Insurance through Progressive!

[schoolbuscraig]

Today I got full coverage insurance from a local small town agent that sells progressive insurance. $328 per year. My build is not done, I need to move it to replace the leaking fuel tank. I told the agent that it is worth $9-12k as is. I am to call him back when it’s finished and reassess the policy

[BarnYardCamp]

I thought Progressive stopped covering skoolies???

[schoolbuscraig]

Maybe it is different state to state. It is tilted as an RV

[cadillackid]

it is different state to state, they likely wont cover it aftwer its been converted.. one of mny busses is covered through progressive and has been since I bought it in 2016, they ask me each year when I renew if my bus is still a bus.. (they didnt ask this for the first year or 2).. since its pretty much stock and still has all its seats, yes its a bus.. so they cover it without issue but sounds like they will not if it was converted

[KOYD]

Yes, That was the same thing that he told me- I have progressive for auto insurance too.They said that “If I converted into a RV, They will not cover it through Progressive.

[KOYD]

This is in the state of NC.

[ewo1]

Originally Posted by KOYD

Yes, That was the same thing that he told me- I have progressive for auto insurance too.They said that “If I converted into a RV, They will not cover it through Progressive.

I have progressive, commercial for personal coverage. At renewal this year they asked me if the conversion was finished and if so they can quote Rv coverage through AIS commercial.

I’m guessing it is a branch for Progressive.

Contact info…National Commercial
nationalcommercial@aisinsurance.com

[KOYD]

What is AIS commercial? How do you get progressive insurance to cover your bus ? They told me if it converted into an “RV” they won’t cover it . I am in NC.

[Rwnielsen]

I have Progressive, two motorcycles, contents insurance, my car and my bus. They didn't want to renew the bus until I sent them a whole bunch of pictures. My bus was originally bought by a coach company and was never any type of school bus. They're really gun shy when it comes to school busses. I've heard of several people getting canceled. I have 50k comprehensive for $1200/yr..

[ewo1]

Originally Posted by KOYD

What is AIS commercial? How do you get progressive insurance to cover your bus ? They told me if it converted into an “RV” they won’t cover it . I am in NC.

https://www.aisinsurance.com/

I just got an email from them congratulating me on our one year anniversary… so funny !!!!

Here is part of an email they sent me…

Dear Valued Customer,

Thank you for choosing AIS to serve your insurance needs. As you know, your insurance policy comes up for renewal shortly.

As a value added benefit for our AIS clients, we would like to remind you that now is a good time to review your coverage options.

In addition to making sure that you are properly protected, we will shop our panel of top rated carriers to make sure you are still receiving the best combination of price and
coverage available.



To find out more, please call us within the next 5 days and speak with one of our licensed insurance specialists at 800-493-7879.

That’s all I know about them.

Give them a call and don’t volunteer information. Let them ask you if it is a converted bus.

[TheHubbardBus]

Originally Posted by ewo1

Give them a call and don’t volunteer information. Let them ask you if it is a converted bus.

I wouldn't want to take the chance of a claim being denied because I wasn't honest about what was being insured. I'd rather pay a bit more or do the legwork required to best assure I was actually covered & not just paying a fee to maintain a false sense of security.

[ewo1]

Originally Posted by TheHubbardBus

I wouldn't want to take the chance of a claim being denied because I wasn't honest about what was being insured. I'd rather pay a bit more or do the legwork required to best assure I was actually covered & not just paying a fee to maintain a false sense of security.

No one is suggesting dishonesty...what I was saying is only answer the questions asked and don't add another color to the answer!
Keep it black n white!

Kind of like when you talk to a cop on the street. It is usually the "extra" words one says that puts the noose around their neck!

[cadillackid]

they never used to ask me but each time I renew if I do it on the phone they do as now.. if my bus is a bus.. so far thats the weay they have wanted it.. they didnt ask if it has seats this time.. however they did ask if it ewas converted or in the process of..