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Old 08-05-2021, 05:16 PM   #1
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“Nomad” license/registration

Howdy all!
Just signed up though I’ve been a lurker for a while. Information here is so valuable! Thanks for everyone’s expertise!
We are selling our house and moving into the skoolie we are almost finished converting in the next month or so. We do not want to use family’s addresses for license/registration/etc. Any suggestions about getting nomad licensing? Someone said South Dakota is relatively easy. Wasn’t sure about anyone else’s experience.
TIA!!

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Old 08-05-2021, 06:25 PM   #3
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South Dakota was a piece of cake, it was pretty effortless. We only had to spend a night there to get domicile. We used Your Best Address for a mailing service and to walk us through vehicle registrations and whatnot. There are a couple similar companies that provide these services. Insurance wasn't so easy, we ended up getting Progressive Commercial for Personal Use which is liability only. Nice thing about SD is there's no annual vehicle inspection and no income taxes to file.
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Old 08-07-2021, 07:44 AM   #4
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South Dakota was a piece of cake, it was pretty effortless. We only had to spend a night there to get domicile. We used Your Best Address for a mailing service and to walk us through vehicle registrations and whatnot. There are a couple similar companies that provide these services. Insurance wasn't so easy, we ended up getting Progressive Commercial for Personal Use which is liability only. Nice thing about SD is there's no annual vehicle inspection and no income taxes to file.
Thanks, Drew!! Glad to hear from someone who has done this. Good to know about Progressive. We were thinking of using Good Sam Insurance. We are currently on Erie, but I don’t think they operate in SD. I think we are going to stop in SD and get this all sorted out on our was West in December heading to Skooliepalooza. Would be great to have this all squared away. Thanks again! Happy travels!
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Old 08-07-2021, 07:54 AM   #5
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GS is national General. They don’t allow full timers. 6 months max a year. You’ll need to provide an address for an immovable residence. Also photos of the bus. No decks, racks, wood stoves. Also it will need to be converted, have bed, toilet, stove, sink, all permanently installed.
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Old 08-07-2021, 10:29 AM   #6
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GS is national General. They don’t allow full timers. 6 months max a year. You’ll need to provide an address for an immovable residence. Also photos of the bus. No decks, racks, wood stoves. Also it will need to be converted, have bed, toilet, stove, sink, all permanently installed.

Yeah, I neglected to mention that the biggest hitch with insurance was because we were full-timers in a converted bus (as opposed to a motor home). I'd recommend using a relative's address if possible, it'll make it smoother. The domicile process itself was easy, the insurance process was a panic inducing nightmare.
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Old 08-08-2021, 05:22 PM   #7
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GS is national General. They don’t allow full timers. 6 months max a year. You’ll need to provide an address for an immovable residence. Also photos of the bus. No decks, racks, wood stoves. Also it will need to be converted, have bed, toilet, stove, sink, all permanently installed.
Wow... didn’t know that. Thanks!! That really stinks. We have a deck and a wood stove
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Old 08-08-2021, 05:24 PM   #8
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Huh, well... the search continues then. I wonder if I could use family’s address for the insurance but use the SD domicile address for legal paperwork such as drivers licensing.
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Old 08-08-2021, 06:44 PM   #9
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UPS Store will give you a mail box with a physical street address.
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Old 08-08-2021, 06:45 PM   #10
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We have a deck and a wood stove
We do too. We were able to get liability through Progressive Commercial. Both in Illinois and in SD. I've heard they're cancelling policies but we're still insured, maybe we're grandfathered in or something though.
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Old 08-08-2021, 06:48 PM   #11
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We do too. We were able to get liability through Progressive Commercial. Both in Illinois and in SD. I've heard they're cancelling policies but we're still insured, maybe we're grandfathered in or something though.
Or maybe they will let you know you have no coverage when you file a claim. It is easier to ask for forgiveness, than to ask for permission doesn't fly with insurance companies.
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Old 08-08-2021, 07:02 PM   #12
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Or maybe they will let you know you have no coverage when you file a claim. It is easier to ask for forgiveness, than to ask for permission doesn't fly with insurance companies.
Yeah, could be they cancel us if we file a claim. Nobody ever told us we couldn't have a deck or a stove. We enjoy the hell out of using our bus and haven't had to file a claim yet. More than anything I was worried about navigating gas stations and traffic but that's become second nature. We've got the slip of paper to show the fuzz, which is the more likely scenario so at least we're covered there.
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Old 08-09-2021, 01:16 PM   #13
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Many financial institutions have database filters that disallow using most mail forwarding services as your legal domicile address.

Read the thread I linked to for the most reliable solutions
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Old 08-09-2021, 03:03 PM   #14
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Yeah, could be they cancel us if we file a claim. Nobody ever told us we couldn't have a deck or a stove. We enjoy the hell out of using our bus and haven't had to file a claim yet. More than anything I was worried about navigating gas stations and traffic but that's become second nature. We've got the slip of paper to show the fuzz, which is the more likely scenario so at least we're covered there.
Ya, you'll be good with LEO, but remember the insurance company always looks for a way to not pay. Did you read the fine print on your policy, no one ever does till it's too late.
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Old 08-10-2021, 11:02 PM   #15
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Read the thread I linked to for the most reliable solutions
Thanks, john61ct!
We are shying away from using F&F as much as possible. There would be too much toxic “you can’t do this without me” cr@p. I’m considering using America’s Mailbox. They seam to have their act together (even have an in-house insurance agent to find vehicle insurance and a campground so you can prove the address is “garage-able”!). I’m calling them this week to see what steps I can take ahead of time to get everything moving paperwork-wise and hopefully get answers to questions regarding address use for financial institutions. I appreciate your insight in that regard and will make sure they answer all my questions before I start signing stuff ;)
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Old 08-11-2021, 06:26 AM   #16
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Did you read the fine print on your policy, no one ever does till it's too late.
Yup, I'm a stickler for that. I always read the fine print.
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