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02-15-2020, 07:02 PM
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#41
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New Member
Join Date: Feb 2020
Posts: 5
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Good Sam
If your conversion is completed, Good Sam will insure your bus conversion. They will want pics.
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02-15-2020, 07:53 PM
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#42
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New Member
Join Date: Feb 2020
Location: Florida & MAINE
Posts: 2
Year: 1995
Chassis: IH Bluebird
Engine: IH DT466 350 hp
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Insurance experience
We just bought a 1995 IH Bluebird School Bus conversion that is titled in Florida as a motor home. Hartford Insurance had no issues, and includes roadside tow and assistance in its policy. I use Hartford for my cars and was pleasantly surprised at the bus quote and service, reasonable price for comp and collision on the bus as well. FYI
__________________
David Hipschman
Fort Myers, FL & Damariscotta, ME
1995 IH Bluebird Conversion
TH DT466 & Allison 4-Speed Automatic
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02-15-2020, 08:15 PM
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#43
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Mini-Skoolie
Join Date: May 2018
Location: Tennessee
Posts: 58
Year: 2007
Coachwork: Thomas
Chassis: Thomas
Engine: Cummins 5.9
Rated Cap: 8 seats, 5 wheelchairs
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I'm in Tennessee and after conversion was complete I went to the local County Clerks office and they looked at pictures and changed my title to motorhome and then StateFarm looked at the pictures and insured it for liability and uninsured motorist only and as long as I have another vehicle insured there and the bus, oh, um I mean motorhome is a secondary vehicle it only costs $74.00 a year.
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02-15-2020, 08:29 PM
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#44
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New Member
Join Date: Sep 2018
Location: South Carolina
Posts: 2
Year: 2002
Coachwork: Chevy
Chassis: ?
Engine: 3500
Rated Cap: ?
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Call State Farm
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02-16-2020, 09:04 AM
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#45
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Mini-Skoolie
Join Date: Apr 2019
Location: Florida
Posts: 41
Year: 1997
Coachwork: Bluebird
Chassis: Tc2000
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National General will ensure it. But will.have to be completed inside.
State Farm will also but depends on the state youre in.
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02-16-2020, 02:01 PM
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#46
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Bus Nut
Join Date: Jun 2011
Location: KANSAS CITY
Posts: 751
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Quote:
Originally Posted by kazetsukai
They don't cover full-time.
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Stay with them for 90 days and then shop by telephone for a new quote from another company.
Worked for me.
__________________
Former owner of a 1969 F600 Skoolie.
1998 Ford B700 Thomas body 65 passenger. 5.9 Cummins 12 valve with MT643 Transmission 123,000 miles.
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02-17-2020, 09:21 AM
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#47
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Skoolie
Join Date: Aug 2016
Location: Virginia
Posts: 131
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Quote:
Originally Posted by NavyVet
National General will ensure it. But will.have to be completed inside.
State Farm will also but depends on the state youre in.
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In some states National General can insure while under conversion.
Quote:
Originally Posted by Versatile
Stay with them for 90 days and then shop by telephone for a new quote from another company.
Worked for me.
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The only problem there, if the carrier doesn't insure full timers and you're a full timer, there isn't actually insurance. At the time of a claim the carrier will just deny it due to misrepresentation and void the policy to the original effective date.
I'm glad you were able to get properly insured and didn't have any claims during the time you were defrauding the carrier. That's not me being snide or an asshole, that's what the carrier sees. It's part of the reason it's hard to get insurance and rates are high/coverage is low.
Sorry if I sound like a broken record in this thread, but it's important to me that we do it right.
__________________
M.L. Sutphin Insurance Agency, Inc.
Make it simple - we insure it all!
15402663074 | 14344736244
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02-17-2020, 10:12 AM
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#48
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Bus Nut
Join Date: Jun 2011
Location: KANSAS CITY
Posts: 751
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Quote:
Originally Posted by sutphinins
In some states National General can insure while under conversion.
The only problem there, if the carrier doesn't insure full timers and you're a full timer, there isn't actually insurance. At the time of a claim the carrier will just deny it due to misrepresentation and void the policy to the original effective date.
I'm glad you were able to get properly insured and didn't have any claims during the time you were defrauding the carrier. That's not me being snide or an asshole, that's what the carrier sees. It's part of the reason it's hard to get insurance and rates are high/coverage is low.
Sorry if I sound like a broken record in this thread, but it's important to me that we do it right.
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I defrauded no one. I told the truth and they asked me if I was wanting to live in it.
They said no to living full time.
__________________
Former owner of a 1969 F600 Skoolie.
1998 Ford B700 Thomas body 65 passenger. 5.9 Cummins 12 valve with MT643 Transmission 123,000 miles.
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02-17-2020, 03:26 PM
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#49
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New Member
Join Date: Dec 2019
Posts: 1
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Use AIS insurance its around 250 a year. The bus will have to be converted first. Then you will need to take pictures from front to back and back to front inside and out.
