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Old 08-31-2019, 09:49 AM   #41
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Join Date: Dec 2017
Location: Dawsonville, Ga.
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Year: 1999
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Chassis: International
Engine: DT466/3060
Rated Cap: 77
Wow, State Farm really came through for me. When I first enquired about insuring the RV they quoted over $800. My Progressive policy expires on Fri., so I called my agent back to get the numbers to use as comparison. He got back with me and said the numbers were looking very good. $303/yr for full cover and only $95 for liability only for the whole year.

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Old 08-31-2019, 11:25 AM   #42
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Join Date: Jul 2016
Location: Western Oregon
Posts: 875
Year: 1995
Coachwork: Blue-Bird
Chassis: TC RE 3408
Engine: 5.9 Cummins 12V Mechanical/Allison MT643
Rated Cap: Blue-Bird says 72 pass.
That's great news. I have not completely given up on State Farm.
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Old 02-06-2020, 03:06 PM   #43
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Location: Kelso, WA
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Year: 1989
Coachwork: Carpenter
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Rated Cap: 72
Did you ever get insurance?
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Old 02-06-2020, 04:02 PM   #44
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Join Date: May 2017
Location: Windham NH
Posts: 1,321
Year: 1999
Coachwork: Amtran
Chassis: International RE
Engine: International T444e
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Quote:
Originally Posted by eyedeal.ink View Post
Did you ever get insurance?

I still don't... =(
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Old 02-06-2020, 06:52 PM   #45
Bus Nut
 
Join Date: Jul 2016
Location: Western Oregon
Posts: 875
Year: 1995
Coachwork: Blue-Bird
Chassis: TC RE 3408
Engine: 5.9 Cummins 12V Mechanical/Allison MT643
Rated Cap: Blue-Bird says 72 pass.
Same here, getting closer, next month I hope.
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Old 02-07-2020, 12:32 AM   #46
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Join Date: May 2016
Location: Eastern WA
Posts: 6,398
Year: 2002
Coachwork: Bluebird
Chassis: All American RE (A3RE)
Engine: Cummins ISC (8.3)
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Quote:
Originally Posted by vintageracer View Post
Wanna solve your problems??

MOVE!!!

At least as far as your legal residency is concerned!

Per your post you will soon be "Homeless" so why not establish a legal residence in South Dakota?

Easy to do, legal mailing address, cheaper insurance rates, register your bus there and other benefits. Afterall you gotta legally live somewhere even if you are NEVER there!

This may be a solution to your problems to your residency, vehicle registration and insurance issues.

Worth a look as there are several companies that offer these services.

https://gnomadhome.com/becoming-south-dakota-residents/

https://www.escapees.com/education/d.../south-dakota/
Come to Washington

I have insured three buses here with State Farm at reasonable rates. I have had auto, homeowners and life policies with them for 20 years and they have treated me well. I have insured buses with them in NV, AZ and WA.

When I first started out I was based in Oregon and insured my bus with Miller Insurance in lk. Oswego. That was a few years ago

Good luck.
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Old 02-07-2020, 05:57 AM   #47
Almost There
 
Join Date: Aug 2019
Location: Connecticut
Posts: 84
Year: 2008
Coachwork: International
Chassis: CE300
Engine: DT
I'm not in WA, but I got turned down by State Farm because it was a conversion and not professionally converted. Although Allstate had no problem insuring me. I'm paying $280 a year with Allstate for full coverage with $500,000 liability.
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Old 02-07-2020, 11:45 AM   #48
Bus Nut
 
Join Date: Jul 2016
Location: Western Oregon
Posts: 875
Year: 1995
Coachwork: Blue-Bird
Chassis: TC RE 3408
Engine: 5.9 Cummins 12V Mechanical/Allison MT643
Rated Cap: Blue-Bird says 72 pass.
I am back to thinking very seriously about South Dakota. But now looking once again at some of the links on this thread I see there's one video that discusses then current laws affecting residence in a list of states, and Nevada is on that list. Nevada is in top spot on my personal list of states I might like to move to, so I am getting ready to do some comparing.

But I still have not gotten my WA schoolbus title converted to an OR motorhome title. They want a lot of money for that, so I have been stalling.

But now I am thinking that maybe I should make a point of doing the title conversion before I try to register the bus in South Dakota.

Does anyone have any experience with title conversion in either South Dakota or Nevada?
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Old 02-07-2020, 11:49 AM   #49
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Join Date: Aug 2019
Location: Connecticut
Posts: 84
Year: 2008
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Engine: DT
Many of us (including me) have done Vermont registration despite not living in Vermont. Registration including converting from bus to motor home was $73. If you want them to send you a physical title (which you don't need if your bus is over 15-years old), it is $38 more. So $111 total for registration, plates and title. And Vermont had no problem mailing it all to CT in my case.
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Old 02-07-2020, 12:17 PM   #50
Bus Nut
 
Join Date: Jul 2016
Location: Western Oregon
Posts: 875
Year: 1995
Coachwork: Blue-Bird
Chassis: TC RE 3408
Engine: 5.9 Cummins 12V Mechanical/Allison MT643
Rated Cap: Blue-Bird says 72 pass.
I am a very long way from Vermont, which may not be too relevant. My main question is what can one do for insurance when they live in one state and drive a bus registered in another state?

I can't see the local State Farm Agency here in this small town being very enthusiastic about writing a policy for me in that case. And I'm picking on State Farm here because I have experience with them over the years, and for the majority of the questions I have asked them the answer has been no.

