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Old 02-07-2021, 09:21 PM   #1
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New Bus. Need insurance in Illinois.

Hi all,

I just bought a bus, my first, and need to get insurance so I'm covered to pick it up at the school yard and drive it back to where I will be doing the conversion. I'm in Illinois. Does anyone have or know of an insurance agent that can help with that?

Thanks
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Old 03-17-2021, 11:21 PM   #2
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Did you find some insurance? Who with?
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Old 03-22-2021, 09:29 AM   #3
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Hi GONHTN,

Yes I found insurance. I first had to get commercial insurance to transport the school bus from the district bus yard to where I'm doing the conversion. I then was able to transfer the title and registration into an RV and arrange for RV insurance. I used an insurance broker for both, Peter Jahn from Guaranteed Rate, here is his contact info:

Peter.Jahn@rate.com
312-252-2416

If you are in Illinois you can apply for vehicle title & registration at most currency exchanges, They may be less critical of the condition of your bus / RV. For example like if you haven't finished the conversion. I don't know if this applies to other states.
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Old 03-22-2021, 11:28 AM   #4
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Originally Posted by Mercuric Mind View Post
Hi GONHTN,

Yes I found insurance. I first had to get commercial insurance to transport the school bus from the district bus yard to where I'm doing the conversion. I then was able to transfer the title and registration into an RV and arrange for RV insurance. I used an insurance broker for both, Peter Jahn from Guaranteed Rate, here is his contact info:

Peter.Jahn@rate.com
312-252-2416

If you are in Illinois you can apply for vehicle title & registration at most currency exchanges, They may be less critical of the condition of your bus / RV. For example like if you haven't finished the conversion. I don't know if this applies to other states.
Deep hole you could be digging. Unfinished conversion will be denied coverage in the event of an accident. DMV seems to be easy to pull the wool over their eyes and will register it on your word. The insurance companies and not this foolish and will most likely require documentation that the conversion has been completed.
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Old 03-22-2021, 02:06 PM   #5
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Deep hole you could be digging. Unfinished conversion will be denied coverage in the event of an accident. DMV seems to be easy to pull the wool over their eyes and will register it on your word. The insurance companies and not this foolish and will most likely require documentation that the conversion has been completed.
In my case the bus will not be going anywhere until ALL conversion work is completed. This all has been discussed with my ins guy and I trust his advice. My goal is not to "pull the wool over" anyone's eyes, just to be pro active in arranging proper licensing and insurance. You are correct that when it comes down to insurance companies paying out for a claim they try to skate out with any reason valid or not. Sadly, that is the nature of their game.

Cheers
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Old 04-20-2024, 10:47 AM   #6
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Good information

This is good to know definitely going to shoot Peter a email if he's still in the business hopefully can help me out. My bus was already registered as an RV in Indiana, I had it delivered here to me in Chicago Illinois I need to get the registration and plates All done. As The bus sits now it was used to haul around a side-by-side and has a living space and also some SUV seats.
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Old 04-21-2024, 08:14 AM   #7
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LR76,
Just to update this thread I'm using All state insurance now.
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Old 05-08-2024, 06:39 PM   #8
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I’m in Illinois and I just got a policy with Good Sam over the internet like a week ago, it was the easiest thing! Once I had that, the title, bill of sale, insurance print-out, and pictures of the conversion, I was more than prepared to go to the DMV.

It was the smoothest DMV experience I’ve ever had in Chicago. Go to the South Side 95th one and go right when it opens, lol. They even smile.
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Old 05-08-2024, 06:40 PM   #9
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This is good to know definitely going to shoot Peter a email if he's still in the business hopefully can help me out. My bus was already registered as an RV in Indiana, I had it delivered here to me in Chicago Illinois I need to get the registration and plates All done. As The bus sits now it was used to haul around a side-by-side and has a living space and also some SUV seats.
Iím in Illinois and I just got a policy with Good Sam over the internet like a week ago, it was the easiest thing! Once I had that, the title, bill of sale, insurance print-out, and pictures of the conversion, I was more than prepared to go to the DMV.

It was the smoothest DMV experience Iíve ever had in Chicago. Go to the South Side 95th one and go right when it opens, lol. They even smile.
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Old 05-08-2024, 10:43 PM   #10
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Deep hole you could be digging. Unfinished conversion will be denied coverage in the event of an accident. DMV seems to be easy to pull the wool over their eyes and will register it on your word. The insurance companies and not this foolish and will most likely require documentation that the conversion has been completed.
State farm has told me originally that the bus be completed. I explained to them it would not be, but I know the total it would need to be insured for at the end of completion, and they agreed when I gave them a final number
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