No insurance required!!!

[sutphinins]

Originally Posted by djdalfaro

Do you write in TX?

Unfortunately no. For now I can only do buses in VA. Home/auto we can do VA, MD, NC, WV, OH, GA, AK, and auto only in FL. I believe we're still licensed in OH. But we only have a few companies outside of VA.

[FaerieKnotty]

Why would you want to chance it? Is saving a few bucks really worth the chance of hurting someone and being sued? Being in debt for the rest of your life?

[MCV1964]

I would worry about the liability if things went bad.

You could loose everything you own and what if someone was hurt, you would have no means of providing for them if you were at fault.

Personally I couldn't do it.

[Nomadic Patriot]

The answer is ..."all of the above" are required.
By reading the section "b" part that says...

(B) is used only for exhibitions, club activities, parades, and other functions of public interest and not for regular transportation; and

I bolded that word "and" ...this links all three together. Gotta have the insurance. You need fed minimum liability insurance. You will get a cheaper rate on everything if you register it as an antique or classic vehicle.

Funny thing is...why was insurance not needed when we had Model A's & T's, Classic cars, etc. ? Same things happened then as they do now.

Maybe ask as well...why do we need to ask for permission (permit/driver's license) to drive or travel on the roads our money built? Aren't we all supposed to be free to travel within our country (USA) without hindrance? But I'll leave the rest to another forum where American History and natural rights are discussed.

[05FrieghtlinerThomas]

National General will write you a liability only policy with a few pics and an application, State Farm will go full policy with the same info. Being professinally built helps greatly. You must have all the standard RV componenets to qualify.

In VA if you are in the build stage and are traveling between your home and various Shops to build your rig, without tags and insurance, VA, via the DMV website, will grant you a 3 day license with uninsured motorist protection for like $50. I used it twice to drive from VA to CO. It was amazing.