote:
Originally Posted by Oldyeller
Did she write a policy for you? What state are you in? Oh I see, Rhode Island.
I'm waiting until I'm closer to being ready to drive it before I put insurance on it. I haven't closed on my house yet and there are issues that could derail the sale so I'm also waiting for those to resolve.
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She connected me to an all state agent in RI who gave me a quote of 800 for six months. I have not done it yet as I am also in the demo phase.
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08-30-2020, 03:01 PM
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#16
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Bus Geek
Join Date: Sep 2015
Posts: 3,856
Year: 2002
Coachwork: Thomas Built Bus
Chassis: Freightliner FS65
Engine: Caterpillar 3126E Diesel
Rated Cap: 71 Passenger- 30,000 lbs.
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Quote:
Originally Posted by awilder
She connected me to an all state agent in RI who gave me a quote of 800 for six months. I have not done it yet as I am also in the demo phase.
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That has got to be for full coverage.
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09-03-2020, 07:12 AM
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#17
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New Member
Join Date: Aug 2020
Posts: 3
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I got you. Call Kelly Newsome at allstate. She is famous in the skoolie community. She was the ONLY person that could help me get insured and my bus will be registered as a motorhome "amazing!" (352) 326-9200 tell her William B. Reffered you. Rest assure she will take care of you trust me!
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09-03-2020, 08:39 AM
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#18
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Bus Geek
Join Date: Jan 2019
Location: Philadelphia
Posts: 7,000
Year: 2003
Coachwork: International
Chassis: CE 300
Engine: DT466e
Rated Cap: 65C-43A
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Quote:
Originally Posted by awilder
She connected me to an all state agent in RI who gave me a quote of 800 for six months. I have not done it yet as I am also in the demo phase.
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Gah, $1600 a year? That's awfully steep, mine is $350 (liability only). Rhode Island is pretty bad for insurance, but I don't think they're 400% worse.
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09-09-2020, 10:42 AM
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#19
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Bus Nut
Join Date: Feb 2019
Location: Communist State of New Jersey
Posts: 964
Year: 2004
Coachwork: IC
Chassis: CE200
Engine: T444e
Rated Cap: 27,500
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Quote:
Originally Posted by showill007
I got you. Call Kelly Newsome at allstate. She is famous in the skoolie community. She was the ONLY person that could help me get insured and my bus will be registered as a motorhome "amazing!" (352) 326-9200 tell her William B. Reffered you. Rest assure she will take care of you trust me!
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The telephone number for Kelly in your reply didn't work. It got a generic recording, I don't even think it got me to Allstate.
I just searched for Kelly Newsome on the forum and found another thread that showed her number as 352-326-9 300. That number got me to Glenda who took my information and will pass it on to Kelly.
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09-15-2020, 11:02 AM
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#20
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Bus Nut
Join Date: Feb 2019
Location: Communist State of New Jersey
Posts: 964
Year: 2004
Coachwork: IC
Chassis: CE200
Engine: T444e
Rated Cap: 27,500
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To continue my story. I just got a quote from Allstate in New Jersey by calling Kelly Newsome. The quote is for my primary vehicle (2004 Expedition) and the bus. It looks like it'll come at around $2000 per year for liability on both vehicles. I don't have time right now to delve into the details but wanted to report on what I just got. More later as I discuss it with the agent.
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