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08-21-2023, 09:44 AM
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#1
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Mini-Skoolie
Join Date: Mar 2021
Posts: 11
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Insurance in California
Hello does anybody know an insurance agency or agent that will ensure a 1995 motor home School bus residing in California.
NGIC refusing to ensure because of it is 1995.
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08-21-2023, 10:41 AM
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#2
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Bus Crazy
Join Date: Nov 2014
Location: NM USA KD6WJG
Posts: 1,227
Year: 1991
Coachwork: Bluebird
Chassis: All American RE 40 FEET
Engine: Cummins 8.3
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Can you get a commercial for private use policy in California?
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Why can't I get Ivermectin for my horses?
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08-21-2023, 10:57 AM
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#3
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Mini-Skoolie
Join Date: Mar 2021
Posts: 11
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Quote:
Originally Posted by s2mikon
Can you get a commercial for private use policy in California?
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How would I find that out?
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08-21-2023, 11:47 AM
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#4
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Bus Crazy
Join Date: Nov 2014
Location: NM USA KD6WJG
Posts: 1,227
Year: 1991
Coachwork: Bluebird
Chassis: All American RE 40 FEET
Engine: Cummins 8.3
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Find a local independent insurance agent and start there. If that does not work try AIS. They are all over southern Ca. and on line. I am afraid that insurance is going to get harder and harder to get as time goes on.
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Why can't I get Ivermectin for my horses?
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08-21-2023, 12:37 PM
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#5
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Mini-Skoolie
Join Date: Mar 2021
Posts: 11
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Also can I get a commercial for private if the title and the registration shows motorhome MH?
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08-21-2023, 12:44 PM
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#6
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Bus Crazy
Join Date: Nov 2014
Location: NM USA KD6WJG
Posts: 1,227
Year: 1991
Coachwork: Bluebird
Chassis: All American RE 40 FEET
Engine: Cummins 8.3
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That I don't know. I have Nat Gen on my rig and it is a 1991 titled as a MH. Are you trying to get full coverage? I just bought PLPD.
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Why can't I get Ivermectin for my horses?
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08-21-2023, 12:50 PM
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#7
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Mini-Skoolie
Join Date: Mar 2021
Posts: 11
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Thank you for all the replies. Absolutely not I don't need full coverage. what happened is I had NGIC and stopped paying due to nonop and now they do not want to reinstate it. The excuse they're giving me is it's 1995.
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08-21-2023, 12:57 PM
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#8
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Bus Crazy
Join Date: Nov 2014
Location: NM USA KD6WJG
Posts: 1,227
Year: 1991
Coachwork: Bluebird
Chassis: All American RE 40 FEET
Engine: Cummins 8.3
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Okay, now I understand. Like I posted before I think they want out of this market and are using any excuse they can. They were purchased by Allstate some time back and are making changes. Have you tried an independent agent yet? Some times they can be very creative in finding coverage.
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Why can't I get Ivermectin for my horses?
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08-21-2023, 03:16 PM
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#9
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Mini-Skoolie
Join Date: Mar 2021
Posts: 11
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Any ideas how to find local agent, I know some of the big ones have offices and they act like local agents but probably not them right?
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08-21-2023, 03:25 PM
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#10
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Bus Crazy
Join Date: Nov 2014
Location: NM USA KD6WJG
Posts: 1,227
Year: 1991
Coachwork: Bluebird
Chassis: All American RE 40 FEET
Engine: Cummins 8.3
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Where in CA are you? I have some family still there in CA I can ask them if close to you who they use.
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Why can't I get Ivermectin for my horses?
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08-21-2023, 04:29 PM
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#11
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Mini-Skoolie
Join Date: Mar 2021
Posts: 11
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How can I PM you
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08-21-2023, 04:49 PM
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#12
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Bus Geek
Join Date: Sep 2018
Posts: 2,577
Year: 2007
Coachwork: Thomas Built
Chassis: Minotour
Engine: Chevy Express 3500 6.6l
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I got mine through National General
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08-22-2023, 10:27 AM
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#13
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Mini-Skoolie
Join Date: Mar 2021
Posts: 11
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Los Angeles South Bay
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09-04-2023, 11:48 AM
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#14
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Mini-Skoolie
Join Date: Jan 2022
Location: Phoenix AZ
Posts: 17
Year: 2003
Coachwork: International
Chassis: 25' Bluebird
Engine: T444
Rated Cap: GVWR 27,500
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Go to The General and save some time!
Seriously, General Insurance is one of the few agencies that insure skoolies.
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09-17-2023, 10:31 AM
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#15
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Skoolie
Join Date: Jun 2023
Location: South Carolina
Posts: 142
Year: 1995
Coachwork: Thomas
Chassis: International 3800
Engine: T444E
Rated Cap: 29
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I hear Hagertys is good about insuring older buses as they usually only do classic vehicles, which a 1995 would be at this point and have insured several people's buses. Premiums may not be the best out there but doable.
I'd try your current car insurer as many of them like to get and give multi-line discounts. State Farm is this way, but I haven't tried my luck with them yet as my bus isn't drivable at the moment, but if they don't I plan to go to the hagerty's route myself for my 1995 international.
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09-17-2023, 04:00 PM
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#16
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Skoolie
Join Date: Mar 2020
Location: So Cal high desert
Posts: 133
Year: 1963
Coachwork: Crown
Chassis: HPO
Engine: Cummins 220
Rated Cap: 1
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I have Progressive Commercial for my 63 Crown Housecar. Not cheap at all at about $1380/year but I can't argue, my Crown is completely gutted and looks like an old commercial box truck for now. End to end overhaul is underway at a truck shop. I am hoping to negotiate a cheaper rate with the interior "done" someday but I don't know if they will budge when the time comes, they kind of don't have to.
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