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Old 10-07-2024, 01:30 PM   #1
Mini-Skoolie
 
Join Date: Mar 2021
Location: Mendocino County CA
Posts: 13
Year: 1985
Coachwork: Bluebird
Chassis: All American
Engine: CAT 3200
Rated Cap: 78
Where to insure bus?

Oh boy ... I have to move 1300 miles on the 31st of this month, and I'm struggling to find insurance. Any help is greatly appreciated!

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Old 10-07-2024, 05:21 PM   #2
Skoolie
 
Join Date: Jan 2017
Location: Alabama
Posts: 124
Year: 2005
Coachwork: International
Chassis: RE300
Engine: DT466E
Rated Cap: 30 + 2 WC
Not sure about in CA, but I was able to find insurance through Good Sam in AL (underwritten by National General). Which is a little funny, as Good Sam will not provide roadside assistance to skoolies anymore
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Old 10-08-2024, 12:40 PM   #3
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Join Date: Oct 2005
Location: Clearlake, Northern California
Posts: 2,531
Year: 1992
Coachwork: Blue Bird
Chassis: TC-2000 Frt Eng, Tranny:MT643
Engine: 5,9 Cummins
Rated Cap: 84
This may be "too little, too late", but my own way of finding insurance on an unusual vehicle is to have a long and solid relationship with my insurance agent. And a spotless record, of course.

But with your sudden need of coverage, for a one-way trip of perhaps a week, keep in mind that agents are generally eager to write a new policy, and it takes a few days before "Company Headquarters" have a chance to review it and cancel it (if they find it "undesirable").

Now, Skoontz, can you point me to Good Sam's information about roadside assistance? I used it once for Millicent, but that was some years ago.
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Old 10-08-2024, 12:46 PM   #4
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Location: Central Tx.
Posts: 2,419
Year: 1999
Chassis: Amtran / International
Engine: DT466E HT 250HP - Md3060
Quote:
Originally Posted by Alone Ranger View Post
Oh boy ... I have to move 1300 miles on the 31st of this month, and I'm struggling to find insurance. Any help is greatly appreciated!
Try geico commercial ?

Don't use the word skoolie, it just a bus for personal use, camping trips with the grandkids…..
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Old 10-08-2024, 03:06 PM   #5
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Join Date: Sep 2017
Location: Swansboro,NC
Posts: 3,123
Year: 86
Coachwork: Thomas
Chassis: Ford B700
Engine: 8.2
Rated Cap: 60 bodies
progressive commercial as a bus for personal use.
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Old 10-10-2024, 09:02 PM   #6
Skoolie
 
Join Date: Jan 2017
Location: Alabama
Posts: 124
Year: 2005
Coachwork: International
Chassis: RE300
Engine: DT466E
Rated Cap: 30 + 2 WC
Quote:
Originally Posted by Elliot Naess View Post
This may be "too little, too late", but my own way of finding insurance on an unusual vehicle is to have a long and solid relationship with my insurance agent. And a spotless record, of course.

But with your sudden need of coverage, for a one-way trip of perhaps a week, keep in mind that agents are generally eager to write a new policy, and it takes a few days before "Company Headquarters" have a chance to review it and cancel it (if they find it "undesirable").

Now, Skoontz, can you point me to Good Sam's information about roadside assistance? I used it once for Millicent, but that was some years ago.
I believe it changed in the last few years. If you check the fine print in the current Good Sam brochures, they state the following (bolding added):

VEHICLES NOT COVERED BY THE GOOD SAM PLATINUM ROADSIDE ASSISTANCE PROGRAM INCLUDE BUT ARE NOT LIMITED TO:
• Borrowed, stolen, vandalized, or impounded vehicles or vehicles damaged and currently immobilized by fire or flood.
• Utility trailers of any type being used for non-recreational purposes, animal trailers and vehicles used to transport show animals.
• Tiny Home trailers and Park Model trailers
• Vehicles located outside the United States, Canada, Puerto Rico, U.S. Virgin Islands and Mexico.
• Vehicles in a repair facility, off-road area, sand beach area, restricted roadway or toll road where Good Sam is not allowed to send contracted providers or any unattended, unlicensed, or abandoned vehicles.
• Commercial/business vehicles and trailers (including but not limited to limousines, taxis, box trucks, buses, semi-trucks), vehicles originally and specifically designed or licensed for commercial or business purposes (including those converted into RVs or other personal vehicles), and vehicles licensed commercially or in a business name.
• Any personal vehicle(s) used for any type of commercial/business purpose(s) or for any other non-recreational purpose(s)

https://images.goodsam.com/goodsamro...mplete_MBB.pdf

Good news is that for now, Coach-net still covers conversions for roadside assistance. Their motorhome plan also covers the owners private vehicles, and offers similar benefits to AAA.
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Old 10-10-2024, 11:27 PM   #7
Skoolie
 
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Join Date: Oct 2017
Location: Bellingham Washington
Posts: 146
Year: 2005
Coachwork: Thomas
Chassis: Freightliner
Engine: 6.4 liter Mercedes MBE 900
Rated Cap: 48 passenger
Read the fine print, always.

Good Sam's fine print caused me to not renew my roadside assistance through them last time. Of course, that didn't stop them from sending me numerous letters attempting to get me to renew. I'm with CoachNet for now. Hope I never need it.
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Old 10-11-2024, 11:36 AM   #8
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Join Date: Oct 2005
Location: Clearlake, Northern California
Posts: 2,531
Year: 1992
Coachwork: Blue Bird
Chassis: TC-2000 Frt Eng, Tranny:MT643
Engine: 5,9 Cummins
Rated Cap: 84
Thanks, Skoontz, that does indeed spell it out. I appreciate you taking the time.
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Old 10-13-2024, 12:57 PM   #9
Mini-Skoolie
 
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Join Date: Dec 2016
Location: from Seattle
Posts: 68
Year: 1995
Coachwork: Thomas
Chassis: Oshkosh
Engine: 5.9L 6BT / MT643
Rated Cap: 26
Did you try American Family Insurance?
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