Insurance for full-time bus travelers?

cxzcxzcxz12345

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Feb 22, 2023
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I called GoodSam this morning, they only offers liability-only since the bus conversion was not done by professional builder, and then when I mention I will be use it as my primary residence, they refuse to give insurance because they can only insure rv under recreational use (6 months or less in a year).

Anyone know any insurance company can provide liability or full coverage for full-timer travelers?
 
Here we go again.

It is imperative that a skoolie aware and understanding underwriting/certifying body be brought into existence.

Probably by us.

Last I mentioned, I invited anyone who knew anyone in the insurance underwriting field to be in a conference call with respect to that.

Since, crickets!
 
I called GoodSam this morning, they only offers liability-only since the bus conversion was not done by professional builder, and then when I mention I will be use it as my primary residence, they refuse to give insurance because they can only insure rv under recreational use (6 months or less in a year).

Anyone know any insurance company can provide liability or full coverage for full-timer travelers?
My guy.

The Man detests, despises, and perhaps most importantly, feels threatened by anyone that doesn't toe the line and sort themselves into neat, orderly, exploitable little boxes.

Why, someone who realizes rent is a scam might realize property is a scam too. They might further figure currency itself is also a scam, and that all of these various scams exist for the sole purpose of creating a two class society: the ultra-rich and everyone else.

And brother, if you're posting here, we know who you are wether you do or not.

Almost every single rule put in place is done so to the end of greater power and control into fewer and fewer hands. The rules that aren't, are almost invariably corrupted until they too serve that purpose.

Insurance, at the cliff's notes level, is a good idea.

In actual practice, it's another scam, and another tool used to keep those uppity poors down. They've caught on that we figured out something good, and are making it harder and harder to keep. Harder and harder to do that good old fashioned american freedom we heard so much about growing up.

Enough people can't afford rent that more and more places are making it illegal to sleep in vehicles-because that's a ****ing solution, isn't it?

But it doesn't matter-the powers that be simply must have a mass of groveling people begging for scraps hard enough that any job will do, no matter the pay or conditions, no matter what they were promised.
 
If currency and property are scams how is it insurance isn't? You only need insurance to protect property.
 
If currency and property are scams how is it insurance isn't? You only need insurance to protect property.
I literally said it's another scam. Perhaps try re-reading the post.

And to think, they're dismantling the ****ing department of education
 
You did say it was a good idea as well.

I could barely read and write when I graduated High School. I had to take three semesters of remedial courses in community college just to catch up. Let it burn.
 
I’ve been on the same hunt for decent insurance for my bus, and after checking a bunch of options, I found that Lucky Penny Insurance actually understands what full-time travelers need. They don’t treat a skoolie like a regular RV, which is a huge plus. Their coverage works well for people who live on the road full-time, and they were super easy to deal with. Definitely worth looking into.
 
You did say it was a good idea as well.

I could barely read and write when I graduated High School. I had to take three semesters of remedial courses in community college just to catch up. Let it burn.
Wow, almost like your school sucked?

Like maybe it should have been properly funded and staffed with competent people who are being paid enough to live?

Staffed well enough that there's ten or fifteen students to a teacher, instead of 30, 40?

Dismantling education is going to make more kids illiterate.

Which, by the way, is bad for all of us.

I like that when I buy something, the person running the register can do basic math.

I like that a sign posted somewhere can mean something specific to someone I've never met.

Jesus. I miss the old hopeful science fiction, when it was wild fantasies about how through our technological advancement, we'd finally be able to provide stable food and housing and education for every man, woman, and child on earth, to have all the leisure time we wanted if we wanted, and still go explore the solar system at least.
 
Wow, almost like your school sucked?

Like maybe it should have been properly funded and staffed with competent people who are being paid enough to live?

Staffed well enough that there's ten or fifteen students to a teacher, instead of 30, 40?

Dismantling education is going to make more kids illiterate.

Which, by the way, is bad for all of us.

I like that when I buy something, the person running the register can do basic math.

I like that a sign posted somewhere can mean something specific to someone I've never met.

Jesus. I miss the old hopeful science fiction, when it was wild fantasies about how through our technological advancement, we'd finally be able to provide stable food and housing and education for every man, woman, and child on earth, to have all the leisure time we wanted if we wanted, and still go explore the solar system at least.

It blew. In high school it got so bad I would go for 1 day and then I skip the next two days. The teachers taught the same thing over and over and over. I heard them the first time. Absolutely worthless waste of time to sit there all day every day. I had friends who went to homeschool for two or three hours a day MAX and were better educated.

Why on earth do you think anyone is dismantling education? The states are required by law to provide anyone in the state with an education. They can not turn anyone away legally. There's no legal reason for a state to not provide education. If someone comes into the school and says they live there they have to be educated.

Teachers make good money here. They have better retirement than anyone. Their healthcare and dental is better than any private insurance. I think a lot more people would be teachers if it wasn't a government job.
 
Are you in the US?

I remember overhearing an elementary teacher of mine teacher griping about the lousy pay in the 90's.

A friend of mine recently quit her elementary school job to become a stripper, because it pays better.
Actually factually.

And nothing against stripping or the folks that do it (but to hell with at least half of their clientele), but that's ****ed up.


Also: Pres. Trump signs executive order to dismantle Dept. of Education
 
I am in the US. I've seen the education system first-hand. The school I was in created classes for failures. They made a special Algebra class that would do 2+2 just to pass everyone.

Everyone complains about how much they make. The less you think you make compared to the life you want to live or the things you want to buy the more you will complain. If you like to spend a lot of money the more you will complain because the less you will have.

Girls can make a lot of money being a stripper. They sell their youth in that job. Your friend will regret it when she gets closer to 40. Tell her to ask how many 40/50 year old strippers she sees and ask them how much they are making. Tell your friend she is selling herself short. All that money she is making she has to save now otherwise she will be very poor later on. Stripping will not last her very long.

As a teacher or any other government job you don't go there because it pays well. Government jobs pay really well at retirement. I know a firefighter who started at 24 years old. He put in his 20 years and retired at 45. He lives off that money very well.

Teachers also get very long breaks/vacations during the Winter, Spring, Summer. You have to consider that as part of pay as well. I knew a High School teacher that would teach English at a local community college during the Summer months. So instead of taking the vacation he got additional pay. He still got his winter and Spring breaks too.

Typically, all private jobs pay better than government jobs. The majority of private jobs do not come with pensions.

You shouldn't look at titles of stuff the government puts out. I used to make this mistake when reading bills out of Congress and the Senate. You have to go read the details of these things. It takes a lot of time but it is the only way to really understand. You have to read the fine print. Dismantling the department of education at the federal level does nothing to the education at the state, county, parish, city level where education is actually provided. All of the funding roles the department of education currently provides will be moved into other departments. The Federal bureaucracy is what is being removed.

If you think the Department of Education is actually valuable look at test scores of children since it was founded. Test scores have gone down - not up.
 

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