Both very good ideas. I'll list out the pros and cons of each as i see it:
1X1 method:
PROS
you can allow channels for wire/venting/water lines, etc
Its easier to attach the 1x1's to the bus frame, and then screw the subfloor (plywood) to the 1x1's, and then fasten your final floor to that
stronger
allow for radiant floor heat
CONS
the metal to wood connection would create somewhat of a thermal bridge, even with insulation in between.
Floating subfloor on rigid insulation:
PROS
superior insulating. no thermal bridges (there would still be plenty throughout the bus, but not in the floor)
simpler in a sense
CONS
to me, the major con would be connecting the subfloor to the bus body. you would want to use some sort of bolt that can be tightened pretty good, you dont want any further movement in the future as the rest of the interior will rest on this floating, moving, vibrating plate. so lets say you use something like a carriage bolt, what do you do with the large head and washer sticking up on the subfloor? that would be my reason for not doing it this way even though theoretically it would provide superior thermal insulation.
I think either way you'd want to peel up the factory rubber. On my bus the rubber was getting pretty chewed up and torn, and you need as flat a surface as you can get. How about peeling up all the old rubber and get the whole inside Rhino Lined? (or line-X, whatever you got there) you know, that spray in truck bed liner? the proceed to do whatever way you want on top of that. yeah!