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Old 06-23-2022, 09:21 PM   #1
Mini-Skoolie
 
Join Date: Dec 2018
Location: Auburn, Indiana
Posts: 51
Year: 2006
Chassis: Freightliner FS-65
Engine: MBE 906
Rated Cap: 72
Insurance through Progressive!

Today I got full coverage insurance from a local small town agent that sells progressive insurance. $328 per year. My build is not done, I need to move it to replace the leaking fuel tank. I told the agent that it is worth $9-12k as is. I am to call him back when itís finished and reassess the policy

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Old 06-23-2022, 09:37 PM   #2
Bus Nut
 
Join Date: Jul 2019
Location: Suburbs of Winterset, OH
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Year: 2005
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Chassis: FS65
Engine: Mercedes 6.4L
Rated Cap: just the 2 of us
I thought Progressive stopped covering skoolies???
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Old 06-24-2022, 04:42 AM   #3
Mini-Skoolie
 
Join Date: Dec 2018
Location: Auburn, Indiana
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Chassis: Freightliner FS-65
Engine: MBE 906
Rated Cap: 72
Maybe it is different state to state. It is tilted as an RV
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Old 06-24-2022, 09:34 AM   #4
Bus Geek
 
Join Date: May 2009
Location: Columbus Ohio
Posts: 17,843
Year: 1991
Coachwork: Carpenter
Chassis: International 3800
Engine: DTA360 / MT643
Rated Cap: 7 Row Handicap
it is different state to state, they likely wont cover it aftwer its been converted.. one of mny busses is covered through progressive and has been since I bought it in 2016, they ask me each year when I renew if my bus is still a bus.. (they didnt ask this for the first year or 2).. since its pretty much stock and still has all its seats, yes its a bus.. so they cover it without issue but sounds like they will not if it was converted
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Old 07-21-2022, 11:56 AM   #5
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Yes, That was the same thing that he told me- I have progressive for auto insurance too.They said that “If I converted into a RV, They will not cover it through Progressive.
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Old 07-21-2022, 11:57 AM   #6
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This is in the state of NC.
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Old 07-21-2022, 01:18 PM   #7
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Location: Central Tx.
Posts: 1,197
Year: 1999
Chassis: Amtran / International
Engine: DT466E HT 250HP - Md3060
Quote:
Originally Posted by KOYD View Post
Yes, That was the same thing that he told me- I have progressive for auto insurance too.They said that ďIf I converted into a RV, They will not cover it through Progressive.
I have progressive, commercial for personal coverage. At renewal this year they asked me if the conversion was finished and if so they can quote Rv coverage through AIS commercial.

Iím guessing it is a branch for Progressive.

Contact infoÖNational Commercial
nationalcommercial@aisinsurance.com
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Old 07-25-2022, 11:15 AM   #8
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What is AIS commercial? How do you get progressive insurance to cover your bus ? They told me if it converted into an “RV” they won’t cover it . I am in NC.
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Old 07-25-2022, 12:19 PM   #9
Bus Nut
 
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Join Date: Jun 2020
Location: Long Beach, CA
Posts: 973
Year: 1998
Coachwork: Blue Bird
Chassis: TC2000, 40' MPV
Engine: 5.9 Cummins/B300 trans
Rated Cap: U/K
I have Progressive, two motorcycles, contents insurance, my car and my bus. They didn't want to renew the bus until I sent them a whole bunch of pictures. My bus was originally bought by a coach company and was never any type of school bus. They're really gun shy when it comes to school busses. I've heard of several people getting canceled. I have 50k comprehensive for $1200/yr..
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Old 07-25-2022, 03:07 PM   #10
Bus Crazy
 
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Join Date: May 2015
Location: Central Tx.
Posts: 1,197
Year: 1999
Chassis: Amtran / International
Engine: DT466E HT 250HP - Md3060
Quote:
Originally Posted by KOYD View Post
What is AIS commercial? How do you get progressive insurance to cover your bus ? They told me if it converted into an ďRVĒ they wonít cover it . I am in NC.
https://www.aisinsurance.com/

I just got an email from them congratulating me on our one year anniversaryÖ so funny !!!!

Here is part of an email they sent meÖ

Quote:
Dear Valued Customer,

Thank you for choosing AIS to serve your insurance needs. As you know, your insurance policy comes up for renewal shortly.

As a value added benefit for our AIS clients, we would like to remind you that now is a good time to review your coverage options.

In addition to making sure that you are properly protected, we will shop our panel of top rated carriers to make sure you are still receiving the best combination of price and
coverage available.



To find out more, please call us within the next 5 days and speak with one of our licensed insurance specialists at 800-493-7879.
Thatís all I know about them.

Give them a call and donít volunteer information. Let them ask you if it is a converted bus.
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Old 07-25-2022, 03:58 PM   #11
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Join Date: Apr 2019
Location: Earth
Posts: 1,969
Year: 2004
Coachwork: IC
Chassis: CE300
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Quote:
Originally Posted by ewo1 View Post
Give them a call and donít volunteer information. Let them ask you if it is a converted bus.

I wouldn't want to take the chance of a claim being denied because I wasn't honest about what was being insured. I'd rather pay a bit more or do the legwork required to best assure I was actually covered & not just paying a fee to maintain a false sense of security.
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Old 07-25-2022, 04:35 PM   #12
Bus Crazy
 
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Join Date: May 2015
Location: Central Tx.
Posts: 1,197
Year: 1999
Chassis: Amtran / International
Engine: DT466E HT 250HP - Md3060
Quote:
Originally Posted by TheHubbardBus View Post
I wouldn't want to take the chance of a claim being denied because I wasn't honest about what was being insured. I'd rather pay a bit more or do the legwork required to best assure I was actually covered & not just paying a fee to maintain a false sense of security.
No one is suggesting dishonesty...what I was saying is only answer the questions asked and don't add another color to the answer!
Keep it black n white!

Kind of like when you talk to a cop on the street. It is usually the "extra" words one says that puts the noose around their neck!
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Old 07-25-2022, 04:39 PM   #13
Bus Geek
 
Join Date: May 2009
Location: Columbus Ohio
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Chassis: International 3800
Engine: DTA360 / MT643
Rated Cap: 7 Row Handicap
they never used to ask me but each time I renew if I do it on the phone they do as now.. if my bus is a bus.. so far thats the weay they have wanted it.. they didnt ask if it has seats this time.. however they did ask if it ewas converted or in the process of..
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