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Old 09-21-2021, 04:51 PM   #1
Skoolie
 
Join Date: Jan 2017
Location: Alabama
Posts: 105
Year: 2005
Coachwork: International
Chassis: RE300
Engine: DT466E
Rated Cap: 30 + 2 WC
Smile Pre-conversion insurance options in 22 states

I know insurance is a big deal with bus conversions, and wanted to share some info that may help others. I was able to obtain RV insurance for my unfinished conversion. It came to about $360 for the year., and is an RV policy (not commercial for private use). I contacted Good Sam, who put me in contact with Alex Waterman. His contact info is below:

Alexander M. Waterman
Senior Agent
National General
Office: 314.493.8691
Email: Alexander.Waterman@NGIC.com

he emailed me that, depending on underwriting, he can insure a pre-conversion bus in the following US states:

AL, AR, AZ, CO, GA, IA, IL, KY, LA, MS, MO, NH, NM, OH, OK, PA, SD, TN, TX, UT, WY

He also wrote that he can insure conversions in all 50 states "except Massachusetts where they would need to contact a local agent who does NGIC".

He did specify that they cannot insure conversions with wood stoves or roof decks due to the liability. According to him, the problem with the roof decks was from people falling off and injuring themselves.

Hope this helps someone!

skoontz is offline   Reply With Quote
Old 10-07-2021, 10:10 AM   #2
New Member
 
Join Date: Oct 2021
Location: Flagstaff
Posts: 4
Year: 2010
Coachwork: International
Chassis: CE
Engine: DT 466 Max Force
Rated Cap: 65 passenger
Thank you for the information! I will definitely be contacting!

Kayla
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Old 11-21-2021, 10:27 AM   #3
Mini-Skoolie
 
Join Date: Nov 2021
Location: DFW, TX
Posts: 12
Year: 2003
Coachwork: International
Chassis: 3000
Engine: T444E
Rated Cap: 23600
Was there anywhere that said they wouldnt insure roof raises or just roof top decks?
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Old 11-21-2021, 06:52 PM   #4
Skoolie
 
Join Date: Jan 2017
Location: Alabama
Posts: 105
Year: 2005
Coachwork: International
Chassis: RE300
Engine: DT466E
Rated Cap: 30 + 2 WC
When I spoke with him, I don't remember him asking about a roof raise. He did ask about wood stoves and roof deck s. I also had to send photos of the bus. Best bet is to reach out and ask
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