Insurance with AC hanging out/Solar Panels

[heimlich]

I spoke with an insurance agent a while back. She said they didn't want to see anything hanging off the bus and she mentioned AC units. I didn't ask at the time if that was window units, mini splits, or both.

Has anyone had any problems getting insurance with a minisplit on the back of their bus? How about with solar panels on top?

 

[cadillackid]

I spoke with an insurance agent a while back. She said they didn't want to see anything hanging off the bus and she mentioned AC units. I didn't ask at the time if that was window units, mini splits, or both.

Has anyone had any problems getting insurance with a minisplit on the back of their bus? How about with solar panels on top?

wierd since some factory bus A/C's are put on the top of the rear header panel outside.. (this is how all old busses used to be)...



I could imagine they wouldnt want a window unit sticking out the side or rear since the ywould assume its not permanently mounted

 

[heimlich]

wierd since some factory bus A/C's are put on the top of the rear header panel outside.. (this is how all old busses used to be)...



I could imagine they wouldnt want a window unit sticking out the side or rear since the ywould assume its not permanently mounted

Can you show me a picture of this so I can file it away for if they say something about it.

 

[nikitis]

Find a broker to find you a policy. Was literally almost no questions asked about design or function. I told them it was a BUS converted to RV, and they wrote me a binding policy. NO questions about solar, roof raise, AC units hanging off the back, nothing.

 

[heimlich]

I tried to get insurance with the inside ripped out with State Farm. They wanted pictures. They said to come back then the conversion was complete.

 

[ewo1]

I tried to get insurance with the inside ripped out with State Farm. They wanted pictures. They said to come back then the conversion was complete.

Have you tried calling Kelly Newsome @ Allstate?

Off topic: how did you make out in Houston yesterday with the TS?

 

[heimlich]

I spoke them after State Farm said they wanted to see the whole conversion. Allstate uses National General.

I think it was a National General representative that told me about the air conditioner hanging off.

 

[Bluthebus00]

I tried to get insurance with the inside ripped out with State Farm. They wanted pictures. They said to come back then the conversion was complete.

That's accurate for StateFarm. We're insured with them and they wanted pics and a brief description to verify the conversion is complete. Our cost for full RV coverage with StateFarm is about $300/yr

 

[Wuzabus]

Hey there. Nikitis, Who is your insurance company? I'm in GA and I need to find one that will insure me. Thank you.

 

[heimlich]

I saw someone else with state farm with the mini split on the back above the door and solar panels. Maybe I am good for them to go.

 

[technolina]

Just moved to GA. State Farm was the only company that I could find. Agent took pictures inside and out. Conversion was mostly complete.

 

[nikitis]

Hey there. Nikitis, Who is your insurance company? I'm in GA and I need to find one that will insure me. Thank you.

I just looked up a local insurance broker, gave them a call, and they hooked me up with Progressive, Who specifically states they will not insure a converted school bus, however the broker has special access deals and are able to set it up for you. YOU won't be able to do it, but they can, so just look up any old local insurance broker company, and give them a ring.