Boy_Buildn_A_Bus
Member
- Joined
- Nov 8, 2024
- Posts
- 13
Hello,
I bought my bus and was able to get it insured with progressive but for over 5000 a year which is obviously a lot. i did this simply so I could drive it home. I have sense got it titled and registered in NJ as a personal passenger vehicle, but because the GVWR is over 26001 lbs (it's 33,000) insurances are all saying even though its registered personal, the weight is to high for a personal policy, though I do have a certified weight slip with the weight under 21,000 lbs (like I said the bus is as of now just empty). does anyone have any insight?
the reason the commercial is so high is because as of july 2024, NJ says that all commercial vehicles over 26001 lbs need to have 1.5 MIL in liability, so i had to have that with the commercial insurance, but now because my weight is kicking me out of the personal policies, it is still requiring that.
I bought my bus and was able to get it insured with progressive but for over 5000 a year which is obviously a lot. i did this simply so I could drive it home. I have sense got it titled and registered in NJ as a personal passenger vehicle, but because the GVWR is over 26001 lbs (it's 33,000) insurances are all saying even though its registered personal, the weight is to high for a personal policy, though I do have a certified weight slip with the weight under 21,000 lbs (like I said the bus is as of now just empty). does anyone have any insight?
the reason the commercial is so high is because as of july 2024, NJ says that all commercial vehicles over 26001 lbs need to have 1.5 MIL in liability, so i had to have that with the commercial insurance, but now because my weight is kicking me out of the personal policies, it is still requiring that.