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Old 12-12-2019, 12:01 PM   #1
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Insurers willing to insure skokie/bus in MD?

Anyone here have luck with insurance in MD? My insurance, Erie, is being snotty about it and telling me they will only insure it once all work is done and it is tagged a motorhome.

But I need some kind of insurance, most likely will start with just liability, to register the bus in MD.

Any help appreciated.

BTW, it is a former school bus, used for many years by a non-profit to transport. So, it is not yellow anymore and the 8-ways and stop sign are all gone. Looking at a 1989 Thomas S1753, 27' long

Cheers!

-Dave
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Old 12-12-2019, 12:43 PM   #2
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A friendly agent with experience in DIY conversions, campers, vans, trailers etc is the key.

Calling the companies yourself will not be as productive.

Worst case get "commercial as personal" but can be pricey.

Registering as a MH in VT by mail always an option.
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Old 12-12-2019, 05:14 PM   #3
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Progressive wrote my policy during the year of construction, $171/yr. Don't know why everyone says the commercial policies are so expensive. My RV insurance through State Farm is easily twice that.

You will not be able to get an RV policy that will pay out unless the full conversion has been done. Some may not require proof, many will.
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Old 12-12-2019, 05:25 PM   #4
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Progressive wrote my policy during the year of construction, $171/yr.
For comprehensive?

Again depends on the state, huge variation.
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Old 12-12-2019, 05:46 PM   #5
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For comprehensive?

Again depends on the state, huge variation.
Good Lord, I saw no need for comprehensive during the build sitting in the driveway.Do those who have a commercial policy have comprehensive on it?
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Old 12-12-2019, 05:58 PM   #6
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My wife put full coverage on my Thomas when I asked her to "un-suspend" the insurance so I could drive it. I don't know what prompted her to do that but I am glad she did.

Two weeks later a tree fell on it.

Thank goodness for full coverage.
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Old 12-15-2019, 06:26 PM   #7
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Allstate quoted me $300 per year for general liability with the option to suspend at any point. Think Iíll go that route once I finalize on bus I am looking at. Thanks!
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Old 01-31-2020, 10:56 PM   #8
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Originally Posted by spenceadventures View Post
Allstate quoted me $300 per year for general liability with the option to suspend at any point. Think Iíll go that route once I finalize on bus I am looking at. Thanks!
Can anyone share an agent contact info for Skoolie insurance?
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Old 02-01-2020, 08:49 AM   #9
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AZ Farm Bureau, my agent is Walt at 928-632-0014.
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Old 02-01-2020, 01:06 PM   #10
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Can anyone share an agent contact info for Skoolie insurance?
http://www.skoolie.net/forums/f18/gr...ses-25029.html

Post says Florida, but Kelly Newsome will hook you up with a local Allstate rep for you if she can't do it herself. I got my insurance from Allstate via her connecting me with a rep in PA.
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Old 02-21-2020, 11:16 AM   #11
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AZ Farm Bureau, my agent is Walt at 928-632-0014.
2kool4skool, thank you for the insurance referral - I got hooked-up with Walt, his Agent Amanda helped me..
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Old 02-21-2020, 12:28 PM   #12
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2kool4skool, thank you for the insurance referral - I got hooked-up with Walt, his Agent Amanda helped me..
Glad they were able to help!
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