I guess I will search for forum threads on retitling in Vermont. I have seen quite a few of those, but never read any because Vermont is so far from Oregon. Thanks for the suggestion. I will do some research on this too.
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Old 02-13-2020, 09:01 AM   #51
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Quote:
Originally Posted by cofrari View Post
Many of us (including me) have done Vermont registration despite not living in Vermont. Registration including converting from bus to motor home was $73. If you want them to send you a physical title (which you don't need if your bus is over 15-years old), it is $38 more. So $111 total for registration, plates and title. And Vermont had no problem mailing it all to CT in my case.
@Corfrari
Mind if I ask who you're insured with? I DO live in Vermont (although I'm still a Washington DC resident - waiting to change over residency until I sell my house in DC this spring/summer).
Anyways, I just called up my State Farm agent (who I've got my car and renters insurance with), and they were baffled at the idea of insuring a bus-rv-thing

Conversation:
Agent "so whats the make and model again???"
Me "it's probably going to be a Crown Supercoach, either a 1988 or a 1990"
....silence. *clicking of his keyboard* re-asks make and model (x3)
Agent "....is it a buuussss??" (pitch getting high and uncertain)
Me *sighs. It was. Now it's a Rec Vehicle.
Agent "...I've honestly never dealt with this before, um...can I call our underwriting team and get back to you?"
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Old 02-13-2020, 09:46 AM   #52
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Join Date: Aug 2016
Location: Virginia
Posts: 131
Quote:
Originally Posted by Lissaft View Post
Anyways, I just called up my State Farm agent (who I've got my car and renters insurance with), and they were baffled at the idea of insuring a bus-rv-thing

Conversation:
Agent "so whats the make and model again???"
Me "it's probably going to be a Crown Supercoach, either a 1988 or a 1990"
....silence. *clicking of his keyboard* re-asks make and model (x3)
Agent "....is it a buuussss??" (pitch getting high and uncertain)
Me *sighs. It was. Now it's a Rec Vehicle.
Agent "...I've honestly never dealt with this before, um...can I call our underwriting team and get back to you?"

That's actually a good thing. The agent didn't say no, they said let me check with underwriters and let you know.

My introduction to bus rv conversions was a forum member randomly calling and asking if I could insure a bus rv. I told him I didn't know and let me make some calls. Turned out at the time I could if it was already converted.

He shared my info here, I joined the forum and now have a handful of VA conversions insured.
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Old 02-13-2020, 09:48 AM   #53
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Join Date: Apr 2019
Location: Florida
Posts: 36
Year: 1997
Coachwork: Bluebird
Chassis: Tc2000
Currently reside in Florida.
Yeah, State Farm insures mine. The agent had delt with many before so he knew what to do.
There are alot of Schoolies in Florida
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Old 06-11-2021, 01:09 PM   #54
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Location: Florida
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Year: 2005
Coachwork: Turtle Top
Chassis: Ford E-450
Engine: 6.8L V10
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Quote:
Originally Posted by NavyVet View Post
Currently reside in Florida.
Yeah, State Farm insures mine. The agent had delt with many before so he knew what to do.
There are alot of Schoolies in Florida

Just bought a Turtle Box Transit. Haven't convert it yet. My State Farm agent can only insure it as commercial.

Need your agent's number to see if they can help.

Kin
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Old 06-11-2021, 02:57 PM   #55
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Join Date: Sep 2019
Location: Bly Oregon
Posts: 173
Year: 1986
Coachwork: Crown
Chassis: Supercoach
Engine: Cummins 350 big cam
Rated Cap: 86 passengers?
I have my Crowns insured by State farm, in Oregon. Before you go to insure it and then go to Oregon DMV, remove the seats (maybe keep one or two), install a bed, and a cook stove (not a hot plate). State farm required a picture of the inside of my second Crown showing no seats before insuring. DMV measured the length of the bus, examined the cook stove and the bed. They registered it as an RV. Insurance isn't super cheap, but doable. Oregon does not do vehicle inspection (like brakes, tires, lights, etc) but good brakes steering, etc are common sense.
In my case, the three burner cook stove was mounted securely to a bathroom vanity, which was mounted to the floor of the bus. My bed was my own design, similar to a waterbed, but with a conventional mattress. Since I had the bus insured before I picked it up, I was able to go to DMV and get a trip permit with the title and insurance policy number. Oregon bases the fees on the length of the RV, hence the reason to measure it.


I hope this helps.
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Old 06-11-2021, 03:29 PM   #56
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Location: Florida
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Year: 2005
Coachwork: Turtle Top
Chassis: Ford E-450
Engine: 6.8L V10
Rated Cap: 14,050lb
Commercial VS Personal Vehicle

Just checked with my insurance agent. In the state of Florida, vehicle weight over 10,001 lbs and up have to be insured as commercial.

There is a wheel chair lift on my bus so if I take it out, it will be under 10K lbs and can be insured as personal vehicle. As a personal vehicle, I can use it for camping, traveling etc. As long as I don't plan to live in it. My plan is to use it for traveling 365 days per year!
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Old 06-11-2021, 07:54 PM   #57
Bus Nut
 
Join Date: May 2015
Location: Miami, Fl.
Posts: 554
Year: 1999
Chassis: Amtran / International
Engine: DT466E-Md3060
Quote:
Originally Posted by Bodhisava View Post
Just checked with my insurance agent. In the state of Florida, vehicle weight over 10,001 lbs and up have to be insured as commercial.

There is a wheel chair lift on my bus so if I take it out, it will be under 10K lbs and can be insured as personal vehicle. As a personal vehicle, I can use it for camping, traveling etc. As long as I don't plan to live in it. My plan is to use it for traveling 365 days per year!
Sounds easy-Peasy, register it at 9800 lbs, dot will probably never ever weigh it so as youíll never have to pull into a weigh stationÖ Iíd go for it!
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