Originally Posted by Hotpuppy
To clarify I'm really asking if anyone is using their state risk pool.
Yes and I hope we get answers to that.
From hundreds of real-life threads across dozens of forums from the POV of the (prospective) buyer
including self-built conversions based on passenger vans, ex-commercial vans and trucks, cargo trailers etc etc
The one consistent success factor - besides trying from a different state jurisdiction - has been a knowledgeable agent, often specializing in mobile-dwelling travelers.
Those just calling the insurance company sales lines can get turned down by every single one, but then they find an agent with a solution.
And I know you're focused on liability only here (right?) but there is also a huge need for comprehensive + buildout/ contents coverage, ideally at a specific agreed-value with reasonable depreciation.
Without an established conversion company doing the build, that is extremely rare to find.
There is a huge business opportunity here.
So, sorry if you can't help make things easier and increase the HowTo knowledge of all these related communities,
but I'm hoping you can, even just a bit.
If you are willing to do so, a separate thread will be fine of course.