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02-19-2020, 11:29 AM
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#50
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Bus Crazy
Join Date: May 2017
Location: Athens, TN
Posts: 1,574
Year: 1999
Coachwork: Amtran
Chassis: International RE
Engine: International T444e
Rated Cap: 76
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Quote:
Originally Posted by Versatile
Stay with them for 90 days and then shop by telephone for a new quote from another company.
Worked for me.
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As mentioned earlier, I don't think I'll need FT coverage, but what new company covered you full time?
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02-20-2020, 03:00 PM
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#51
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Bus Nut
Join Date: Jun 2011
Location: KANSAS CITY
Posts: 751
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My mistake. None.
__________________
Former owner of a 1969 F600 Skoolie.
1998 Ford B700 Thomas body 65 passenger. 5.9 Cummins 12 valve with MT643 Transmission 123,000 miles.
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02-20-2020, 06:29 PM
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#52
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Bus Geek
Join Date: Sep 2018
Posts: 2,831
Year: 2007
Coachwork: Thomas Built
Chassis: Minotour
Engine: Chevy Express 3500 6.6l
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Just an FYI because I see many replies citing these companies;
AIS, Good Sam, National General
All the same company.
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04-05-2020, 11:20 AM
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#53
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Almost There
Join Date: Jan 2019
Location: New York
Posts: 82
Year: 2002
Coachwork: Me
Engine: Series 60
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Hello all again,
So I've tried again with Progressive, arguing with them for the past 4 months trying to get this thing insured and it was always a different story as to why they couldnt insure it, even though 4 of my other friends have the SAME EXACT commercial for personal use policy. I'm done with Progressive.
Someone mentioned a broker or something in this thread but now I cant seem to find the contact info. Anyone have any ideas? Thanks
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04-05-2020, 11:31 AM
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#54
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Bus Crazy
Join Date: May 2017
Location: Athens, TN
Posts: 1,574
Year: 1999
Coachwork: Amtran
Chassis: International RE
Engine: International T444e
Rated Cap: 76
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Quote:
Originally Posted by the7exp
Someone mentioned a broker or something in this thread but now I cant seem to find the contact info. Anyone have any ideas? Thanks
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A full year went by where I couldn't find coverage, I feel for you.
You're looking for this thread:
https://www.skoolie.net/forums/f18/g...s-25029-2.html
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04-05-2020, 11:34 AM
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#55
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Almost There
Join Date: Jan 2019
Location: New York
Posts: 82
Year: 2002
Coachwork: Me
Engine: Series 60
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Quote:
Originally Posted by sutphinins
Maybe? That's really a question for your agent and/or Progressive if you went direct. If you were in a state I could write the National General RV policy in, I'd see if I could get it approved on the RV bus conversion policy even after the conversion is complete.
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Would this also fall under commercial for personal use? The issue with my vehicle is due to the dimensions it has to be registered as a commercial vehicle regardless. I've called State Farm and Geico, but they're closed today so I have to call tommorow.
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04-05-2020, 11:40 AM
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#56
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Almost There
Join Date: Jan 2019
Location: New York
Posts: 82
Year: 2002
Coachwork: Me
Engine: Series 60
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Quote:
Originally Posted by kazetsukai
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Thank you! I tried calling the number but I forgot today was Sunday, so I will call tomorrow. Anyone know if they do commercial for personal use policies as well? Thanks
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04-05-2020, 11:54 AM
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#57
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Bus Crazy
Join Date: May 2017
Location: Athens, TN
Posts: 1,574
Year: 1999
Coachwork: Amtran
Chassis: International RE
Engine: International T444e
Rated Cap: 76
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Quote:
Originally Posted by the7exp
Thank you! I tried calling the number but I forgot today was Sunday, so I will call tomorrow. Anyone know if they do commercial for personal use policies as well? Thanks
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I'm not sure. I retitled mine as a motorhome.
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04-05-2020, 11:56 AM
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#58
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Mini-Skoolie
Join Date: Apr 2019
Location: Florida
Posts: 41
Year: 1997
Coachwork: Bluebird
Chassis: Tc2000
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Insurance
State Farm or National General will insure.
Should have zero problem.
Mine is with State Farm
Good luck
Quote:
Originally Posted by the7exp
Hello all again,
So I've tried again with Progressive, arguing with them for the past 4 months trying to get this thing insured and it was always a different story as to why they couldnt insure it, even though 4 of my other friends have the SAME EXACT commercial for personal use policy. I'm done with Progressive.
Someone mentioned a broker or something in this thread but now I cant seem to find the contact info. Anyone have any ideas? Thanks
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04-05-2020, 11:58 AM
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#59
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Almost There
Join Date: Jan 2019
Location: New York
Posts: 82
Year: 2002
Coachwork: Me
Engine: Series 60
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Quote:
Originally Posted by NavyVet
State Farm or National General will insure.
Should have zero problem.
Mine is with State Farm
Good luck
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This is for commercial for personal?
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04-06-2020, 02:27 AM
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#60
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Bus Geek
Join Date: Nov 2016
Posts: 2,775
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