More insurance questions...

[TrailLifeBill]

Originally Posted by PNW_Steve

Something that doesn't seem to get much discussion is the fact that a number of insurance carriers offer automatic liability coverage for their customers on vehicle purchases.

On both of the buses I have picked up recently I have simply contacted my agent to confirm this just for piece of mind. I got the buses home, pulled the seats and then obtained permanent coverage.

Check with your current insurance agent and ask if you have similar temporary coverage available for the trip home before you beat yourself up.

Just my $0.02

Do check with your agent first - my Allstate agent told me that since none of my other vehicles were commercial, I would have to establish my commercial for private use policy prior to the drive home. Good news is the rates were reasonable. Crossing my fingers for the proverbial 90 day wait to see if they cancel.

[o1marc]

So i call my State Farm agent now that I own a bus to find out if I can save a couple hundred dollars and drive it home on the " new purchase coverage" clause. He says "You sure are, 7 days, why, did you buy a Ferrari.?" I say "No, a school bus, need to insure it from OKC. to home is all."
"School bus you say." he says, "need to check with the underwriters on that one."

So I'm waiting to hear back from them.

[o1marc]

Just got a call back from my State Farm agent verifying that I AM covered for liability and uninsured motorist for 7 days on my auto policy in a school bus.