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Old 09-26-2010, 03:23 PM   #1
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Texas Insurance Question

This isn't so much an issue of who to insure with, it's WHAT to insure the bus as. As background:
I'm taking all the seats except for the first two rows out of the bus (the GVWR is under 26,000 as well), so that I don't need a CDL. I understand that I need to get the bus registered as something other than a commercial bus. However, to my knowledge, you have to have a kitchen, bathroom, etc. to get your bus insured as an RV? I'm not planning on installing these things.
So what should I register it as? Just a private bus? I've heard that there can be problems with that, is that true?
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Old 04-25-2011, 11:35 PM   #2
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Location: Houston Texas
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Year: 1997
Coachwork: Bluebird
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Engine: 5.9 Cummings turbo diesel
Re: Texas Insurance Question

Insurance is cheaper as a motorhome. Get a weight certain from a truck scale. Get pictures of the inside and go to the tax office. It took about 30 minutes but mine is now titled as a motorhome, insurance is about 400 a year.
Great nations rise and fall. The people go from bondage to spiritual truth, to great courage, to liberty, to abundance, to selfishness, to complacency, to apathy, to dependence, and back again to bondage.
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Old 04-26-2011, 11:44 AM   #3
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Location: Roswell, NM
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Re: Texas Insurance Question

Originally Posted by Ascend
... I thought I read that GMAC was no longer providing new policies in Texas?
I hope that's not true! I will have to tag/title in NM to start with but will switch over to TX tag/title in a year or so when we set up our TX residency in Livingston. I was planning on using GMAC.
This post is my opinion. It is not intended to influence anyone's judgment nor do I advocate anyone do what I propose.
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